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ACNB (ACNB) Net Income : $29.3 Mil (TTM As of Sep. 2024)


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What is ACNB Net Income?

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. ACNB's Net Income for the three months ended in Sep. 2024 was $7.2 Mil. Its Net Income for the trailing twelve months (TTM) ended in Sep. 2024 was $29.3 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. ACNB's Earnings per Share (Diluted) for the three months ended in Sep. 2024 was $0.84.


ACNB Net Income Historical Data

The historical data trend for ACNB's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ACNB Net Income Chart

ACNB Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.72 18.39 27.83 35.75 31.69

ACNB Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.04 4.10 6.77 11.28 7.20

ACNB Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

ACNB's Net Income for the fiscal year that ended in Dec. 2023 is calculated as

Net Income(A: Dec. 2023 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=39.849+-8.161+0+3.5527136788005E-15
=31.7

ACNB's Net Income for the quarter that ended in Sep. 2024 is calculated as

Net Income(Q: Sep. 2024 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=9.41+-2.206+0+-8.8817841970013E-16
=7.2

Net Income for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ACNB  (NAS:ACNB) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

ACNB's Earnings per Share (Diluted) (EPS) for the quarter that ended in Sep. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


ACNB Net Income Related Terms

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ACNB Business Description

Traded in Other Exchanges
N/A
Address
16 Lincoln Square, P.O. BOX 3129, Gettysburg, PA, USA, 17325
ACNB Corp provides banking, insurance, and financial services to businesses and consumers, through its wholly-owned subsidiaries, ACNB Bank and ACNB Insurance Services, Inc. The corporation has two reporting segments; the Bank which generates the majority of the revenue provides banking and wealth management services, including trust and retail brokerage, and ACNB Insurance Services segment which offers a broad range of property and casualty, life and health insurance to both commercial and individual clients.
Executives
Frank Iii Elsner director 894 LAUREL WOODS LANE, HANOVER PA 17331
James Helt other: EVP/Banking Services ACNB Bank 360 THORNHILL DRIVE, HANOVER PA 17331
Brett D Fulk other: ACNB Bank EVP 34 MILLER ROAD, NEW RINGGOLD PA 17960
Daniel W Potts director 916 PENLLYN PIKE, AMBLER PA 19002
Scott L Kelley director 2068 ROSEWOOD LANE, YORK PA 17403
Alan J Stock director 245 ORCHARD DRIVE, HANOVER PA 17331
Andrew A Bradley other: ACNB Bank SVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Emily E Berwager other: ACNB Bank SVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Kevin J Hayes officer: SVP/Secretary & CGO 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Mark E Blacksten other: ACNB Bank EVP 16 LINCOLN SQUARE, GETTYSBURG PA 17325
Thomas R Stone other: ACNB Bank EVP 2701 PRIMROSE LANE E, YORK PA 17402
Seibel Donald Arthur Jr director 1001 GREEN VALLEY ROAD, NEW WINDSOR MD 21776
James J Lott director 1230 IDAVILLE YORK SPRINGS ROAD, GARDNERS PA 17324
David L Sites director 220 DOUBLEDAY AVENUE, GETTYSBURG PA 17325
Lynda L Glass officer: EVP, Secretary & Treasurer 68 WEST MOUNTAIN TOP DRIVE, ORRTANNA PA 17353