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Phol Dhanya PCLBKK:PHOL +1.92%75 Interest Coverage is 38.12 as of Mar. 2026, which is 53% above its 10-year median of 24.96. GuruFocus rates BKK:PHOL with a GF Score™ of 75/100 and a GF Value™ of ฿2.92 (Fairly Valued). The stock has 4 warning signs investors should review. Among 813 Business Services companies, Phol Dhanya PCL ranks worse than 50.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Phol Dhanya PCL's
Operating Income
for the
three
months ended in Mar. 2026 was ฿28 Mil. Phol Dhanya PCL's Interest Expense for the
three
months ended in Mar. 2026 was ฿-1 Mil.
Phol Dhanya PCL's interest coverage for the quarter that ended in Mar. 2026 was 38.12.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Phol Dhanya PCL's Interest Coverage or its related term are showing as below:
BKK:PHOL'
s Interest Coverage Range Over the Past 10 Years
Min: 4.58 Med: 24.96 Max: 39.24
Current: 12.75
BKK:PHOL's Interest Coverage is ranked worse than 50.8% of 813
companies
in the Business Services industry
Industry Median: 13.21
vs BKK:PHOL: 12.75
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Phol Dhanya PCL Interest Coverage Related Terms
Phol Dhanya PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Phol Dhanya PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BKK:PHOL vs ALLE, MSA, ADT: Interest Coverage Comparison
For the Security & Protection Services subindustry, Phol Dhanya PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phol Dhanya PCL Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Phol Dhanya PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Phol Dhanya PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Phol Dhanya PCL (BKK:PHOL) has a Interest Coverage of 38.12 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phol Dhanya PCL and its competitors. This is 53% above median its historical median of 24.96. Over the past decade, Phol Dhanya PCL's Interest Coverage has ranged from 4.58 to 39.24. According to the industry distribution chart, Phol Dhanya PCL ranks #413 out of 813 companies in the Business Services industry, placing it in the top 50.8%.
Is Phol Dhanya PCL's Interest Coverage too high?
Phol Dhanya PCL's current Interest Coverage of 38.12 is 53% above median its 10-year median of 24.96. Over the past 10 years, this metric has ranged from a low of 4.58 to a high of 39.24. The Business Services industry median Interest Coverage is 13.21. Phol Dhanya PCL's value of 38.12 is 188.6% above this industry median. Based on the distribution chart, Phol Dhanya PCL ranks #413 out of 813 companies in the Business Services industry, which is below the industry midpoint. Overall, Phol Dhanya PCL has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Phol Dhanya PCL's Interest Coverage compare to ALLE and MSA?
According to the Business Services industry distribution chart, Phol Dhanya PCL ranks #413 out of 813 companies for Interest Coverage. This places Phol Dhanya PCL in the lower half of its industry. The industry median Interest Coverage is 13.21. Phol Dhanya PCL's value of 38.12 is 188.6% above this benchmark. Historically, Phol Dhanya PCL's own Interest Coverage has ranged from 4.58 to 39.24 over the past decade. While the company's 10-year median is 24.96 vs. the industry median of 13.21, Phol Dhanya PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 13.21, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phol Dhanya PCL's current Interest Coverage of 38.12 is 188.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Phol Dhanya PCL and its competitors. For the Business Services industry, the median Interest Coverage is 13.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phol Dhanya PCL's current Interest Coverage is 38.12, which is 53% above median its own 10-year median of 24.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phol Dhanya PCL stock overvalued right now?
Based on GuruFocus' analysis, Phol Dhanya PCL (BKK:PHOL) is currently considered Fairly Valued. The stock's GF Value™ is ฿2.92, compared to a current price of ฿3.18 — trading 8.9% above its estimated fair value. The current Interest Coverage is 38.12, which is 53% above median its 10-year median of 24.96 and 188.6% above the Business Services industry median of 13.21. Phol Dhanya PCL's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Phol Dhanya PCL (BKK:PHOL), the current Interest Coverage is 38.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phol Dhanya PCL (BKK:PHOL) Overvalued in 2026?
Based on GuruFocus' analysis, Phol Dhanya PCL stock appears to be overvalued.
The current stock price of ฿3.18 is trading 8.9% above its estimated GF Value™ of ฿2.92.
GuruFocus considers Phol Dhanya PCL to be Fairly Valued.
Key valuation signals for BKK:PHOL:
Interest Coverage: 38.12 (53% above median its 10-year median of 24.96)
GF Value™: ฿2.92 vs. price of ฿3.18 (8.9% above fair value)
Industry Position: 188.6% above the Business Services median (#413 of 813)
No single metric tells the full story. See the BKK:PHOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phol Dhanya PCL is a Thailand-based company engaged in the trading business. It is involved in the distribution of safety, health, and environmental products, and the distribution, production, and servicing of water treatment systems. The operating segments of the group are Trading in Health and Safety Products, Water treatment systems, and Others. It generates the majority of its revenue from the Trading in Health and Safety Products segment. The company offers products like firefighting suits, gas meters, fall protection devices, gloves, dust masks, chemical masks, and other related products. The group operates in Thailand, and internationally of which the majority of the revenue is derived from Thailand.
75GF Score
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