The Practical Solution PCL (BKK:TPS) Interest Coverage: 77.86 (As of Mar. 2026) — 37% Below Median


BKK:TPS The Practical Solution PCL BKK:TPS
89 GF Score
Price ฿3.16
GF Value ฿3.15
Valuation Fairly Valued
! 7 Warning Signs
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What is The Practical Solution PCL Interest Coverage?

The Practical Solution PCL BKK:TPS -0.63% 89 Interest Coverage is 77.86 as of Mar. 2026, which is 37% below its 10-year median of 123.21. GuruFocus rates BKK:TPS with a GF Score™ of 89/100 and a GF Value™ of ฿3.15 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,703 Software companies, The Practical Solution PCL ranks better than 74.22% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The Practical Solution PCL's Operating Income for the three months ended in Mar. 2026 was ฿21 Mil. The Practical Solution PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-0 Mil. The Practical Solution PCL's interest coverage for the quarter that ended in Mar. 2026 was 77.86. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The Practical Solution PCL's Interest Coverage or its related term are showing as below:

BKK:TPS' s Interest Coverage Range Over the Past 10 Years
Min: 64.23   Med: 123.21   Max: 213.63
Current: 176.93


BKK:TPS's Interest Coverage is ranked better than
74.22% of 1703 companies
in the Software industry
Industry Median: 24.67 vs BKK:TPS: 176.93

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Practical Solution PCL  (BKK:TPS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Practical Solution PCL Interest Coverage Related Terms


The Practical Solution PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Practical Solution PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Practical Solution PCL Interest Coverage Chart

The Practical Solution PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 86.52 64.23 83.69 146.63 183.89

The Practical Solution PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 90.36 221.59 253.05 187.51 77.86

BKK:TPS vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, The Practical Solution PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Practical Solution PCL Interest Coverage vs Software Industry

For the Software industry and Technology sector, The Practical Solution PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Practical Solution PCL's Interest Coverage falls into.


BKK:TPS
89GF Score
The Practical Solution PCL BKK:TPS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Practical Solution PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Practical Solution PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Practical Solution PCL's Interest Expense was ฿-1 Mil. Its Operating Income was ฿165 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿19 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*164.761/-0.896
=183.89

The Practical Solution PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The Practical Solution PCL's Interest Expense was ฿-0 Mil. Its Operating Income was ฿21 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿14 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*21.021/-0.27
=77.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 77.86 mean?
The Practical Solution PCL (BKK:TPS) has a Interest Coverage of 77.86 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Practical Solution PCL and its competitors. This is 37% below median its historical median of 123.21. Over the past decade, The Practical Solution PCL's Interest Coverage has ranged from 64.23 to 213.63. According to the industry distribution chart, The Practical Solution PCL ranks #439 out of 1703 companies in the Software industry, placing it in the top 25.8%.
Is The Practical Solution PCL's Interest Coverage too high?
The Practical Solution PCL's current Interest Coverage of 77.86 is 37% below median its 10-year median of 123.21. Over the past 10 years, this metric has ranged from a low of 64.23 to a high of 213.63. The Software industry median Interest Coverage is 24.67. The Practical Solution PCL's value of 77.86 is 215.6% above this industry median. Based on the distribution chart, The Practical Solution PCL ranks #439 out of 1703 companies in the Software industry, which is above the industry midpoint. Overall, The Practical Solution PCL has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Practical Solution PCL's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, The Practical Solution PCL ranks #439 out of 1703 companies for Interest Coverage. This puts The Practical Solution PCL in the upper half of its industry. The industry median Interest Coverage is 24.67. The Practical Solution PCL's value of 77.86 is 215.6% above this benchmark. Historically, The Practical Solution PCL's own Interest Coverage has ranged from 64.23 to 213.63 over the past decade. While the company's 10-year median is 123.21 vs. the industry median of 24.67, The Practical Solution PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Practical Solution PCL's current Interest Coverage of 77.86 is 215.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Practical Solution PCL and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Practical Solution PCL's current Interest Coverage is 77.86, which is 37% below median its own 10-year median of 123.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Practical Solution PCL stock overvalued right now?
Based on GuruFocus' analysis, The Practical Solution PCL (BKK:TPS) is currently considered Fairly Valued. The stock's GF Value™ is ฿3.15, compared to a current price of ฿3.16 — trading 0.3% above its estimated fair value. The current Interest Coverage is 77.86, which is 37% below median its 10-year median of 123.21 and 215.6% above the Software industry median of 24.67. The Practical Solution PCL's overall GF Score™ is 89/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Practical Solution PCL (BKK:TPS), the current Interest Coverage is 77.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Practical Solution PCL (BKK:TPS) Overvalued in 2026?

Based on GuruFocus' analysis, The Practical Solution PCL stock appears to be overvalued. The current stock price of ฿3.16 is trading 0.3% above its estimated GF Value™ of ฿3.15. GuruFocus considers The Practical Solution PCL to be Fairly Valued.

Key valuation signals for BKK:TPS:

  • Interest Coverage: 77.86 (37% below median its 10-year median of 123.21)
  • GF Value™: ฿3.15 vs. price of ฿3.16 (0.3% above fair value)
  • GF Score™: 89/100 with 7 warning signs
  • Industry Position: 215.6% above the Software median (#439 of 1703)

No single metric tells the full story. See the BKK:TPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Practical Solution PCL Business Description

Address Rachadapisek Road, No. 99 Soi Cement Thai, Lat Yao Subdistrict, Chatuchak District, Bangkok, THA, 10900
The Practical Solution PCL is engaged in the distribution and installation of computer network systems, fully integrated communication systems, wireless communication systems, network security systems, data center solutions and management systems, and network system management, including providing maintenance services related to such systems. The firm operates in the segments of Sales including installment, Maintenance services, Construction, and Others. The majority of revenue is from sales including installment segment. Geographically, it operates in Thailand only.
89GF Score

Get the complete analysis for BKK:TPS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿3.16
Price
฿3.15
GF Value