ACNB (ACNB) Institutional Ownership: 40.53% (As of Aug. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ACNB ACNB Corp ACNB
64 GF Score
Price $63.78
GF Value $51.87
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is ACNB Institutional Ownership?

ACNB ACNB +0.62% 64 Institutional Ownership is 40.53% as of Aug. 20, 2026. GuruFocus rates ACNB with a GF Score™ of 64/100 and a GF Value™ of $51.87 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, ACNB's institutional ownership is 40.53%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, ACNB's Insider Ownership is 6.05%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, ACNB's Float Percentage Of Total Shares Outstanding is 96.19%.

ACNB Institutional Ownership Historical Data

* Premium members only.

The historical data trend for ACNB's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACNB Institutional Ownership Chart

ACNB Historical Data

The historical data trend for ACNB can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 33.40 33.64 33.34 33.11 33.44 32.48 30.28 30.16 32.61 33.70
ACNB
64GF Score
ACNB Corp ACNB
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACNB Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 40.53% mean?
ACNB (ACNB) has a Institutional Ownership of 40.53% as of Aug. 20, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on ACNB and its competitors.
Is ACNB's Institutional Ownership too high?
ACNB's current Institutional Ownership is 40.53%. Overall, ACNB has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ACNB's Institutional Ownership compare to NFBK and AMBZ?
ACNB's Institutional Ownership of 40.53% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on ACNB and its competitors. ACNB's current Institutional Ownership is 40.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACNB stock overvalued right now?
Based on GuruFocus' analysis, ACNB (ACNB) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.87, compared to a current price of $63.78 — trading 23% above its estimated fair value. The current Institutional Ownership is 40.53%. ACNB's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For ACNB (ACNB), the current Institutional Ownership is 40.53% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACNB (ACNB) Overvalued in 2026?

Based on GuruFocus' analysis, ACNB stock appears to be overvalued. The current stock price of $63.78 is trading 23% above its estimated GF Value™ of $51.87. GuruFocus considers ACNB to be Modestly Overvalued.

Key valuation signals for ACNB:

  • Institutional Ownership: 40.53%
  • GF Value™: $51.87 vs. price of $63.78 (23% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the ACNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ACNB Business Description

Address 16 Lincoln Square, P.O. BOX 3129, Gettysburg, PA, USA, 17325
ACNB Corp is the financial holding company. Through its wholly-owned subsidiaries, it provides a full range of retail and commercial financial services in Pennsylvania and Maryland through its network of community banking offices. It also provides property, casualty, health, life and disability insurance serving personal and commercial clients through offices in Westminster, Maryland, and Gettysburg, Pennsylvania and is licensed to do business. The corporation has two reporting segments; the Banking segment which generates the majority of the revenue from banking and wealth management services, including trust and retail brokerage; and ACNB Insurance Services segment which offers a broad range of property and casualty, life and health insurance to both commercial and individual clients.
64GF Score

Get the complete analysis for ACNB

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.78
Price
$51.87
GF Value