eBayCHIX:EBAD 82 Interest Coverage is 10.02 as of Mar. 2026, which is 14% above its 10-year median of 8.81. GuruFocus rates CHIX:EBAD with a GF Score™ of 82/100 and a GF Value™ of €44.36. The stock has 8 warning signs investors should review. Among 827 Retail - Cyclical companies, eBay ranks better than 53.81% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. eBay's
Operating Income
for the
three
months ended in Mar. 2026 was €529 Mil. eBay's Interest Expense for the
three
months ended in Mar. 2026 was €-53 Mil.
eBay's interest coverage for the quarter that ended in Mar. 2026 was 10.02.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for eBay's Interest Coverage or its related term are showing as below:
CHIX:EBAd'
s Interest Coverage Range Over the Past 10 Years
Min: 5.12 Med: 8.81 Max: 10.87
Current: 9.24
CHIX:EBAd's Interest Coverage is ranked better than 53.81% of 827
companies
in the Retail - Cyclical industry
Industry Median: 7.91
vs CHIX:EBAd: 9.24
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
eBay Interest Coverage Related Terms
eBay Interest Coverage Historical Data
* Premium members only.
The historical data trend for eBay's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:EBAD vs SE, JD, CPNG: Interest Coverage Comparison
For the Internet Retail subindustry, eBay's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
eBay Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, eBay's Interest Coverage distribution charts can be found below:
* The bar in red indicates where eBay's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
eBay (CHIX:EBAD) has a Interest Coverage of 10.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eBay and its competitors. This is 14% above median its historical median of 8.81. Over the past decade, eBay's Interest Coverage has ranged from 5.12 to 10.87. According to the industry distribution chart, eBay ranks #382 out of 827 companies in the Retail - Cyclical industry, placing it in the top 46.2%.
Is eBay's Interest Coverage too high?
eBay's current Interest Coverage of 10.02 is 14% above median its 10-year median of 8.81. Over the past 10 years, this metric has ranged from a low of 5.12 to a high of 10.87. The Retail - Cyclical industry median Interest Coverage is 7.91. eBay's value of 10.02 is 26.7% above this industry median. Based on the distribution chart, eBay ranks #382 out of 827 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, eBay has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does eBay's Interest Coverage compare to SE and JD?
According to the Retail - Cyclical industry distribution chart, eBay ranks #382 out of 827 companies for Interest Coverage. This puts eBay in the upper half of its industry. The industry median Interest Coverage is 7.91. eBay's value of 10.02 is 26.7% above this benchmark. Historically, eBay's own Interest Coverage has ranged from 5.12 to 10.87 over the past decade. While the company's 10-year median is 8.81 vs. the industry median of 7.91, eBay has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.91, based on 827 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. eBay's current Interest Coverage of 10.02 is 26.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on eBay and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. eBay's current Interest Coverage is 10.02, which is 14% above median its own 10-year median of 8.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eBay stock overvalued right now?
eBay (CHIX:EBAD) has a current Interest Coverage of 10.02. The stock's GF Value™ is €44.36, compared to a current price of €60.22 — trading 35.8% above its estimated fair value. The current Interest Coverage is 10.02, which is 14% above median its 10-year median of 8.81 and 26.7% above the Retail - Cyclical industry median of 7.91. eBay's overall GF Score™ is 82/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For eBay (CHIX:EBAD), the current Interest Coverage is 10.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is eBay (CHIX:EBAD) Overvalued in 2026?
Based on GuruFocus' analysis, eBay stock appears to be overvalued.
The current stock price of €60.22 is trading 35.8% above its estimated GF Value™ of €44.36.
Key valuation signals for CHIX:EBAD:
Interest Coverage: 10.02 (14% above median its 10-year median of 8.81)
GF Value™: €44.36 vs. price of €60.22 (35.8% above fair value)
Industry Position: 26.7% above the Retail - Cyclical median (#382 of 827)
No single metric tells the full story. See the CHIX:EBAD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1995, eBay operates one of the world's largest online marketplaces, connecting buyers and sellers across more than 190 markets. In 2025, the firm generated $11.1 billion in revenue on nearly $80 billion of gross merchandise volume, serving 135 million active buyers and 18 million active sellers (users who closed at least one transaction in the past year). The firm monetizes its marketplace primarily through transaction fees and advertising, with 52% of revenue derived from the US and the remainder from international markets. In a bid to expand its reach among Generation Z and in the recommerce sector, eBay announced the $1.2 billion acquisition of fashion resale app Depop from Etsy in early 2026.
82GF Score
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