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OVB Holding AGXTER:O4B 89 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XTER:O4B with a GF Score™ of 89/100 and a GF Value™ of €23.45 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 433 Capital Markets companies, OVB Holding AG ranks worse than 54.73% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. OVB Holding AG's
Operating Income
for the
three
months ended in Mar. 2026 was €-2.8 Mil. OVB Holding AG's Interest Expense for the
three
months ended in Mar. 2026 was €-0.1 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for OVB Holding AG's Interest Coverage or its related term are showing as below:
XTER:O4B'
s Interest Coverage Range Over the Past 10 Years
Min: 12.66 Med: 54.23 Max: 259.48
Current: 12.66
XTER:O4B's Interest Coverage is ranked worse than 54.73% of 433
companies
in the Capital Markets industry
Industry Median: 20.17
vs XTER:O4B: 12.66
OVB Holding AG (XTER:O4B) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
OVB Holding AG Interest Coverage Related Terms
OVB Holding AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for OVB Holding AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XTER:O4B vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, OVB Holding AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OVB Holding AG Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OVB Holding AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where OVB Holding AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
OVB Holding AG did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
OVB Holding AG (XTER:O4B) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OVB Holding AG and its competitors. Over the past decade, OVB Holding AG's Interest Coverage has ranged from 12.66 to 259.48. According to the industry distribution chart, OVB Holding AG ranks #237 out of 433 companies in the Capital Markets industry, placing it in the top 54.7%.
Is OVB Holding AG's Interest Coverage too high?
OVB Holding AG's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 12.66 to a high of 259.48. Based on the distribution chart, OVB Holding AG ranks #237 out of 433 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #237 out of 433 companies for Interest Coverage. This places OVB Holding AG in the lower half of its industry. The industry median Interest Coverage is 20.17. Historically, OVB Holding AG's own Interest Coverage has ranged from 12.66 to 259.48 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OVB Holding AG and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
Based on GuruFocus' analysis, OVB Holding AG (XTER:O4B) is currently considered Modestly Undervalued. The stock's GF Value™ is €23.45, compared to a current price of €18.90 — trading 19.4% below its estimated fair value. The current Interest Coverage is 0 (At Loss). OVB Holding AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For OVB Holding AG (XTER:O4B), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OVB Holding AG (XTER:O4B) Overvalued in 2026?
Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued.
The current stock price of €18.90 is trading 19.4% below its estimated GF Value™ of €23.45.
GuruFocus considers OVB Holding AG to be Modestly Undervalued.
Key valuation signals for XTER:O4B:
Interest Coverage: 0 (At Loss)
GF Value™: €23.45 vs. price of €18.90 (19.4% below fair value)
No single metric tells the full story. See the XTER:O4B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
89GF Score
Get the complete analysis for XTER:O4B
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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