Singer Thailand PCL (BKK:SINGER-W2-R) Interest Coverage: 10.81 (As of Mar. 2026) — 262% Above Median


BKK:SINGER-W2-R Singer Thailand PCL BKK:SINGER-W2-R
66 GF Score
Price ฿36.25
! 5 Warning Signs
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What is Singer Thailand PCL Interest Coverage?

Singer Thailand PCL BKK:SINGER-W2-R 66 Interest Coverage is 10.81 as of Mar. 2026, which is 262% above its 10-year median of 2.99. GuruFocus rates BKK:SINGER-W2-R with a GF Score™ of 66/100. The stock has 5 warning signs investors should review. Among 163 Credit Services companies, Singer Thailand PCL ranks worse than 66.87% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Singer Thailand PCL's Operating Income for the three months ended in Mar. 2026 was ฿264.07 Mil. Singer Thailand PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-24.42 Mil. Singer Thailand PCL's interest coverage for the quarter that ended in Mar. 2026 was 10.81. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Singer Thailand PCL's Interest Coverage or its related term are showing as below:

BKK:SINGER-W2-R' s Interest Coverage Range Over the Past 10 Years
Min: 0.89   Med: 2.99   Max: 8.61
Current: 8.57


BKK:SINGER-W2-R's Interest Coverage is ranked worse than
66.87% of 163 companies
in the Credit Services industry
Industry Median: 47.86 vs BKK:SINGER-W2-R: 8.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Singer Thailand PCL  (BKK:SINGER-W2-R) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Singer Thailand PCL Interest Coverage Related Terms


Singer Thailand PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for Singer Thailand PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Singer Thailand PCL Interest Coverage Chart

Singer Thailand PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.98 3.57 0.00 0.89 5.36

Singer Thailand PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 7.14 9.81 6.09 10.81

BKK:SINGER-W2-R vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Singer Thailand PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singer Thailand PCL Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Singer Thailand PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Singer Thailand PCL's Interest Coverage falls into.


BKK:SINGER-W2-R
66GF Score
Singer Thailand PCL BKK:SINGER-W2-R
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Singer Thailand PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Singer Thailand PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Singer Thailand PCL's Interest Expense was ฿-62.16 Mil. Its Operating Income was ฿333.19 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿999.01 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*333.191/-62.162
=5.36

Singer Thailand PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Singer Thailand PCL's Interest Expense was ฿-24.42 Mil. Its Operating Income was ฿264.07 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿1,025.58 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*264.074/-24.421
=10.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.81 mean?
Singer Thailand PCL (BKK:SINGER-W2-R) has a Interest Coverage of 10.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Singer Thailand PCL and its competitors. This is 262% above median its historical median of 2.99. Over the past decade, Singer Thailand PCL's Interest Coverage has ranged from 0.89 to 8.61. According to the industry distribution chart, Singer Thailand PCL ranks #109 out of 163 companies in the Credit Services industry, placing it in the top 66.9%.
Is Singer Thailand PCL's Interest Coverage too high?
Singer Thailand PCL's current Interest Coverage of 10.81 is 262% above median its 10-year median of 2.99. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 8.61. The Credit Services industry median Interest Coverage is 47.86. Singer Thailand PCL's value of 10.81 is 77.4% below this industry median. Based on the distribution chart, Singer Thailand PCL ranks #109 out of 163 companies in the Credit Services industry, which is below the industry midpoint. Overall, Singer Thailand PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Singer Thailand PCL's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Singer Thailand PCL ranks #109 out of 163 companies for Interest Coverage. This places Singer Thailand PCL in the lower half of its industry. The industry median Interest Coverage is 47.86. Singer Thailand PCL's value of 10.81 is 77.4% below this benchmark. Historically, Singer Thailand PCL's own Interest Coverage has ranged from 0.89 to 8.61 over the past decade. While the company's 10-year median is 2.99 vs. the industry median of 47.86, Singer Thailand PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singer Thailand PCL's current Interest Coverage of 10.81 is 77.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Singer Thailand PCL and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singer Thailand PCL's current Interest Coverage is 10.81, which is 262% above median its own 10-year median of 2.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singer Thailand PCL stock overvalued right now?
Singer Thailand PCL (BKK:SINGER-W2-R) has a current Interest Coverage of 10.81. The current Interest Coverage is 10.81, which is 262% above median its 10-year median of 2.99 and 77.4% below the Credit Services industry median of 47.86. Singer Thailand PCL's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Singer Thailand PCL (BKK:SINGER-W2-R), the current Interest Coverage is 10.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Singer Thailand PCL Business Description

Other Exchanges SINGER:Thailand
Address Charoenkrung Road, 72 NT Bangrak Building, 17th Floor, Bangrak, Bangkok, THA, 10500
Singer Thailand PCL activities include trade sales and hire-purchase of electronic appliances, commercial products, mobile phones, hire-purchase of vehicles, loan receivables with vehicle collateral, repair and maintenance services of electronic appliances, and providing life and non-life insurance brokerage. The Company distributes products under the Singer brand, including sewing machines and home electrical appliances, and also distributes commercial appliances, vending machines, and mobile telephone products and accessories. The Company operates through three segments: Trade sales, Hire purchase and loans, which generate maximum revenue; and Service and others. The Group is managed and operates principally in Thailand.
66GF Score

Get the complete analysis for BKK:SINGER-W2-R

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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