Fintech Select (TSXV:FTEC) Moat Score: 2/10 (As of Jul. 07, 2026)


What is Fintech Select Moat Score?

Fintech Select TSXV:FTEC Moat Score is 2 as of Jul. 07, 2026. The stock has 3 warning signs investors should review. Among 2,837 Software companies, Fintech Select ranks better than 79.56% on this metric.

Fintech Select has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Fintech Select has No Moat: Fintech Select Ltd lacks significant market leadership and customer loyalty. The fintech space is highly competitive with low switching costs and minimal regulatory barriers. The company does not possess strong intellectual property or a superior distribution network, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Fintech Select might have No Moat - Very weak/transient advantages.

Fintech Select  (TSXV:FTEC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Fintech Select Moat Score Related Terms

TSXV:FTEC vs MSFT, ORCL, PLTR: Moat Score Comparison

For the Software - Infrastructure subindustry, Fintech Select's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fintech Select Moat Score vs Software Industry

For the Software industry and Technology sector, Fintech Select's Moat Score distribution charts can be found below:

* The bar in red indicates where Fintech Select's Moat Score falls into.


Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Fintech Select (TSXV:FTEC) has a Moat Score of 2 as of Jul. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Fintech Select ranks #580 out of 2837 companies in the Software industry, placing it in the top 20.4%.
Is Fintech Select's Moat Score too high?
Fintech Select's current Moat Score is 2. Based on the distribution chart, Fintech Select ranks #580 out of 2837 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does Fintech Select's Moat Score compare to MSFT and ORCL?
According to the Software industry distribution chart, Fintech Select ranks #580 out of 2837 companies for Moat Score. This places Fintech Select in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Fintech Select's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech Select stock overvalued right now?
Based on GuruFocus' analysis, Fintech Select (TSXV:FTEC) is currently considered Significantly Overvalued. The stock's GF Value™ is C$0.02, compared to a current price of C$0.04 — trading 75% above its estimated fair value. The current Moat Score is 2. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Fintech Select (TSXV:FTEC), the current Moat Score is 2 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fintech Select Business Description

Other Exchanges SLXXF:USAZ1S1:Germany
Address 100 King Street W, Unit T201a, Chatham, ON, CAN, N7M 6A9
Fintech Select Ltd leads the way in financial payment services, offering cutting-edge solutions such as prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions. The Company also operates a multi-lingual call center to third-party customers in Canada and the USA.