Justo Realfintech (BOM:544542) ROA %: 22.19% (As of Mar. 2026) — 13% Below Median

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BOM:544542 Justo Realfintech Ltd BOM:544542
21 GF Score
Price ₹86.00
! 4 Warning Signs
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What is Justo Realfintech ROA %?

Justo Realfintech BOM:544542 21 ROA % is 22.19% as of Mar. 2026, which is 13% below its 10-year median of 25.36. GuruFocus rates BOM:544542 with a GF Score™ of 21/100. The stock has 4 warning signs investors should review. Among 1,803 Real Estate companies, Justo Realfintech ranks better than 94.56% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Justo Realfintech's annualized Net Income for the quarter that ended in Mar. 2026 was ₹264.3 Mil. Justo Realfintech's average Total Assets over the quarter that ended in Mar. 2026 was ₹1,191.3 Mil. Therefore, Justo Realfintech's annualized ROA % for the quarter that ended in Mar. 2026 was 22.19%.

The historical rank and industry rank for Justo Realfintech's ROA % or its related term are showing as below:

BOM:544542' s ROA % Range Over the Past 10 Years
Min: 11.09   Med: 25.36   Max: 65.22
Current: 11.09

During the past 5 years, Justo Realfintech's highest ROA % was 65.22%. The lowest was 11.09%. And the median was 25.36%.

BOM:544542's ROA % is ranked better than
94.56% of 1803 companies
in the Real Estate industry
Industry Median: 1.71 vs BOM:544542: 11.09

Justo Realfintech  (BOM:544542) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=264.316/1191.281
=(Net Income / Revenue)*(Revenue / Total Assets)
=(264.316 / 1102.994)*(1102.994 / 1191.281)
=Net Margin %*Asset Turnover
=23.96 %*0.9259
=22.19 %

Note: The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Justo Realfintech ROA % Related Terms


Justo Realfintech ROA % Historical Data

* Premium members only.

The historical data trend for Justo Realfintech's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Justo Realfintech ROA % Chart

Justo Realfintech Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
25.91 65.22 18.00 25.36 16.13

Justo Realfintech Semi-Annual Data
Mar22 Mar23 Mar24 Mar25 Mar26
ROA % 0.00 0.00 0.00 27.09 22.19

BOM:544542 vs CBRE, BEKE, JLL: ROA % Comparison

For the Real Estate Services subindustry, Justo Realfintech's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Justo Realfintech ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Justo Realfintech's ROA % distribution charts can be found below:

* The bar in red indicates where Justo Realfintech's ROA % falls into.


BOM:544542
21GF Score
Justo Realfintech Ltd BOM:544542
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Justo Realfintech ROA % Calculation

Justo Realfintech's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=192.104/( (762.764+1619.798)/ 2 )
=192.104/1191.281
=16.13 %

Justo Realfintech's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Mar. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=264.316/( (762.764+1619.798)/ 2 )
=264.316/1191.281
=22.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 22.19% mean?
Justo Realfintech (BOM:544542) has a ROA % of 22.19% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Justo Realfintech and its competitors. This is 13% below median its historical median of 25.36. Over the past decade, Justo Realfintech's ROA % has ranged from 11.09 to 65.22. According to the industry distribution chart, Justo Realfintech ranks #98 out of 1803 companies in the Real Estate industry, placing it in the top 5.4%.
Is Justo Realfintech's ROA % too high?
Justo Realfintech's current ROA % of 22.19% is 13% below median its 10-year median of 25.36. Over the past 10 years, this metric has ranged from a low of 11.09 to a high of 65.22. The Real Estate industry median ROA % is 1.71. Justo Realfintech's value of 22.19% is 1197.7% above this industry median. Based on the distribution chart, Justo Realfintech ranks #98 out of 1803 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Justo Realfintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Justo Realfintech's ROA % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Justo Realfintech ranks #98 out of 1803 companies for ROA %. This places Justo Realfintech in the top 5% of its industry — outperforming the majority of peers. The industry median ROA % is 1.71. Justo Realfintech's value of 22.19% is 1197.7% above this benchmark. Historically, Justo Realfintech's own ROA % has ranged from 11.09 to 65.22 over the past decade. While the company's 10-year median is 25.36 vs. the industry median of 1.71, Justo Realfintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.71, based on 1,803 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Justo Realfintech's current ROA % of 22.19% is 1197.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Justo Realfintech and its competitors. For the Real Estate industry, the median ROA % is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Justo Realfintech's current ROA % is 22.19%, which is 13% below median its own 10-year median of 25.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Justo Realfintech stock overvalued right now?
Justo Realfintech (BOM:544542) has a current ROA % of 22.19%. The current ROA % is 22.19%, which is 13% below median its 10-year median of 25.36 and 1197.7% above the Real Estate industry median of 1.71. Justo Realfintech's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Justo Realfintech (BOM:544542), the current ROA % is 22.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Justo Realfintech Business Description

Address Off. Orchard Avenue, Hiranandani Gardens, 801/802, 8th Floor, EL Tara Building, Powai, Mumbai, MH, IND, 400076
Justo Realfintech Ltd is a full-service real estate mandate company based in Maharashtra, with operations in Pune, Mumbai Metropolitan Region, and Nashik, with additional presence in Aurangabad and Kolhapur. It provides solutions including decisions on pricing and sizing of the projects to real estate developers and enabling the delivery of the products to the end customers. The company works with a focused niche of real estate developers who operate in the lower-to-mid segment residential and commercial developments. It also assists in arranging credit arrangements for their acquisition, construction and development from banks, NBFCs and other financial institutions.
21GF Score

Get the complete analysis for BOM:544542

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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