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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OVB Holding AGXTER:O4B 89 Gross Margin % is 20.65% as of Mar. 2026, which is 6% below its 10-year median of 22.02. GuruFocus rates XTER:O4B with a GF Score™ of 89/100 and a GF Value™ of €23.45 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 618 Capital Markets companies, OVB Holding AG ranks worse than 72.49% on this metric.
The historical rank and industry rank for OVB Holding AG's Gross Margin % or its related term are showing as below:
XTER:O4B'
s Gross Margin % Range Over the Past 10 Years
Min: 19.93 Med: 22.02 Max: 23.1
Current: 19.93
During the past 13 years, the highestGross Margin % of OVB Holding AG was 23.10%. The lowest was 19.93%. And the median was 22.02%.
XTER:O4B's Gross Margin % is ranked worse than 72.49% of 618
companies
in the Capital Markets industry
Industry Median: 49.87
vs XTER:O4B: 19.93
OVB Holding AG had a gross margin of 20.65% for the quarter that ended in Mar. 2026 => Competition eroding margins
The 5-Year average Growth Rate of Gross Margin for OVB Holding AG was 0.10% per year.
OVB Holding AG (XTER:O4B) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
OVB Holding AG had a gross margin of 20.65% for the quarter that ended in Mar. 2026 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
OVB Holding AG Gross Margin % Related Terms
OVB Holding AG Gross Margin % Historical Data
* Premium members only.
The historical data trend for OVB Holding AG's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTER:O4B vs MS, GS, SCHW: Gross Margin % Comparison
For the Capital Markets subindustry, OVB Holding AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OVB Holding AG Gross Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OVB Holding AG's Gross Margin % distribution charts can be found below:
* The bar in red indicates where OVB Holding AG's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
OVB Holding AG (XTER:O4B) has a Gross Margin % of 20.65% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on OVB Holding AG and its competitors. This is near median its historical median of 22.02. Over the past decade, OVB Holding AG's Gross Margin % has ranged from 19.93 to 23.10. According to the industry distribution chart, OVB Holding AG ranks #448 out of 618 companies in the Capital Markets industry, placing it in the top 72.5%.
Is OVB Holding AG's Gross Margin % too high?
OVB Holding AG's current Gross Margin % of 20.65% is near median its 10-year median of 22.02. Over the past 10 years, this metric has ranged from a low of 19.93 to a high of 23.10. The Capital Markets industry median Gross Margin % is 49.87. OVB Holding AG's value of 20.65% is 58.6% below this industry median. Based on the distribution chart, OVB Holding AG ranks #448 out of 618 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Gross Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #448 out of 618 companies for Gross Margin %. This places OVB Holding AG in the lower half of its industry. The industry median Gross Margin % is 49.87. OVB Holding AG's value of 20.65% is 58.6% below this benchmark. Historically, OVB Holding AG's own Gross Margin % has ranged from 19.93 to 23.10 over the past decade. While the company's 10-year median is 22.02 vs. the industry median of 49.87, OVB Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Capital Markets company?
The median Gross Margin % among Capital Markets companies is 49.87, based on 618 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current Gross Margin % of 20.65% is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on OVB Holding AG and its competitors. For the Capital Markets industry, the median Gross Margin % is 49.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current Gross Margin % is 20.65%, which is near median its own 10-year median of 22.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
Based on GuruFocus' analysis, OVB Holding AG (XTER:O4B) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.45, compared to a current price of €18.90 — trading 19.4% below its estimated fair value. The current Gross Margin % is 20.65%, which is near median its 10-year median of 22.02 and 58.6% below the Capital Markets industry median of 49.87. OVB Holding AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For OVB Holding AG (XTER:O4B), the current Gross Margin % is 20.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OVB Holding AG (XTER:O4B) Overvalued in 2026?
Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued.
The current stock price of €18.90 is trading 19.4% below its estimated GF Value™ of €23.45.
GuruFocus considers OVB Holding AG to be Modestly Undervalued.
Key valuation signals for XTER:O4B:
Gross Margin %: 20.65% (near median its 10-year median of 22.02)
GF Value™: €23.45 vs. price of €18.90 (19.4% below fair value)
Industry Position: 58.6% below the Capital Markets median (#448 of 618)
No single metric tells the full story. See the XTER:O4B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
89GF Score
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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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