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Kairosoft AI SolutionsBOM:506122 +5.00%47 Net Debt Paydown Yield % is 9.96% as of Aug. 19, 2026, which is 36% below its 10-year median of 15.57. GuruFocus rates BOM:506122 with a GF Score™ of 47/100 and a GF Value™ of ₹64.44 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 476 Credit Services companies, Kairosoft AI Solutions ranks better than 82.14% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Kairosoft AI Solutions's Net Debt Paydown Yield % was 9.96%.
Kairosoft AI Solutions (BOM:506122) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Kairosoft AI Solutions Net Debt Paydown Yield % Related Terms
Kairosoft AI Solutions Net Debt Paydown Yield % Historical Data
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The historical data trend for Kairosoft AI Solutions's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kairosoft AI Solutions Net Debt Paydown Yield % Chart
BOM:506122 vs V, MA, AXP: Net Debt Paydown Yield % Comparison
For the Credit Services subindustry, Kairosoft AI Solutions's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kairosoft AI Solutions Net Debt Paydown Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Kairosoft AI Solutions's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Kairosoft AI Solutions's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 9.96% mean?
Kairosoft AI Solutions (BOM:506122) has a Net Debt Paydown Yield % of 9.96% as of Aug. 19, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kairosoft AI Solutions and its competitors. This is 36% below median its historical median of 15.57. According to the industry distribution chart, Kairosoft AI Solutions ranks #85 out of 476 companies in the Credit Services industry, placing it in the top 17.9%.
Is Kairosoft AI Solutions' Net Debt Paydown Yield % too high?
Kairosoft AI Solutions' current Net Debt Paydown Yield % of 9.96% is 36% below median its 10-year median of 15.57. Based on the distribution chart, Kairosoft AI Solutions ranks #85 out of 476 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Kairosoft AI Solutions has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kairosoft AI Solutions' Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Kairosoft AI Solutions ranks #85 out of 476 companies for Net Debt Paydown Yield %. This places Kairosoft AI Solutions in the top 18% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kairosoft AI Solutions and its competitors. Kairosoft AI Solutions's current Net Debt Paydown Yield % is 9.96%, which is 36% below median its own 10-year median of 15.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kairosoft AI Solutions stock overvalued right now?
Based on GuruFocus' analysis, Kairosoft AI Solutions (BOM:506122) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹64.44, compared to a current price of ₹111.33 — trading 72.8% above its estimated fair value. The current Net Debt Paydown Yield % is 9.96%, which is 36% below median its 10-year median of 15.57. Kairosoft AI Solutions' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Kairosoft AI Solutions (BOM:506122), the current Net Debt Paydown Yield % is 9.96% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kairosoft AI Solutions (BOM:506122) Overvalued in 2026?
Based on GuruFocus' analysis, Kairosoft AI Solutions stock appears to be overvalued.
The current stock price of ₹111.33 is trading 72.8% above its estimated GF Value™ of ₹64.44.
GuruFocus considers Kairosoft AI Solutions to be Significantly Overvalued.
Key valuation signals for BOM:506122:
Net Debt Paydown Yield %: 9.96% (36% below median its 10-year median of 15.57)
GF Value™: ₹64.44 vs. price of ₹111.33 (72.8% above fair value)
No single metric tells the full story. See the BOM:506122 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kairosoft AI Solutions Ltd is engaged in the business of designing, developing, licensing, maintaining, and supporting Artificial Intelligence (AI) powered software solutions in India and elsewhere in the world and undertake research and development in the field of Al and machine learning for the purpose of creating software solutions, provide consultancy services related to Al implementation, integration, and application across various industries. The company has identified four reportable segments, viz., trading in shares & securities, fabric, financing of loans, and Artificial Intelligence. The company generates key revenue from the financing of loans.
47GF Score
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