FRME (First Merchants) YoY EPS Growth: -28.57% (As of Jun. 2026)

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FRME First Merchants Corp FRME
64 GF Score
Price $42.06
GF Value $41.24
Valuation Fairly Valued
! 7 Warning Signs
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What is First Merchants YoY EPS Growth?

First Merchants FRME -0.14% 64 YoY EPS Growth is -28.57% as of Jun. 2026. GuruFocus rates FRME with a GF Score™ of 64/100 and a GF Value™ of $41.24 (Fairly Valued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. First Merchants's YoY EPS Growth for the quarter that ended in Jun. 2026 was -28.57%.

First Merchants's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.70.

First Merchants YoY EPS Growth Historical Data

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The historical data trend for First Merchants's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Merchants YoY EPS Growth Chart

First Merchants Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.05 0.00 -2.10 -8.58 13.78

First Merchants Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44.12 16.67 -10.00 -52.13 -28.57
FRME
64GF Score
First Merchants Corp FRME
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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First Merchants YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

First Merchants's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(3.88-3.41)/ | 3.41 |
=13.78 %

First Merchants's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.7-0.98)/ | 0.98 |
=-28.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -28.57% mean?
First Merchants (FRME) has a YoY EPS Growth of -28.57% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Merchants and its competitors.
Is First Merchants' YoY EPS Growth too high?
First Merchants' current YoY EPS Growth is -28.57%. Overall, First Merchants has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Merchants' YoY EPS Growth compare to BBT and FBNC?
First Merchants' YoY EPS Growth of -28.57% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Merchants and its competitors. First Merchants's current YoY EPS Growth is -28.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Merchants stock overvalued right now?
Based on GuruFocus' analysis, First Merchants (FRME) is currently considered Fairly Valued. The stock's GF Value™ is $41.24, compared to a current price of $42.06 — trading 2% above its estimated fair value. The current YoY EPS Growth is -28.57%. First Merchants' overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For First Merchants (FRME), the current YoY EPS Growth is -28.57% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Merchants (FRME) Overvalued in 2026?

Based on GuruFocus' analysis, First Merchants stock appears to be overvalued. The current stock price of $42.06 is trading 2% above its estimated GF Value™ of $41.24. GuruFocus considers First Merchants to be Fairly Valued.

Key valuation signals for FRME:

  • YoY EPS Growth: -28.57%
  • GF Value™: $41.24 vs. price of $42.06 (2% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the FRME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Merchants Business Description

Address 200 East Jackson Street, P.O. BOX 792, Muncie, IN, USA, 47305-2814
First Merchants Corp, through its subsidiaries, provides its customers with financial services delivered locally by bankers. It offers personal banking, business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance. The company reports in only one segment, which is community banking.
64GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.06
Price
$41.24
GF Value