Fintech SelectTSXV:FTEC Gross Margin % is 95.01% as of Mar. 2026, which is 6% above its 10-year median of 89.53. The stock has 3 warning signs investors should review. Among 2,677 Software companies, Fintech Select ranks better than 97.65% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Fintech Select had a gross margin of 95.01% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Fintech Select Gross Margin % Related Terms
Fintech Select Gross Margin % Historical Data
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The historical data trend for Fintech Select's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSXV:FTEC vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, Fintech Select's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintech Select Gross Margin % vs Software Industry
For the Software industry and Technology sector, Fintech Select's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Fintech Select's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Fintech Select (TSXV:FTEC) has a Gross Margin % of 95.01% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Fintech Select and its competitors. This is near median its historical median of 89.53. Over the past decade, Fintech Select's Gross Margin % has ranged from 59.04 to 95.21. According to the industry distribution chart, Fintech Select ranks #63 out of 2677 companies in the Software industry, placing it in the top 2.4%.
Is Fintech Select's Gross Margin % too high?
Fintech Select's current Gross Margin % of 95.01% is near median its 10-year median of 89.53. Over the past 10 years, this metric has ranged from a low of 59.04 to a high of 95.21. The Software industry median Gross Margin % is 40.49. Fintech Select's value of 95.01% is 134.7% above this industry median. Based on the distribution chart, Fintech Select ranks #63 out of 2677 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does Fintech Select's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fintech Select ranks #63 out of 2677 companies for Gross Margin %. This places Fintech Select in the top 2% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 40.49. Fintech Select's value of 95.01% is 134.7% above this benchmark. Historically, Fintech Select's own Gross Margin % has ranged from 59.04 to 95.21 over the past decade. While the company's 10-year median is 89.53 vs. the industry median of 40.49, Fintech Select has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.49, based on 2,677 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintech Select's current Gross Margin % of 95.01% is 134.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Fintech Select and its competitors. For the Software industry, the median Gross Margin % is 40.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech Select's current Gross Margin % is 95.01%, which is near median its own 10-year median of 89.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech Select stock overvalued right now?
Based on GuruFocus' analysis, Fintech Select (TSXV:FTEC) is currently considered Significantly Overvalued. The stock's GF Value™ is C$0.02, compared to a current price of C$0.04 — trading 75% above its estimated fair value. The current Gross Margin % is 95.01%, which is near median its 10-year median of 89.53 and 134.7% above the Software industry median of 40.49. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Fintech Select (TSXV:FTEC), the current Gross Margin % is 95.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fintech Select Ltd leads the way in financial payment services, offering cutting-edge solutions such as prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions. The Company also operates a multi-lingual call center to third-party customers in Canada and the USA.
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