Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Kairosoft AI Solutions's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-5.68 Mil. Kairosoft AI Solutions's Interest Expense for the
three
months ended in Mar. 2026 was ₹-0.03 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Kairosoft AI Solutions's Interest Coverage or its related term are showing as below:
BOM:506122's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 47.86 * Ranked among companies with meaningful Interest Coverage only.
Kairosoft AI Solutions (BOM:506122) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Kairosoft AI Solutions Interest Coverage Related Terms
Kairosoft AI Solutions Interest Coverage Historical Data
* Premium members only.
The historical data trend for Kairosoft AI Solutions's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:506122 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Kairosoft AI Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kairosoft AI Solutions Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kairosoft AI Solutions's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Kairosoft AI Solutions's Interest Coverage falls into.
Kairosoft AI Solutions Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Kairosoft AI Solutions did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Kairosoft AI Solutions (BOM:506122) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kairosoft AI Solutions and its competitors. According to the industry distribution chart, Kairosoft AI Solutions ranks #999999 out of 163 companies in the Credit Services industry.
Is Kairosoft AI Solutions' Interest Coverage too high?
Kairosoft AI Solutions' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Kairosoft AI Solutions ranks #999999 out of 163 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Kairosoft AI Solutions has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kairosoft AI Solutions' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Kairosoft AI Solutions ranks #999999 out of 163 companies for Interest Coverage. This places Kairosoft AI Solutions in the lower half of its industry. The industry median Interest Coverage is 47.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kairosoft AI Solutions and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kairosoft AI Solutions's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kairosoft AI Solutions stock overvalued right now?
Based on GuruFocus' analysis, Kairosoft AI Solutions (BOM:506122) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹65.70, compared to a current price of ₹84.60 — trading 28.8% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Kairosoft AI Solutions' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kairosoft AI Solutions (BOM:506122), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kairosoft AI Solutions (BOM:506122) Overvalued in 2026?
Based on GuruFocus' analysis, Kairosoft AI Solutions stock appears to be overvalued.
The current stock price of ₹84.60 is trading 28.8% above its estimated GF Value™ of ₹65.70.
GuruFocus considers Kairosoft AI Solutions to be Modestly Overvalued.
Key valuation signals for BOM:506122:
Interest Coverage: 0 (At Loss)
GF Value™: ₹65.70 vs. price of ₹84.60 (28.8% above fair value)
No single metric tells the full story. See the BOM:506122 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kairosoft AI Solutions Ltd is engaged in the business of designing, developing, licensing, maintaining, and supporting Artificial Intelligence (AI) powered software solutions in India and elsewhere in the world and undertake research and development in the field of Al and machine learning for the purpose of creating software solutions, provide consultancy services related to Al implementation, integration, and application across various industries. The company has identified four reportable segments, viz., trading in shares & securities, fabric, financing of loans, and Artificial Intelligence. The company generates key revenue from the financing of loans.
58GF Score
Get the complete analysis for BOM:506122
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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