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Justo RealfintechBOM:544542 21 Interest Coverage is 19.68 as of Mar. 2026, which is 39% above its 10-year median of 14.15. GuruFocus rates BOM:544542 with a GF Score™ of 21/100. The stock has 4 warning signs investors should review. Among 1,306 Real Estate companies, Justo Realfintech ranks better than 76.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Justo Realfintech's
Operating Income
for the
six
months ended in Mar. 2026 was ₹179.7 Mil. Justo Realfintech's Interest Expense for the
six
months ended in Mar. 2026 was ₹-9.1 Mil.
Justo Realfintech's interest coverage for the quarter that ended in Mar. 2026 was 19.68.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Justo Realfintech's Interest Coverage or its related term are showing as below:
BOM:544542'
s Interest Coverage Range Over the Past 10 Years
Min: 9.19 Med: 14.15 Max: 33.24
Current: 19.68
BOM:544542's Interest Coverage is ranked better than 76.8% of 1306
companies
in the Real Estate industry
Industry Median: 4.175
vs BOM:544542: 19.68
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Justo Realfintech Interest Coverage Related Terms
Justo Realfintech Interest Coverage Historical Data
* Premium members only.
The historical data trend for Justo Realfintech's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Justo Realfintech Interest Coverage Chart
Justo Realfintech Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
Interest Coverage
14.15
33.24
9.19
22.16
12.28
Justo Realfintech Semi-Annual Data
Mar22
Mar23
Mar24
Mar25
Mar26
Interest Coverage
N/A
N/A
N/A
15.78
19.68
BOM:544542 vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Justo Realfintech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Justo Realfintech Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Justo Realfintech's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Justo Realfintech's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Justo Realfintech (BOM:544542) has a Interest Coverage of 19.68 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Justo Realfintech and its competitors. This is 39% above median its historical median of 14.15. Over the past decade, Justo Realfintech's Interest Coverage has ranged from 9.19 to 33.24. According to the industry distribution chart, Justo Realfintech ranks #303 out of 1306 companies in the Real Estate industry, placing it in the top 23.2%.
Is Justo Realfintech's Interest Coverage too high?
Justo Realfintech's current Interest Coverage of 19.68 is 39% above median its 10-year median of 14.15. Over the past 10 years, this metric has ranged from a low of 9.19 to a high of 33.24. The Real Estate industry median Interest Coverage is 4.18. Justo Realfintech's value of 19.68 is 371.4% above this industry median. Based on the distribution chart, Justo Realfintech ranks #303 out of 1306 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Justo Realfintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Justo Realfintech's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Justo Realfintech ranks #303 out of 1306 companies for Interest Coverage. This places Justo Realfintech in the top 23% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.18. Justo Realfintech's value of 19.68 is 371.4% above this benchmark. Historically, Justo Realfintech's own Interest Coverage has ranged from 9.19 to 33.24 over the past decade. While the company's 10-year median is 14.15 vs. the industry median of 4.18, Justo Realfintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.18, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Justo Realfintech's current Interest Coverage of 19.68 is 371.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Justo Realfintech and its competitors. For the Real Estate industry, the median Interest Coverage is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Justo Realfintech's current Interest Coverage is 19.68, which is 39% above median its own 10-year median of 14.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Justo Realfintech stock overvalued right now?
Justo Realfintech (BOM:544542) has a current Interest Coverage of 19.68. The current Interest Coverage is 19.68, which is 39% above median its 10-year median of 14.15 and 371.4% above the Real Estate industry median of 4.18. Justo Realfintech's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Justo Realfintech (BOM:544542), the current Interest Coverage is 19.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Justo Realfintech Ltd is a full-service real estate mandate company based in Maharashtra, with operations in Pune, Mumbai Metropolitan Region, and Nashik, with additional presence in Aurangabad and Kolhapur. It provides solutions including decisions on pricing and sizing of the projects to real estate developers and enabling the delivery of the products to the end customers. The company works with a focused niche of real estate developers who operate in the lower-to-mid segment residential and commercial developments. It also assists in arranging credit arrangements for their acquisition, construction and development from banks, NBFCs and other financial institutions.
21GF Score
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