BOTJ (Bank of the James Financial Group) Valuation Rank


BOTJ Bank of the James Financial Group Inc BOTJ
63 GF Score
Price $25.61
GF Value $15.82
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bank of the James Financial Group Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Bank of the James Financial Group Valuation Rank Related Terms

BOTJ
63GF Score
Bank of the James Financial Group Inc BOTJ
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of the James Financial Group (BOTJ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the James Financial Group stock appears to be overvalued. The current stock price of $25.61 is trading 61.9% above its estimated GF Value™ of $15.82. GuruFocus considers Bank of the James Financial Group to be Significantly Overvalued.

Key valuation signals for BOTJ:

  • Valuation Rank:
  • GF Value™: $15.82 vs. price of $25.61 (61.9% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the BOTJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the James Financial Group Business Description

Address 828 Main Street, Lynchburg, VA, USA, 24504
Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
63GF Score

Get the complete analysis for BOTJ

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.61
Price
$15.82
GF Value