Cass Information Systems (STU:CC3) Gross Profit: €164.7 Mil (TTM As of Jun. 2026)

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STU:CC3 Cass Information Systems Inc STU:CC3
60 GF Score
Price €47.40
GF Value €43.32
! 5 Warning Signs
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What is Cass Information Systems Gross Profit?

Cass Information Systems STU:CC3 -1.66% 60 Gross Profit is €164.7 Mil as of Jun. 2026. GuruFocus rates STU:CC3 with a GF Score™ of 60/100 and a GF Value™ of €43.32. The stock has 5 warning signs investors should review.

Cass Information Systems's gross profit for the three months ended in Jun. 2026 was €41.9 Mil. Cass Information Systems's gross profit for the trailing twelve months (TTM) ended in Jun. 2026 was €164.7 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Cass Information Systems's gross profit for the three months ended in Jun. 2026 was €41.9 Mil. Cass Information Systems's Revenue for the three months ended in Jun. 2026 was €46.9 Mil. Therefore, Cass Information Systems's Gross Margin % for the quarter that ended in Jun. 2026 was 89.43%.

Cass Information Systems had a gross margin of 89.43% for the quarter that ended in Jun. 2026 => Durable competitive advantage


Cass Information Systems  (STU:CC3) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Cass Information Systems had a gross margin of 89.43% for the quarter that ended in Jun. 2026 => Durable competitive advantage


Cass Information Systems Gross Profit Related Terms


Cass Information Systems Gross Profit Historical Data

* Premium members only.

The historical data trend for Cass Information Systems's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cass Information Systems Gross Profit Chart

Cass Information Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial Premium Member Only Premium Member Only 125.93 170.44 177.69 162.62 162.95

Cass Information Systems Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.50 41.18 40.94 40.59 41.94

STU:CC3 vs TRNS, KODK, SPIR: Gross Profit Comparison

For the Specialty Business Services subindustry, Cass Information Systems's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cass Information Systems Gross Profit vs Business Services Industry

For the Business Services industry and Industrials sector, Cass Information Systems's Gross Profit distribution charts can be found below:

* The bar in red indicates where Cass Information Systems's Gross Profit falls into.


STU:CC3
60GF Score
Cass Information Systems Inc STU:CC3
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
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Cass Information Systems Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Cass Information Systems's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=183.79235558465 - 20.839499821599
=163.0

Cass Information Systems's Gross Profit for the quarter that ended in Jun. 2026 is calculated as

Gross Profit (Q: Jun. 2026 )=Revenue - Cost of Goods Sold
=46.900788127634 - 4.9582454990796
=41.9

Gross Profit for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €164.7 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Cass Information Systems's Gross Margin % for the quarter that ended in Jun. 2026 is calculated as

Gross Margin % (Q: Jun. 2026 )=Gross Profit (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=(Revenue - Cost of Goods Sold) / Revenue
=41.9 / 46.900788127634
=89.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of €164.7 Mil mean?
Cass Information Systems (STU:CC3) has a Gross Profit of €164.7 Mil as of Jun. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Cass Information Systems and its competitors.
Is Cass Information Systems' Gross Profit too high?
Cass Information Systems' current Gross Profit is €164.7 Mil. Overall, Cass Information Systems has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Cass Information Systems' Gross Profit compare to TRNS and KODK?
Cass Information Systems' Gross Profit of €164.7 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Business Services company?
A good Gross Profit depends on the Business Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Cass Information Systems and its competitors. Cass Information Systems's current Gross Profit is €164.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cass Information Systems stock overvalued right now?
Cass Information Systems (STU:CC3) has a current Gross Profit of €164.7 Mil. The stock's GF Value™ is €43.32, compared to a current price of €47.40 — trading 9.4% above its estimated fair value. The current Gross Profit is €164.7 Mil. Cass Information Systems' overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Cass Information Systems (STU:CC3), the current Gross Profit is €164.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cass Information Systems (STU:CC3) Overvalued in 2026?

Based on GuruFocus' analysis, Cass Information Systems stock appears to be overvalued. The current stock price of €47.40 is trading 9.4% above its estimated GF Value™ of €43.32.

Key valuation signals for STU:CC3:

  • Gross Profit: €164.7 Mil
  • GF Value™: €43.32 vs. price of €47.40 (9.4% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the STU:CC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cass Information Systems Business Description

Other Exchanges CASS:USA
Address 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
60GF Score

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Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€47.40
Price
€43.32
GF Value