Singer Thailand PCL (BKK:SINGER-W2-R) Debt-to-EBITDA : 1.11 (As of Mar. 2026) — 81% Below Median

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BKK:SINGER-W2-R Singer Thailand PCL BKK:SINGER-W2-R
61 GF Score
Price ฿36.25
! 6 Warning Signs
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What is Singer Thailand PCL Debt-to-EBITDA?

Singer Thailand PCL BKK:SINGER-W2-R 61 Debt-to-EBITDA is 1.11 as of Mar. 2026, which is 81% below its 10-year median of 5.95. GuruFocus rates BKK:SINGER-W2-R with a GF Score™ of 61/100. The stock has 6 warning signs investors should review. Among 282 Credit Services companies, Singer Thailand PCL ranks better than 81.56% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Singer Thailand PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿273.19 Mil. Singer Thailand PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ฿1,025.58 Mil. Singer Thailand PCL's annualized EBITDA for the quarter that ended in Mar. 2026 was ฿1,174.37 Mil. Singer Thailand PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 1.11.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Singer Thailand PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:SINGER-W2-R' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.21   Med: 5.95   Max: 34.06
Current: 1.78

During the past 13 years, the highest Debt-to-EBITDA Ratio of Singer Thailand PCL was 34.06. The lowest was -1.21. And the median was 5.95.

BKK:SINGER-W2-R's Debt-to-EBITDA is ranked better than
81.56% of 282 companies
in the Credit Services industry
Industry Median: 9.3 vs BKK:SINGER-W2-R: 1.78

Singer Thailand PCL  (BKK:SINGER-W2-R) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Singer Thailand PCL Debt-to-EBITDA Related Terms


Singer Thailand PCL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Singer Thailand PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Singer Thailand PCL Debt-to-EBITDA Chart

Singer Thailand PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.67 3.77 -1.21 6.24 2.80

Singer Thailand PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.25 1.63 1.02 1.95 1.11

BKK:SINGER-W2-R vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, Singer Thailand PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Singer Thailand PCL Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Singer Thailand PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Singer Thailand PCL's Debt-to-EBITDA falls into.


BKK:SINGER-W2-R
61GF Score
Singer Thailand PCL BKK:SINGER-W2-R
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Singer Thailand PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Singer Thailand PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(270.686 + 999.011) / 453.888
=2.80

Singer Thailand PCL's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(273.19 + 1025.58) / 1174.368
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.11 mean?
Singer Thailand PCL (BKK:SINGER-W2-R) has a Debt-to-EBITDA of 1.11 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Singer Thailand PCL. This is 81% below median its historical median of 5.95. According to the industry distribution chart, Singer Thailand PCL ranks #52 out of 282 companies in the Credit Services industry, placing it in the top 18.4%.
Is Singer Thailand PCL's Debt-to-EBITDA too high?
Singer Thailand PCL's current Debt-to-EBITDA of 1.11 is 81% below median its 10-year median of 5.95. The Credit Services industry median Debt-to-EBITDA is 9.30. Singer Thailand PCL's value of 1.11 is 88.1% below this industry median. Based on the distribution chart, Singer Thailand PCL ranks #52 out of 282 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Singer Thailand PCL has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Singer Thailand PCL's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Singer Thailand PCL ranks #52 out of 282 companies for Debt-to-EBITDA. This places Singer Thailand PCL in the top 18% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 9.30. Singer Thailand PCL's value of 1.11 is 88.1% below this benchmark. While the company's 10-year median is 5.95 vs. the industry median of 9.30, Singer Thailand PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Singer Thailand PCL's current Debt-to-EBITDA of 1.11 is 88.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Singer Thailand PCL. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Singer Thailand PCL's current Debt-to-EBITDA is 1.11, which is 81% below median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Singer Thailand PCL stock overvalued right now?
Singer Thailand PCL (BKK:SINGER-W2-R) has a current Debt-to-EBITDA of 1.11. The current Debt-to-EBITDA is 1.11, which is 81% below median its 10-year median of 5.95 and 88.1% below the Credit Services industry median of 9.30. Singer Thailand PCL's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Singer Thailand PCL (BKK:SINGER-W2-R), the current Debt-to-EBITDA is 1.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Singer Thailand PCL Business Description

Other Exchanges SINGER:Thailand
Address Charoenkrung Road, 72 NT Bangrak Building, 17th Floor, Bangrak, Bangkok, THA, 10500
Singer Thailand PCL activities include trade sales and hire-purchase of electronic appliances, commercial products, mobile phones, hire-purchase of vehicles, loan receivables with vehicle collateral, repair and maintenance services of electronic appliances, and providing life and non-life insurance brokerage. The Company distributes products under the Singer brand, including sewing machines and home electrical appliances, and also distributes commercial appliances, vending machines, and mobile telephone products and accessories. The Company operates through three segments: Trade sales, Hire purchase and loans, which generate maximum revenue; and Service and others. The Group is managed and operates principally in Thailand.
61GF Score

Get the complete analysis for BKK:SINGER-W2-R

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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