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Beryl SecuritiesBOM:531582 +2.83%68 Quick Ratio is 39.70 as of Mar. 2026, which is 16% above its 10-year median of 34.11. GuruFocus rates BOM:531582 with a GF Score™ of 68/100 and a GF Value™ of ₹111.69 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 399 Credit Services companies, Beryl Securities ranks better than 72.43% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Beryl Securities's quick ratio for the quarter that ended in Mar. 2026 was 39.70.
Beryl Securities has a quick ratio of 39.70. It generally indicates good short-term financial strength.
The historical rank and industry rank for Beryl Securities's Quick Ratio or its related term are showing as below:
BOM:531582'
s Quick Ratio Range Over the Past 10 Years
Min: 11.74 Med: 34.11 Max: 45.78
Current: 39.7
During the past 13 years, Beryl Securities's highest Quick Ratio was 45.78. The lowest was 11.74. And the median was 34.11.
BOM:531582's Quick Ratio is ranked better than 72.43% of 399
companies
in the Credit Services industry
Industry Median: 3.72
vs BOM:531582: 39.70
Beryl Securities (BOM:531582) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Beryl Securities Quick Ratio Related Terms
Beryl Securities Quick Ratio Historical Data
* Premium members only.
The historical data trend for Beryl Securities's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Beryl Securities's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beryl Securities Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Beryl Securities's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Beryl Securities's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Beryl Securities's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beryl Securities (BOM:531582) has a Quick Ratio of 39.70 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Beryl Securities and its competitors. This is 16% above median its historical median of 34.11. Over the past decade, Beryl Securities' Quick Ratio has ranged from 11.74 to 45.78. According to the industry distribution chart, Beryl Securities ranks #110 out of 399 companies in the Credit Services industry, placing it in the top 27.6%.
Is Beryl Securities' Quick Ratio too high?
Beryl Securities' current Quick Ratio of 39.70 is 16% above median its 10-year median of 34.11. Over the past 10 years, this metric has ranged from a low of 11.74 to a high of 45.78. The Credit Services industry median Quick Ratio is 3.72. Beryl Securities' value of 39.70 is 967.2% above this industry median. Based on the distribution chart, Beryl Securities ranks #110 out of 399 companies in the Credit Services industry, which is above the industry midpoint. Overall, Beryl Securities has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Beryl Securities' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Beryl Securities ranks #110 out of 399 companies for Quick Ratio. This puts Beryl Securities in the upper half of its industry. The industry median Quick Ratio is 3.72. Beryl Securities' value of 39.70 is 967.2% above this benchmark. Historically, Beryl Securities' own Quick Ratio has ranged from 11.74 to 45.78 over the past decade. While the company's 10-year median is 34.11 vs. the industry median of 3.72, Beryl Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.72, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beryl Securities's current Quick Ratio of 39.70 is 967.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Beryl Securities and its competitors. For the Credit Services industry, the median Quick Ratio is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beryl Securities's current Quick Ratio is 39.70, which is 16% above median its own 10-year median of 34.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beryl Securities stock overvalued right now?
Based on GuruFocus' analysis, Beryl Securities (BOM:531582) is currently considered Possible Value Trap. The stock's GF Value™ is ₹111.69, compared to a current price of ₹35.99 — trading 67.8% below its estimated fair value. The current Quick Ratio is 39.70, which is 16% above median its 10-year median of 34.11 and 967.2% above the Credit Services industry median of 3.72. Beryl Securities' overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Beryl Securities (BOM:531582), the current Quick Ratio is 39.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beryl Securities (BOM:531582) Overvalued in 2026?
Based on GuruFocus' analysis, Beryl Securities stock appears to be undervalued.
The current stock price of ₹35.99 is trading 67.8% below its estimated GF Value™ of ₹111.69.
GuruFocus considers Beryl Securities to be Possible Value Trap.
Key valuation signals for BOM:531582:
Quick Ratio: 39.70 (16% above median its 10-year median of 34.11)
GF Value™: ₹111.69 vs. price of ₹35.99 (67.8% below fair value)
Industry Position: 967.2% above the Credit Services median (#110 of 399)
No single metric tells the full story. See the BOM:531582 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beryl Securities Ltd is an Indian non-banking financial company engaged in providing loans and advances. It operates in a single segment which is NBFC activity. The firm derives revenue from interest income.
68GF Score
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