Index Living Mall PCLBKK:ILM 81 Interest Coverage is 5.04 as of Mar. 2026, which is 3% above its 10-year median of 4.90. GuruFocus rates BKK:ILM with a GF Score™ of 81/100 and a GF Value™ of ฿16.97 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 293 Furnishings, Fixtures & Appliances companies, Index Living Mall PCL ranks worse than 62.46% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Index Living Mall PCL's
Operating Income
for the
three
months ended in Mar. 2026 was ฿279 Mil. Index Living Mall PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-55 Mil.
Index Living Mall PCL's interest coverage for the quarter that ended in Mar. 2026 was 5.04.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Index Living Mall PCL's Interest Coverage or its related term are showing as below:
BKK:ILM'
s Interest Coverage Range Over the Past 10 Years
Min: 2.6 Med: 4.9 Max: 5.27
Current: 5.09
BKK:ILM's Interest Coverage is ranked worse than 62.46% of 293
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.44
vs BKK:ILM: 5.09
Index Living Mall PCL (BKK:ILM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Index Living Mall PCL Interest Coverage Related Terms
Index Living Mall PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Index Living Mall PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:ILM vs SN, SGI, MHK: Interest Coverage Comparison
For the Furnishings, Fixtures & Appliances subindustry, Index Living Mall PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Index Living Mall PCL Interest Coverage vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Index Living Mall PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Index Living Mall PCL's Interest Coverage falls into.
Index Living Mall PCL Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Index Living Mall PCL (BKK:ILM) has a Interest Coverage of 5.04 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Index Living Mall PCL and its competitors. This is near median its historical median of 4.90. Over the past decade, Index Living Mall PCL's Interest Coverage has ranged from 2.60 to 5.27. According to the industry distribution chart, Index Living Mall PCL ranks #183 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 62.5%.
Is Index Living Mall PCL's Interest Coverage too high?
Index Living Mall PCL's current Interest Coverage of 5.04 is near median its 10-year median of 4.90. Over the past 10 years, this metric has ranged from a low of 2.60 to a high of 5.27. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.44. Index Living Mall PCL's value of 5.04 is 55.9% below this industry median. Based on the distribution chart, Index Living Mall PCL ranks #183 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Index Living Mall PCL has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Index Living Mall PCL's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Index Living Mall PCL ranks #183 out of 293 companies for Interest Coverage. This places Index Living Mall PCL in the lower half of its industry. The industry median Interest Coverage is 11.44. Index Living Mall PCL's value of 5.04 is 55.9% below this benchmark. Historically, Index Living Mall PCL's own Interest Coverage has ranged from 2.60 to 5.27 over the past decade. While the company's 10-year median is 4.90 vs. the industry median of 11.44, Index Living Mall PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.44, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Index Living Mall PCL's current Interest Coverage of 5.04 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Index Living Mall PCL and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Index Living Mall PCL's current Interest Coverage is 5.04, which is near median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Index Living Mall PCL stock overvalued right now?
Based on GuruFocus' analysis, Index Living Mall PCL (BKK:ILM) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿16.97, compared to a current price of ฿12.40 — trading 26.9% below its estimated fair value. The current Interest Coverage is 5.04, which is near median its 10-year median of 4.90 and 55.9% below the Furnishings, Fixtures & Appliances industry median of 11.44. Index Living Mall PCL's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Index Living Mall PCL (BKK:ILM), the current Interest Coverage is 5.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Index Living Mall PCL (BKK:ILM) Overvalued in 2026?
Based on GuruFocus' analysis, Index Living Mall PCL stock appears to be undervalued.
The current stock price of ฿12.40 is trading 26.9% below its estimated GF Value™ of ฿16.97.
GuruFocus considers Index Living Mall PCL to be Modestly Undervalued.
Key valuation signals for BKK:ILM:
Interest Coverage: 5.04 (near median its 10-year median of 4.90)
GF Value™: ฿16.97 vs. price of ฿12.40 (26.9% below fair value)
Industry Position: 55.9% below the Furnishings, Fixtures & Appliances median (#183 of 293)
No single metric tells the full story. See the BKK:ILM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Index Living Mall PCL is engaged in retailing and wholesaling furniture, electronic and home decorative products, and the rental and services area. The company's subsidiaries are manufacturing, import and exporting and distributor furniture, home appliance, rental area, warehouse rental and franchise. Its segments include Retail of furniture, Manufacturing of furniture, Rental area and service, and Others with the majority of the revenue deriving from Retail of furniture segment.
81GF Score
Get the complete analysis for BKK:ILM
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