Unilever NV (BUE:UL) Interest Coverage: 8.80 (As of Dec. 2025) — 27% Below Median


BUE:UL Unilever NV BUE:UL
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What is Unilever NV Interest Coverage?

Unilever NV BUE:UL 10 Interest Coverage is 8.80 as of Dec. 2025, which is 27% below its 10-year median of 12.03. GuruFocus rates BUE:UL with a GF Score™ of 10/100. The stock has 3 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Unilever NV's Operating Income for the six months ended in Dec. 2025 was ARS8,107,262 Mil. Unilever NV's Interest Expense for the six months ended in Dec. 2025 was ARS-921,203 Mil. Unilever NV's interest coverage for the quarter that ended in Dec. 2025 was 8.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Unilever NV's Interest Coverage or its related term are showing as below:

BUE:UL' s Interest Coverage Range Over the Past 10 Years
Min: 7.66   Med: 12.03   Max: 18.97
Current: 9.14


BUE:UL's Interest Coverage is not ranked
in the Consumer Packaged Goods industry.
Industry Median: 8.6 vs BUE:UL: 9.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Unilever NV  (BUE:UL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Unilever NV Interest Coverage Related Terms


Unilever NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Unilever NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Unilever NV Interest Coverage Chart

Unilever NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.97 12.27 9.51 10.21 9.18

Unilever NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 9.75 10.93 9.56 8.80

BUE:UL vs EL, CL, KMB: Interest Coverage Comparison

For the Household & Personal Products subindustry, Unilever NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unilever NV Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Unilever NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Unilever NV's Interest Coverage falls into.


BUE:UL
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Unilever NV BUE:UL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Unilever NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unilever NV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Unilever NV's Interest Expense was ARS-1,866,200 Mil. Its Operating Income was ARS17,140,826 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS42,728,842 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*17140826.079/-1866200.003
=9.18

Unilever NV's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Unilever NV's Interest Expense was ARS-921,203 Mil. Its Operating Income was ARS8,107,262 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS42,728,842 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*8107262.31/-921202.552
=8.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 8.80 mean?
Unilever NV (BUE:UL) has a Interest Coverage of 8.80 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unilever NV and its competitors. This is 27% below median its historical median of 12.03. Over the past decade, Unilever NV's Interest Coverage has ranged from 7.66 to 18.97.
Is Unilever NV's Interest Coverage too high?
Unilever NV's current Interest Coverage of 8.80 is 27% below median its 10-year median of 12.03. Over the past 10 years, this metric has ranged from a low of 7.66 to a high of 18.97. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Unilever NV's value of 8.80 is 2.3% above this industry median. Overall, Unilever NV has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Unilever NV's Interest Coverage compare to EL and CL?
Unilever NV's Interest Coverage of 8.80 can be compared against companies in the Consumer Packaged Goods industry. The industry median Interest Coverage is 8.60. Unilever NV's value of 8.80 is 2.3% above this benchmark. Historically, Unilever NV's own Interest Coverage has ranged from 7.66 to 18.97 over the past decade. While the company's 10-year median is 12.03 vs. the industry median of 8.60, Unilever NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unilever NV's current Interest Coverage of 8.80 is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unilever NV and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unilever NV's current Interest Coverage is 8.80, which is 27% below median its own 10-year median of 12.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever NV stock overvalued right now?
Unilever NV (BUE:UL) has a current Interest Coverage of 8.80. The current Interest Coverage is 8.80, which is 27% below median its 10-year median of 12.03 and 2.3% above the Consumer Packaged Goods industry median of 8.60. Unilever NV's overall GF Score™ is 10/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Unilever NV (BUE:UL), the current Interest Coverage is 8.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Unilever NV Business Description

Address Weena 455, Rotterdam, NLD, 3013
Unilever NV and U.K.-based Unilever PLC operate Unilever Group, a diversified household and personal product and packaged-food and refreshments company. The firm's brands include Knorr soups and sauces, Hellmann's mayonnaise, Lipton teas, Axe and Dove skin products, and the TRESemme hair-care brand. The firm has segments namely: Beauty & Wellbeing; Personal Care; Home Care and Foods. Geographically, it operates in United States, United Kingdom, India and Others.
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