Empreendimentos Pague MenosBSP:PGMN3 +1.91%81 Interest Coverage is 1.51 as of Mar. 2026, which is 14% above its 10-year median of 1.32. GuruFocus rates BSP:PGMN3 with a GF Score™ of 81/100 and a GF Value™ of R$3.83 (Fairly Valued). The stock has 3 warning signs investors should review. Among 454 Healthcare Providers & Services companies, Empreendimentos Pague Menos ranks worse than 86.12% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Empreendimentos Pague Menos's
Operating Income
for the
three
months ended in Mar. 2026 was R$190 Mil. Empreendimentos Pague Menos's Interest Expense for the
three
months ended in Mar. 2026 was R$-126 Mil.
Empreendimentos Pague Menos's interest coverage for the quarter that ended in Mar. 2026 was 1.51.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Empreendimentos Pague Menos's Interest Coverage or its related term are showing as below:
BSP:PGMN3'
s Interest Coverage Range Over the Past 10 Years
Min: 0.38 Med: 1.32 Max: 4.61
Current: 1.76
BSP:PGMN3's Interest Coverage is ranked worse than 86.12% of 454
companies
in the Healthcare Providers & Services industry
Industry Median: 8
vs BSP:PGMN3: 1.76
Empreendimentos Pague Menos (BSP:PGMN3) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Empreendimentos Pague Menos Interest Coverage Related Terms
Empreendimentos Pague Menos Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Empreendimentos Pague Menos Interest Coverage Chart
Empreendimentos Pague Menos Interest Coverage Competitor Comparison
For the Pharmaceutical Retailers subindustry, Empreendimentos Pague Menos's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empreendimentos Pague Menos Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Empreendimentos Pague Menos's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Empreendimentos Pague Menos's Interest Coverage falls into.
Empreendimentos Pague Menos Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Empreendimentos Pague Menos (BSP:PGMN3) has a Interest Coverage of 1.51 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Empreendimentos Pague Menos and its competitors. This is 14% above median its historical median of 1.32. Over the past decade, Empreendimentos Pague Menos' Interest Coverage has ranged from 0.38 to 4.61. According to the industry distribution chart, Empreendimentos Pague Menos ranks #391 out of 454 companies in the Healthcare Providers & Services industry, placing it in the top 86.1%.
Is Empreendimentos Pague Menos' Interest Coverage too high?
Empreendimentos Pague Menos' current Interest Coverage of 1.51 is 14% above median its 10-year median of 1.32. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 4.61. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Empreendimentos Pague Menos' value of 1.51 is 81.1% below this industry median. Based on the distribution chart, Empreendimentos Pague Menos ranks #391 out of 454 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Empreendimentos Pague Menos has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Empreendimentos Pague Menos' Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Empreendimentos Pague Menos ranks #391 out of 454 companies for Interest Coverage. This places Empreendimentos Pague Menos in the lower half of its industry. The industry median Interest Coverage is 8.00. Empreendimentos Pague Menos' value of 1.51 is 81.1% below this benchmark. Historically, Empreendimentos Pague Menos' own Interest Coverage has ranged from 0.38 to 4.61 over the past decade. While the company's 10-year median is 1.32 vs. the industry median of 8.00, Empreendimentos Pague Menos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empreendimentos Pague Menos's current Interest Coverage of 1.51 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Empreendimentos Pague Menos and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empreendimentos Pague Menos's current Interest Coverage is 1.51, which is 14% above median its own 10-year median of 1.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empreendimentos Pague Menos stock overvalued right now?
Based on GuruFocus' analysis, Empreendimentos Pague Menos (BSP:PGMN3) is currently considered Fairly Valued. The stock's GF Value™ is R$3.83, compared to a current price of R$3.73 — trading 2.6% below its estimated fair value. The current Interest Coverage is 1.51, which is 14% above median its 10-year median of 1.32 and 81.1% below the Healthcare Providers & Services industry median of 8.00. Empreendimentos Pague Menos' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Empreendimentos Pague Menos (BSP:PGMN3), the current Interest Coverage is 1.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empreendimentos Pague Menos (BSP:PGMN3) Overvalued in 2026?
Based on GuruFocus' analysis, Empreendimentos Pague Menos stock appears to be undervalued.
The current stock price of R$3.73 is trading 2.6% below its estimated GF Value™ of R$3.83.
GuruFocus considers Empreendimentos Pague Menos to be Fairly Valued.
Key valuation signals for BSP:PGMN3:
Interest Coverage: 1.51 (14% above median its 10-year median of 1.32)
GF Value™: R$3.83 vs. price of R$3.73 (2.6% below fair value)
Industry Position: 81.1% below the Healthcare Providers & Services median (#391 of 454)
No single metric tells the full story. See the BSP:PGMN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empreendimentos Pague Menos SA owns the Extrafarma brand and operates a pharmacy chain in Brazil. Through its physical and e-commerce stores, the company is engaged in the retail trade of medicines, perfumes, personal hygiene, and beauty products.
81GF Score
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