AMA GroupAMGRF 44 Interest Coverage is 5.08 as of Dec. 2025, which is 0% above its 10-year median of 5.07. GuruFocus rates AMGRF with a GF Score™ of 44/100 and a GF Value™ of $0.21 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,066 Vehicles & Parts companies, AMA Group ranks worse than 77.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. AMA Group's
Operating Income
for the
six
months ended in Dec. 2025 was $12.9 Mil. AMA Group's Interest Expense for the
six
months ended in Dec. 2025 was $-2.5 Mil.
AMA Group's interest coverage for the quarter that ended in Dec. 2025 was 5.08.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. AMA Group Ltd interest coverage is 2.59, which is low.
The historical rank and industry rank for AMA Group's Interest Coverage or its related term are showing as below:
AMGRF'
s Interest Coverage Range Over the Past 10 Years
Min: 0.43 Med: 5.07 Max: 112.18
Current: 2.59
AMGRF's Interest Coverage is ranked worse than 77.58% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs AMGRF: 2.59
AMA Group (OTCPK:AMGRF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
AMA Group Interest Coverage Related Terms
AMA Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for AMA Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
AMGRF vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, AMA Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMA Group Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, AMA Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where AMA Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMA Group (AMGRF) has a Interest Coverage of 5.08 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AMA Group and its competitors. This is near median its historical median of 5.07. Over the past decade, AMA Group's Interest Coverage has ranged from 0.43 to 112.18. According to the industry distribution chart, AMA Group ranks #827 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 77.6%.
Is AMA Group's Interest Coverage too high?
AMA Group's current Interest Coverage of 5.08 is near median its 10-year median of 5.07. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 112.18. The Vehicles & Parts industry median Interest Coverage is 8.30. AMA Group's value of 5.08 is 38.8% below this industry median. Based on the distribution chart, AMA Group ranks #827 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, AMA Group has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMA Group's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, AMA Group ranks #827 out of 1066 companies for Interest Coverage. This places AMA Group in the lower half of its industry. The industry median Interest Coverage is 8.30. AMA Group's value of 5.08 is 38.8% below this benchmark. Historically, AMA Group's own Interest Coverage has ranged from 0.43 to 112.18 over the past decade. While the company's 10-year median is 5.07 vs. the industry median of 8.30, AMA Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMA Group's current Interest Coverage of 5.08 is 38.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AMA Group and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMA Group's current Interest Coverage is 5.08, which is near median its own 10-year median of 5.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMA Group stock overvalued right now?
Based on GuruFocus' analysis, AMA Group (AMGRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.21, compared to a current price of $0.45 — trading 113.8% above its estimated fair value. The current Interest Coverage is 5.08, which is near median its 10-year median of 5.07 and 38.8% below the Vehicles & Parts industry median of 8.30. AMA Group's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AMA Group (AMGRF), the current Interest Coverage is 5.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMA Group (AMGRF) Overvalued in 2026?
Based on GuruFocus' analysis, AMA Group stock appears to be overvalued.
The current stock price of $0.45 is trading 113.8% above its estimated GF Value™ of $0.21.
GuruFocus considers AMA Group to be Significantly Overvalued.
Key valuation signals for AMGRF:
Interest Coverage: 5.08 (near median its 10-year median of 5.07)
GF Value™: $0.21 vs. price of $0.45 (113.8% above fair value)
Industry Position: 38.8% below the Vehicles & Parts median (#827 of 1066)
No single metric tells the full story. See the AMGRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMA Group Ltd operates in the wholesale vehicle aftercare and accessories market, including smash repair shops, automotive and electrical components, vehicle protection equipment, and servicing workshops for brakes and transmissions. The group only operates within the geographical areas that are Australia and New Zealand. Its reportable segments include AMA Collision, Capital SMART, and Wales. The Capital SMART segment acts as a revenue driver for the firm.
44GF Score
Get the complete analysis for AMGRF
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