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Kalyan Jewellers IndiaBOM:543278 +5.06%87 Interest Coverage is 4.79 as of Mar. 2026, which is 131% above its 10-year median of 2.07. GuruFocus rates BOM:543278 with a GF Score™ of 87/100 and a GF Value™ of ₹790.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 830 Retail - Cyclical companies, Kalyan Jewellers India ranks worse than 63.13% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Kalyan Jewellers India's
Operating Income
for the
three
months ended in Mar. 2026 was ₹6,226 Mil. Kalyan Jewellers India's Interest Expense for the
three
months ended in Mar. 2026 was ₹-1,300 Mil.
Kalyan Jewellers India's interest coverage for the quarter that ended in Mar. 2026 was 4.79.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Kalyan Jewellers India's Interest Coverage or its related term are showing as below:
BOM:543278'
s Interest Coverage Range Over the Past 10 Years
Min: 1.02 Med: 2.07 Max: 4.78
Current: 4.78
BOM:543278's Interest Coverage is ranked worse than 63.13% of 830
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs BOM:543278: 4.78
Kalyan Jewellers India (BOM:543278) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Kalyan Jewellers India Interest Coverage Related Terms
Kalyan Jewellers India Interest Coverage Historical Data
* Premium members only.
The historical data trend for Kalyan Jewellers India's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Kalyan Jewellers India's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kalyan Jewellers India Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Kalyan Jewellers India's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Kalyan Jewellers India's Interest Coverage falls into.
Kalyan Jewellers India Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kalyan Jewellers India (BOM:543278) has a Interest Coverage of 4.79 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kalyan Jewellers India and its competitors. This is 131% above median its historical median of 2.07. Over the past decade, Kalyan Jewellers India's Interest Coverage has ranged from 1.02 to 4.78. According to the industry distribution chart, Kalyan Jewellers India ranks #524 out of 830 companies in the Retail - Cyclical industry, placing it in the top 63.1%.
Is Kalyan Jewellers India's Interest Coverage too high?
Kalyan Jewellers India's current Interest Coverage of 4.79 is 131% above median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 4.78. The Retail - Cyclical industry median Interest Coverage is 7.45. Kalyan Jewellers India's value of 4.79 is 35.7% below this industry median. Based on the distribution chart, Kalyan Jewellers India ranks #524 out of 830 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Kalyan Jewellers India has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kalyan Jewellers India's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Kalyan Jewellers India ranks #524 out of 830 companies for Interest Coverage. This places Kalyan Jewellers India in the lower half of its industry. The industry median Interest Coverage is 7.45. Kalyan Jewellers India's value of 4.79 is 35.7% below this benchmark. Historically, Kalyan Jewellers India's own Interest Coverage has ranged from 1.02 to 4.78 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 7.45, Kalyan Jewellers India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kalyan Jewellers India's current Interest Coverage of 4.79 is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kalyan Jewellers India and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalyan Jewellers India's current Interest Coverage is 4.79, which is 131% above median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalyan Jewellers India stock overvalued right now?
Based on GuruFocus' analysis, Kalyan Jewellers India (BOM:543278) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹790.45, compared to a current price of ₹574.65 — trading 27.3% below its estimated fair value. The current Interest Coverage is 4.79, which is 131% above median its 10-year median of 2.07 and 35.7% below the Retail - Cyclical industry median of 7.45. Kalyan Jewellers India's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kalyan Jewellers India (BOM:543278), the current Interest Coverage is 4.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kalyan Jewellers India (BOM:543278) Overvalued in 2026?
Based on GuruFocus' analysis, Kalyan Jewellers India stock appears to be undervalued.
The current stock price of ₹574.65 is trading 27.3% below its estimated GF Value™ of ₹790.45.
GuruFocus considers Kalyan Jewellers India to be Modestly Undervalued.
Key valuation signals for BOM:543278:
Interest Coverage: 4.79 (131% above median its 10-year median of 2.07)
GF Value™: ₹790.45 vs. price of ₹574.65 (27.3% below fair value)
Industry Position: 35.7% below the Retail - Cyclical median (#524 of 830)
No single metric tells the full story. See the BOM:543278 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kalyan Jewellers India Ltd is a Jewellery company. The business activities of the company are to design, manufacture, and sell a variety of gold, studded and other jewellery products for various occasions such as weddings, festivals and others. It operates in a single segment namely the jewellery business.
87GF Score
Get the complete analysis for BOM:543278
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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