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Beryl SecuritiesBOM:531582 -0.51%69 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 1,412.00. GuruFocus rates BOM:531582 with a GF Score™ of 69/100 and a GF Value™ of ₹120.34 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 156 Credit Services companies, Beryl Securities ranks worse than 641025% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Beryl Securities's
Operating Income
for the
three
months ended in Jun. 2026 was ₹5.74 Mil. Beryl Securities's Interest Expense for the
three
months ended in Jun. 2026 was ₹0.00 Mil.
Beryl Securities has no debt.
The higher the ratio, the stronger the company's financial strength is.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Beryl Securities's Interest Coverage or its related term are showing as below:
BOM:531582's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 50.585 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Beryl Securities Interest Coverage Related Terms
Beryl Securities Interest Coverage Historical Data
* Premium members only.
The historical data trend for Beryl Securities's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531582 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Beryl Securities's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beryl Securities Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Beryl Securities's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Beryl Securities's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Beryl Securities (BOM:531582) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beryl Securities and its competitors. This is 100% below median its historical median of 1,412.00. Over the past decade, Beryl Securities' Interest Coverage has ranged from 14.69 to 3,501.00. According to the industry distribution chart, Beryl Securities ranks #999999 out of 156 companies in the Credit Services industry.
Is Beryl Securities' Interest Coverage too high?
Beryl Securities' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 1,412.00. Over the past 10 years, this metric has ranged from a low of 14.69 to a high of 3,501.00. Based on the distribution chart, Beryl Securities ranks #999999 out of 156 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Beryl Securities has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Beryl Securities' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Beryl Securities ranks #999999 out of 156 companies for Interest Coverage. This places Beryl Securities in the lower half of its industry. The industry median Interest Coverage is 50.59. Historically, Beryl Securities' own Interest Coverage has ranged from 14.69 to 3,501.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.59, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beryl Securities and its competitors. For the Credit Services industry, the median Interest Coverage is 50.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beryl Securities's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 1,412.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beryl Securities stock overvalued right now?
Based on GuruFocus' analysis, Beryl Securities (BOM:531582) is currently considered Possible Value Trap. The stock's GF Value™ is ₹120.34, compared to a current price of ₹29.25 — trading 75.7% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 1,412.00. Beryl Securities' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Beryl Securities (BOM:531582), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beryl Securities (BOM:531582) Overvalued in 2026?
Based on GuruFocus' analysis, Beryl Securities stock appears to be undervalued.
The current stock price of ₹29.25 is trading 75.7% below its estimated GF Value™ of ₹120.34.
GuruFocus considers Beryl Securities to be Possible Value Trap.
Key valuation signals for BOM:531582:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 1,412.00)
GF Value™: ₹120.34 vs. price of ₹29.25 (75.7% below fair value)
No single metric tells the full story. See the BOM:531582 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beryl Securities Ltd is an Indian non-banking financial company engaged in providing loans and advances. It operates in a single segment which is NBFC activity. The firm derives revenue from interest income.
69GF Score
Get the complete analysis for BOM:531582
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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