Empreendimentos Pague Menos (BSP:PGMN3) Quick Ratio: 0.60 (As of Mar. 2026) — 30% Above Median


BSP:PGMN3 Empreendimentos Pague Menos SA BSP:PGMN3
81 GF Score
Price R$3.73
GF Value R$3.83
Valuation Fairly Valued
! 3 Warning Signs
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What is Empreendimentos Pague Menos Quick Ratio?

Empreendimentos Pague Menos BSP:PGMN3 +1.91% 81 Quick Ratio is 0.60 as of Mar. 2026, which is 30% above its 10-year median of 0.46. GuruFocus rates BSP:PGMN3 with a GF Score™ of 81/100 and a GF Value™ of R$3.83 (Fairly Valued). The stock has 3 warning signs investors should review. Among 681 Healthcare Providers & Services companies, Empreendimentos Pague Menos ranks worse than 82.38% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Empreendimentos Pague Menos's quick ratio for the quarter that ended in Mar. 2026 was 0.60.

Empreendimentos Pague Menos has a quick ratio of 0.60. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Empreendimentos Pague Menos's Quick Ratio or its related term are showing as below:

BSP:PGMN3' s Quick Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.46   Max: 0.8
Current: 0.6

During the past 13 years, Empreendimentos Pague Menos's highest Quick Ratio was 0.80. The lowest was 0.33. And the median was 0.46.

BSP:PGMN3's Quick Ratio is ranked worse than
82.38% of 681 companies
in the Healthcare Providers & Services industry
Industry Median: 1.32 vs BSP:PGMN3: 0.60

Empreendimentos Pague Menos  (BSP:PGMN3) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Empreendimentos Pague Menos Quick Ratio Related Terms


Empreendimentos Pague Menos Quick Ratio Historical Data

* Premium members only.

The historical data trend for Empreendimentos Pague Menos's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empreendimentos Pague Menos Quick Ratio Chart

Empreendimentos Pague Menos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.37 0.45 0.37 0.56

Empreendimentos Pague Menos Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.55 0.54 0.56 0.60

Empreendimentos Pague Menos Quick Ratio Competitor Comparison

For the Pharmaceutical Retailers subindustry, Empreendimentos Pague Menos's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empreendimentos Pague Menos Quick Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Empreendimentos Pague Menos's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Empreendimentos Pague Menos's Quick Ratio falls into.


BSP:PGMN3
81GF Score
Empreendimentos Pague Menos SA BSP:PGMN3
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Empreendimentos Pague Menos Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Empreendimentos Pague Menos's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(5688.716-3697.341)/3577.888
=0.56

Empreendimentos Pague Menos's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(5613.338-3654.407)/3239.246
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.60 mean?
Empreendimentos Pague Menos (BSP:PGMN3) has a Quick Ratio of 0.60 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Empreendimentos Pague Menos and its competitors. This is 30% above median its historical median of 0.46. Over the past decade, Empreendimentos Pague Menos' Quick Ratio has ranged from 0.33 to 0.80. According to the industry distribution chart, Empreendimentos Pague Menos ranks #561 out of 681 companies in the Healthcare Providers & Services industry, placing it in the top 82.4%.
Is Empreendimentos Pague Menos' Quick Ratio too high?
Empreendimentos Pague Menos' current Quick Ratio of 0.60 is 30% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.80. The Healthcare Providers & Services industry median Quick Ratio is 1.32. Empreendimentos Pague Menos' value of 0.60 is 54.5% below this industry median. Based on the distribution chart, Empreendimentos Pague Menos ranks #561 out of 681 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Empreendimentos Pague Menos has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Empreendimentos Pague Menos' Quick Ratio compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Empreendimentos Pague Menos ranks #561 out of 681 companies for Quick Ratio. This places Empreendimentos Pague Menos in the lower half of its industry. The industry median Quick Ratio is 1.32. Empreendimentos Pague Menos' value of 0.60 is 54.5% below this benchmark. Historically, Empreendimentos Pague Menos' own Quick Ratio has ranged from 0.33 to 0.80 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 1.32, Empreendimentos Pague Menos has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Healthcare Providers & Services company?
The median Quick Ratio among Healthcare Providers & Services companies is 1.32, based on 681 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empreendimentos Pague Menos's current Quick Ratio of 0.60 is 54.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Empreendimentos Pague Menos and its competitors. For the Healthcare Providers & Services industry, the median Quick Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empreendimentos Pague Menos's current Quick Ratio is 0.60, which is 30% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empreendimentos Pague Menos stock overvalued right now?
Based on GuruFocus' analysis, Empreendimentos Pague Menos (BSP:PGMN3) is currently considered Fairly Valued. The stock's GF Value™ is R$3.83, compared to a current price of R$3.73 — trading 2.6% below its estimated fair value. The current Quick Ratio is 0.60, which is 30% above median its 10-year median of 0.46 and 54.5% below the Healthcare Providers & Services industry median of 1.32. Empreendimentos Pague Menos' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Empreendimentos Pague Menos (BSP:PGMN3), the current Quick Ratio is 0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empreendimentos Pague Menos (BSP:PGMN3) Overvalued in 2026?

Based on GuruFocus' analysis, Empreendimentos Pague Menos stock appears to be undervalued. The current stock price of R$3.73 is trading 2.6% below its estimated GF Value™ of R$3.83. GuruFocus considers Empreendimentos Pague Menos to be Fairly Valued.

Key valuation signals for BSP:PGMN3:

  • Quick Ratio: 0.60 (30% above median its 10-year median of 0.46)
  • GF Value™: R$3.83 vs. price of R$3.73 (2.6% below fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 54.5% below the Healthcare Providers & Services median (#561 of 681)

No single metric tells the full story. See the BSP:PGMN3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empreendimentos Pague Menos Business Description

Address 1520, Rua Senador Pompeu, Centro, Fortaleza, CE, BRA, 60025-002
Empreendimentos Pague Menos SA owns the Extrafarma brand and operates a pharmacy chain in Brazil. Through its physical and e-commerce stores, the company is engaged in the retail trade of medicines, perfumes, personal hygiene, and beauty products.
81GF Score

Get the complete analysis for BSP:PGMN3

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$3.73
Price
R$3.83
GF Value