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OVB Holding AGXTER:O4B 89 Net Margin % is 0.37% as of Mar. 2026, which is 91% below its 10-year median of 4.35. GuruFocus rates XTER:O4B with a GF Score™ of 89/100 and a GF Value™ of €23.45 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 776 Capital Markets companies, OVB Holding AG ranks worse than 66.88% on this metric.
Net margin is calculated as Net Income divided by its Revenue. OVB Holding AG's Net Income for the
three
months ended in Mar. 2026 was €0.4 Mil. OVB Holding AG's Revenue for the
three
months ended in Mar. 2026 was €114.5 Mil. Therefore, OVB Holding AG's net margin for the quarter that ended in Mar. 2026 was 0.37%.
The historical rank and industry rank for OVB Holding AG's Net Margin % or its related term are showing as below:
XTER:O4B'
s Net Margin % Range Over the Past 10 Years
Min: 1.72 Med: 4.35 Max: 5.73
Current: 1.72
XTER:O4B's Net Margin % is ranked worse than 66.88% of 776
companies
in the Capital Markets industry
Industry Median: 14.7
vs XTER:O4B: 1.72
OVB Holding AG (XTER:O4B) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
OVB Holding AG Net Margin % Related Terms
OVB Holding AG Net Margin % Historical Data
* Premium members only.
The historical data trend for OVB Holding AG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, OVB Holding AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OVB Holding AG Net Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OVB Holding AG's Net Margin % distribution charts can be found below:
* The bar in red indicates where OVB Holding AG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OVB Holding AG (XTER:O4B) has a Net Margin % of 0.37% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on OVB Holding AG and its competitors. This is 91% below median its historical median of 4.35. Over the past decade, OVB Holding AG's Net Margin % has ranged from 1.72 to 5.73. According to the industry distribution chart, OVB Holding AG ranks #519 out of 776 companies in the Capital Markets industry, placing it in the top 66.9%.
Is OVB Holding AG's Net Margin % too high?
OVB Holding AG's current Net Margin % of 0.37% is 91% below median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 5.73. The Capital Markets industry median Net Margin % is 14.70. OVB Holding AG's value of 0.37% is 97.5% below this industry median. Based on the distribution chart, OVB Holding AG ranks #519 out of 776 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Net Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #519 out of 776 companies for Net Margin %. This places OVB Holding AG in the lower half of its industry. The industry median Net Margin % is 14.70. OVB Holding AG's value of 0.37% is 97.5% below this benchmark. Historically, OVB Holding AG's own Net Margin % has ranged from 1.72 to 5.73 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 14.70, OVB Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Capital Markets company?
The median Net Margin % among Capital Markets companies is 14.70, based on 776 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current Net Margin % of 0.37% is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on OVB Holding AG and its competitors. For the Capital Markets industry, the median Net Margin % is 14.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current Net Margin % is 0.37%, which is 91% below median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
Based on GuruFocus' analysis, OVB Holding AG (XTER:O4B) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.45, compared to a current price of €18.90 — trading 19.4% below its estimated fair value. The current Net Margin % is 0.37%, which is 91% below median its 10-year median of 4.35 and 97.5% below the Capital Markets industry median of 14.70. OVB Holding AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For OVB Holding AG (XTER:O4B), the current Net Margin % is 0.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OVB Holding AG (XTER:O4B) Overvalued in 2026?
Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued.
The current stock price of €18.90 is trading 19.4% below its estimated GF Value™ of €23.45.
GuruFocus considers OVB Holding AG to be Modestly Undervalued.
Key valuation signals for XTER:O4B:
Net Margin %: 0.37% (91% below median its 10-year median of 4.35)
GF Value™: €23.45 vs. price of €18.90 (19.4% below fair value)
Industry Position: 97.5% below the Capital Markets median (#519 of 776)
No single metric tells the full story. See the XTER:O4B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
89GF Score
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