BOTJ (Bank of the James Financial Group) Institutional Ownership: 33.85% (As of Jul. 25, 2026)

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BOTJ Bank of the James Financial Group Inc BOTJ
58 GF Score
Price $26.93
GF Value $15.87
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank of the James Financial Group Institutional Ownership?

Bank of the James Financial Group BOTJ +1.43% 58 Institutional Ownership is 33.85% as of Jul. 25, 2026. GuruFocus rates BOTJ with a GF Score™ of 58/100 and a GF Value™ of $15.87 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Bank of the James Financial Group's institutional ownership is 33.85%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Bank of the James Financial Group's Insider Ownership is 17.07%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Bank of the James Financial Group's Float Percentage Of Total Shares Outstanding is 88.13%.

Bank of the James Financial Group Institutional Ownership Historical Data

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The historical data trend for Bank of the James Financial Group's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of the James Financial Group Institutional Ownership Chart

Bank of the James Financial Group Historical Data

The historical data trend for Bank of the James Financial Group can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 8.41 8.41 8.28 7.60 7.63 7.63 7.67 7.64 7.77 8.08
BOTJ
58GF Score
Bank of the James Financial Group Inc BOTJ
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of the James Financial Group Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 33.85% mean?
Bank of the James Financial Group (BOTJ) has a Institutional Ownership of 33.85% as of Jul. 25, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Bank of the James Financial Group and its competitors.
Is Bank of the James Financial Group's Institutional Ownership too high?
Bank of the James Financial Group's current Institutional Ownership is 33.85%. Overall, Bank of the James Financial Group has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of the James Financial Group's Institutional Ownership compare to MPCB and PNBK?
Bank of the James Financial Group's Institutional Ownership of 33.85% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Bank of the James Financial Group and its competitors. Bank of the James Financial Group's current Institutional Ownership is 33.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the James Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Bank of the James Financial Group (BOTJ) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.87, compared to a current price of $26.93 — trading 69.7% above its estimated fair value. The current Institutional Ownership is 33.85%. Bank of the James Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Bank of the James Financial Group (BOTJ), the current Institutional Ownership is 33.85% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of the James Financial Group (BOTJ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the James Financial Group stock appears to be overvalued. The current stock price of $26.93 is trading 69.7% above its estimated GF Value™ of $15.87. GuruFocus considers Bank of the James Financial Group to be Significantly Overvalued.

Key valuation signals for BOTJ:

  • Institutional Ownership: 33.85%
  • GF Value™: $15.87 vs. price of $26.93 (69.7% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the BOTJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the James Financial Group Business Description

Address 828 Main Street, Lynchburg, VA, USA, 24504
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
58GF Score

Get the complete analysis for BOTJ

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.93
Price
$15.87
GF Value