Index Living Mall PCL (BKK:ILM) Debt-to-EBITDA : 1.91 (As of Mar. 2026) — 34% Below Median

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BKK:ILM Index Living Mall PCL BKK:ILM
81 GF Score
Price ฿13.40
GF Value ฿17.02
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Index Living Mall PCL Debt-to-EBITDA?

Index Living Mall PCL BKK:ILM +0.75% 81 Debt-to-EBITDA is 1.91 as of Mar. 2026, which is 34% below its 10-year median of 2.90. GuruFocus rates BKK:ILM with a GF Score™ of 81/100 and a GF Value™ of ฿17.02 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 331 Furnishings, Fixtures & Appliances companies, Index Living Mall PCL ranks worse than 51.06% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Index Living Mall PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿609 Mil. Index Living Mall PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿3,285 Mil. Index Living Mall PCL's annualized EBITDA for the quarter that ended in Mar. 2026 was ฿2,035 Mil. Index Living Mall PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.91.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Index Living Mall PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:ILM' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.93   Med: 2.9   Max: 3.72
Current: 1.93

During the past 10 years, the highest Debt-to-EBITDA Ratio of Index Living Mall PCL was 3.72. The lowest was 1.93. And the median was 2.90.

BKK:ILM's Debt-to-EBITDA is ranked worse than
51.06% of 331 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 1.88 vs BKK:ILM: 1.93

Index Living Mall PCL  (BKK:ILM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Index Living Mall PCL Debt-to-EBITDA Related Terms


Index Living Mall PCL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Index Living Mall PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Index Living Mall PCL Debt-to-EBITDA Chart

Index Living Mall PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.90 2.25 2.06 1.99 2.00

Index Living Mall PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.70 2.00 1.98 1.97 1.91

BKK:ILM vs SN, SGI, MHK: Debt-to-EBITDA Comparison

For the Furnishings, Fixtures & Appliances subindustry, Index Living Mall PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Index Living Mall PCL Debt-to-EBITDA vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Index Living Mall PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Index Living Mall PCL's Debt-to-EBITDA falls into.


BKK:ILM
81GF Score
Index Living Mall PCL BKK:ILM
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Index Living Mall PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Index Living Mall PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(821.038 + 3231.16) / 2029.105
=2.00

Index Living Mall PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(608.809 + 3285.297) / 2034.7
=1.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.91 mean?
Index Living Mall PCL (BKK:ILM) has a Debt-to-EBITDA of 1.91 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Index Living Mall PCL. This is 34% below median its historical median of 2.90. Over the past decade, Index Living Mall PCL's Debt-to-EBITDA has ranged from 1.93 to 3.72. According to the industry distribution chart, Index Living Mall PCL ranks #169 out of 331 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 51.1%.
Is Index Living Mall PCL's Debt-to-EBITDA too high?
Index Living Mall PCL's current Debt-to-EBITDA of 1.91 is 34% below median its 10-year median of 2.90. Over the past 10 years, this metric has ranged from a low of 1.93 to a high of 3.72. The Furnishings, Fixtures & Appliances industry median Debt-to-EBITDA is 1.88. Index Living Mall PCL's value of 1.91 is 1.6% above this industry median. Based on the distribution chart, Index Living Mall PCL ranks #169 out of 331 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Index Living Mall PCL has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Index Living Mall PCL's Debt-to-EBITDA compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Index Living Mall PCL ranks #169 out of 331 companies for Debt-to-EBITDA. This places Index Living Mall PCL in the lower half of its industry. The industry median Debt-to-EBITDA is 1.88. Index Living Mall PCL's value of 1.91 is 1.6% above this benchmark. Historically, Index Living Mall PCL's own Debt-to-EBITDA has ranged from 1.93 to 3.72 over the past decade. While the company's 10-year median is 2.90 vs. the industry median of 1.88, Index Living Mall PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Furnishings, Fixtures & Appliances company?
The median Debt-to-EBITDA among Furnishings, Fixtures & Appliances companies is 1.88, based on 331 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Index Living Mall PCL's current Debt-to-EBITDA of 1.91 is 1.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Index Living Mall PCL. For the Furnishings, Fixtures & Appliances industry, the median Debt-to-EBITDA is 1.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Index Living Mall PCL's current Debt-to-EBITDA is 1.91, which is 34% below median its own 10-year median of 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Index Living Mall PCL stock overvalued right now?
Based on GuruFocus' analysis, Index Living Mall PCL (BKK:ILM) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿17.02, compared to a current price of ฿13.40 — trading 21.3% below its estimated fair value. The current Debt-to-EBITDA is 1.91, which is 34% below median its 10-year median of 2.90 and 1.6% above the Furnishings, Fixtures & Appliances industry median of 1.88. Index Living Mall PCL's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Index Living Mall PCL (BKK:ILM), the current Debt-to-EBITDA is 1.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Index Living Mall PCL (BKK:ILM) Overvalued in 2026?

Based on GuruFocus' analysis, Index Living Mall PCL stock appears to be undervalued. The current stock price of ฿13.40 is trading 21.3% below its estimated GF Value™ of ฿17.02. GuruFocus considers Index Living Mall PCL to be Modestly Undervalued.

Key valuation signals for BKK:ILM:

  • Debt-to-EBITDA: 1.91 (34% below median its 10-year median of 2.90)
  • GF Value™: ฿17.02 vs. price of ฿13.40 (21.3% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 1.6% above the Furnishings, Fixtures & Appliances median (#169 of 331)

No single metric tells the full story. See the BKK:ILM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Index Living Mall PCL Business Description

Address 147 Rama 2 Soi 50, Rama 2 road, Samaedam, Bangkhunthien, Bangkok, THA, 10150
Index Living Mall PCL is engaged in retailing and wholesaling furniture, electronic and home decorative products, and the rental and services area. The company's subsidiaries are manufacturing, import and exporting and distributor furniture, home appliance, rental area, warehouse rental and franchise. Its segments include Retail of furniture, Manufacturing of furniture, Rental area and service, and Others with the majority of the revenue deriving from Retail of furniture segment.
81GF Score

Get the complete analysis for BKK:ILM

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿13.40
Price
฿17.02
GF Value