Justo Realfintech (BOM:544542) ROE %: 29.57% (As of Mar. 2026) — 22% Below Median

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BOM:544542 Justo Realfintech Ltd BOM:544542
21 GF Score
Price ₹86.00
! 4 Warning Signs
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What is Justo Realfintech ROE %?

Justo Realfintech BOM:544542 21 ROE % is 29.57% as of Mar. 2026, which is 22% below its 10-year median of 37.67. GuruFocus rates BOM:544542 with a GF Score™ of 21/100. The stock has 4 warning signs investors should review. Among 1,736 Real Estate companies, Justo Realfintech ranks better than 84.62% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Justo Realfintech's annualized net income for the quarter that ended in Mar. 2026 was ₹264.3 Mil. Justo Realfintech's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹893.8 Mil. Therefore, Justo Realfintech's annualized ROE % for the quarter that ended in Mar. 2026 was 29.57%.

The historical rank and industry rank for Justo Realfintech's ROE % or its related term are showing as below:

BOM:544542' s ROE % Range Over the Past 10 Years
Min: 14.79   Med: 37.67   Max: 120.33
Current: 14.79

During the past 5 years, Justo Realfintech's highest ROE % was 120.33%. The lowest was 14.79%. And the median was 37.67%.

BOM:544542's ROE % is ranked better than
84.62% of 1736 companies
in the Real Estate industry
Industry Median: 4.03 vs BOM:544542: 14.79

Justo Realfintech  (BOM:544542) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=264.316/893.796
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(264.316 / 1102.994)*(1102.994 / 1191.281)*(1191.281 / 893.796)
=Net Margin %*Asset Turnover*Equity Multiplier
=23.96 %*0.9259*1.3328
=ROA %*Equity Multiplier
=22.18 %*1.3328
=29.57 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=264.316/893.796
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (264.316 / 361.272) * (361.272 / 359.44) * (359.44 / 1102.994) * (1102.994 / 1191.281) * (1191.281 / 893.796)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7316 * 1.0051 * 32.59 % * 0.9259 * 1.3328
=29.57 %

Note: The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Justo Realfintech ROE % Related Terms


Justo Realfintech ROE % Historical Data

* Premium members only.

The historical data trend for Justo Realfintech's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Justo Realfintech ROE % Chart

Justo Realfintech Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
73.11 120.33 28.24 37.67 21.49

Justo Realfintech Semi-Annual Data
Mar22 Mar23 Mar24 Mar25 Mar26
ROE % 0.00 0.00 0.00 40.24 29.57

BOM:544542 vs CBRE, BEKE, JLL: ROE % Comparison

For the Real Estate Services subindustry, Justo Realfintech's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Justo Realfintech ROE % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Justo Realfintech's ROE % distribution charts can be found below:

* The bar in red indicates where Justo Realfintech's ROE % falls into.


BOM:544542
21GF Score
Justo Realfintech Ltd BOM:544542
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Justo Realfintech ROE % Calculation

Justo Realfintech's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=192.104/( (524.087+1263.505)/ 2 )
=192.104/893.796
=21.49 %

Justo Realfintech's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Mar. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=264.316/( (524.087+1263.505)/ 2 )
=264.316/893.796
=29.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 29.57% mean?
Justo Realfintech (BOM:544542) has a ROE % of 29.57% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Justo Realfintech and its competitors. This is 22% below median its historical median of 37.67. Over the past decade, Justo Realfintech's ROE % has ranged from 14.79 to 120.33. According to the industry distribution chart, Justo Realfintech ranks #267 out of 1736 companies in the Real Estate industry, placing it in the top 15.4%.
Is Justo Realfintech's ROE % too high?
Justo Realfintech's current ROE % of 29.57% is 22% below median its 10-year median of 37.67. Over the past 10 years, this metric has ranged from a low of 14.79 to a high of 120.33. The Real Estate industry median ROE % is 4.03. Justo Realfintech's value of 29.57% is 633.7% above this industry median. Based on the distribution chart, Justo Realfintech ranks #267 out of 1736 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Justo Realfintech has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Justo Realfintech's ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Justo Realfintech ranks #267 out of 1736 companies for ROE %. This places Justo Realfintech in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 4.03. Justo Realfintech's value of 29.57% is 633.7% above this benchmark. Historically, Justo Realfintech's own ROE % has ranged from 14.79 to 120.33 over the past decade. While the company's 10-year median is 37.67 vs. the industry median of 4.03, Justo Realfintech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 4.03, based on 1,736 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Justo Realfintech's current ROE % of 29.57% is 633.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Justo Realfintech and its competitors. For the Real Estate industry, the median ROE % is 4.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Justo Realfintech's current ROE % is 29.57%, which is 22% below median its own 10-year median of 37.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Justo Realfintech stock overvalued right now?
Justo Realfintech (BOM:544542) has a current ROE % of 29.57%. The current ROE % is 29.57%, which is 22% below median its 10-year median of 37.67 and 633.7% above the Real Estate industry median of 4.03. Justo Realfintech's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Justo Realfintech (BOM:544542), the current ROE % is 29.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Justo Realfintech Business Description

Address Off. Orchard Avenue, Hiranandani Gardens, 801/802, 8th Floor, EL Tara Building, Powai, Mumbai, MH, IND, 400076
Justo Realfintech Ltd is a full-service real estate mandate company based in Maharashtra, with operations in Pune, Mumbai Metropolitan Region, and Nashik, with additional presence in Aurangabad and Kolhapur. It provides solutions including decisions on pricing and sizing of the projects to real estate developers and enabling the delivery of the products to the end customers. The company works with a focused niche of real estate developers who operate in the lower-to-mid segment residential and commercial developments. It also assists in arranging credit arrangements for their acquisition, construction and development from banks, NBFCs and other financial institutions.
21GF Score

Get the complete analysis for BOM:544542

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹86.00
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