Fintech Select (TSXV:FTEC) 3-Year RORE % : -125.00% (As of Mar. 2026)

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What is Fintech Select 3-Year RORE %?

Fintech Select TSXV:FTEC 3-Year RORE % is -125.00 as of Mar. 2026. The stock has 3 warning signs investors should review. Among 2,543 Software companies, Fintech Select ranks worse than 92.96% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Fintech Select's 3-Year RORE % for the quarter that ended in Mar. 2026 was -125.00%.

The industry rank for Fintech Select's 3-Year RORE % or its related term are showing as below:

TSXV:FTEC's 3-Year RORE % is ranked worse than
92.96% of 2543 companies
in the Software industry
Industry Median: 3.07 vs TSXV:FTEC: -125.00

Fintech Select  (TSXV:FTEC) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Fintech Select 3-Year RORE % Related Terms


Fintech Select 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Fintech Select's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintech Select 3-Year RORE % Chart

Fintech Select Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 100.00 52.94 37.50 -28.00 -150.00

Fintech Select Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 500.00 -50.00 -300.00 -150.00 -125.00

TSXV:FTEC vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison

For the Software - Infrastructure subindustry, Fintech Select's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintech Select 3-Year RORE % vs Software Industry

For the Software industry and Technology sector, Fintech Select's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Fintech Select's 3-Year RORE % falls into.



Fintech Select 3-Year RORE % Calculation

Fintech Select's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -0.003-0.002 )/( 0.004-0 )
=-0.005/0.004
=-125.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -125.00 mean?
Fintech Select (TSXV:FTEC) has a 3-Year RORE % of -125.00 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fintech Select and its competitors. According to the industry distribution chart, Fintech Select ranks #2364 out of 2543 companies in the Software industry, placing it in the top 93%.
Is Fintech Select's 3-Year RORE % too high?
Fintech Select's current 3-Year RORE % is -125.00. Based on the distribution chart, Fintech Select ranks #2364 out of 2543 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Fintech Select's 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fintech Select ranks #2364 out of 2543 companies for 3-Year RORE %. This places Fintech Select in the lower half of its industry. The industry median 3-Year RORE % is 3.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 3.07, based on 2,543 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fintech Select and its competitors. For the Software industry, the median 3-Year RORE % is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech Select's current 3-Year RORE % is -125.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech Select stock overvalued right now?
Based on GuruFocus' analysis, Fintech Select (TSXV:FTEC) is currently considered Significantly Overvalued. The stock's GF Value™ is C$0.02, compared to a current price of C$0.03 — trading 50% above its estimated fair value. The current 3-Year RORE % is -125.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Fintech Select (TSXV:FTEC), the current 3-Year RORE % is -125.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fintech Select Business Description

Other Exchanges SLXXF:USAZ1S1:Germany
Address 100 King Street W, Unit T201a, Chatham, ON, CAN, N7M 6A9
Fintech Select Ltd leads the way in financial payment services, offering cutting-edge solutions such as prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions. The Company also operates a multi-lingual call center to third-party customers in Canada and the USA.