Saga Furs Oyj (CHIX:SAGCVH) Interest Coverage: 9.08 (As of Oct. 2025) — 198% Above Median


CHIX:SAGCVH Saga Furs Oyj CHIX:SAGCVH
50 GF Score
Price €10.65
GF Value €6.72
! 10 Warning Signs
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What is Saga Furs Oyj Interest Coverage?

Saga Furs Oyj CHIX:SAGCVH 50 Interest Coverage is 9.08 as of Oct. 2025, which is 198% above its 10-year median of 3.05. GuruFocus rates CHIX:SAGCVH with a GF Score™ of 50/100 and a GF Value™ of €6.72. The stock has 10 warning signs investors should review. Among 739 Manufacturing - Apparel & Accessories companies, Saga Furs Oyj ranks worse than 91.07% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Saga Furs Oyj's Operating Income for the six months ended in Oct. 2025 was €4.83 Mil. Saga Furs Oyj's Interest Expense for the six months ended in Oct. 2025 was €-0.53 Mil. Saga Furs Oyj's interest coverage for the quarter that ended in Oct. 2025 was 9.08. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Saga Furs Oyj's Interest Coverage or its related term are showing as below:

CHIX:SAGCVh' s Interest Coverage Range Over the Past 10 Years
Min: 0.89   Med: 3.05   Max: 8.84
Current: 0.89


CHIX:SAGCVh's Interest Coverage is ranked worse than
91.07% of 739 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.43 vs CHIX:SAGCVh: 0.89

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Saga Furs Oyj  (CHIX:SAGCVh) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Saga Furs Oyj Interest Coverage Related Terms


Saga Furs Oyj Interest Coverage Historical Data

* Premium members only.

The historical data trend for Saga Furs Oyj's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Saga Furs Oyj Interest Coverage Chart

Saga Furs Oyj Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.84 0.00 2.91 2.33 0.00

Saga Furs Oyj Semi-Annual Data
Apr16 Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.88 0.00 1.15 0.00 9.08

CHIX:SAGCVH vs AIN: Interest Coverage Comparison

For the Textile Manufacturing subindustry, Saga Furs Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saga Furs Oyj Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Saga Furs Oyj's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Saga Furs Oyj's Interest Coverage falls into.


CHIX:SAGCVH
50GF Score
Saga Furs Oyj CHIX:SAGCVH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Saga Furs Oyj Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Saga Furs Oyj's Interest Coverage for the fiscal year that ended in Oct. 2025 is calculated as

Here, for the fiscal year that ended in Oct. 2025, Saga Furs Oyj's Interest Expense was €-0.23 Mil. Its Operating Income was €-0.17 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.08 Mil.

Saga Furs Oyj did not have earnings to cover the interest expense.

Saga Furs Oyj's Interest Coverage for the quarter that ended in Oct. 2025 is calculated as

Here, for the six months ended in Oct. 2025, Saga Furs Oyj's Interest Expense was €-0.53 Mil. Its Operating Income was €4.83 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.08 Mil.

Interest Coverage=-1* Operating Income (Q: Oct. 2025 )/Interest Expense (Q: Oct. 2025 )
=-1*4.831/-0.532
=9.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.08 mean?
Saga Furs Oyj (CHIX:SAGCVH) has a Interest Coverage of 9.08 as of Oct. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saga Furs Oyj and its competitors. This is 198% above median its historical median of 3.05. Over the past decade, Saga Furs Oyj's Interest Coverage has ranged from 0.89 to 8.84. According to the industry distribution chart, Saga Furs Oyj ranks #673 out of 739 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 91.1%.
Is Saga Furs Oyj's Interest Coverage too high?
Saga Furs Oyj's current Interest Coverage of 9.08 is 198% above median its 10-year median of 3.05. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 8.84. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.43. Saga Furs Oyj's value of 9.08 is 67.2% above this industry median. Based on the distribution chart, Saga Furs Oyj ranks #673 out of 739 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, Saga Furs Oyj has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Saga Furs Oyj's Interest Coverage compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Saga Furs Oyj ranks #673 out of 739 companies for Interest Coverage. This places Saga Furs Oyj in the lower half of its industry. The industry median Interest Coverage is 5.43. Saga Furs Oyj's value of 9.08 is 67.2% above this benchmark. Historically, Saga Furs Oyj's own Interest Coverage has ranged from 0.89 to 8.84 over the past decade. While the company's 10-year median is 3.05 vs. the industry median of 5.43, Saga Furs Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.43, based on 739 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saga Furs Oyj's current Interest Coverage of 9.08 is 67.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saga Furs Oyj and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saga Furs Oyj's current Interest Coverage is 9.08, which is 198% above median its own 10-year median of 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga Furs Oyj stock overvalued right now?
Saga Furs Oyj (CHIX:SAGCVH) has a current Interest Coverage of 9.08. The stock's GF Value™ is €6.72, compared to a current price of €10.65 — trading 58.5% above its estimated fair value. The current Interest Coverage is 9.08, which is 198% above median its 10-year median of 3.05 and 67.2% above the Manufacturing - Apparel & Accessories industry median of 5.43. Saga Furs Oyj's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saga Furs Oyj (CHIX:SAGCVH), the current Interest Coverage is 9.08 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saga Furs Oyj (CHIX:SAGCVH) Overvalued in 2026?

Based on GuruFocus' analysis, Saga Furs Oyj stock appears to be overvalued. The current stock price of €10.65 is trading 58.5% above its estimated GF Value™ of €6.72.

Key valuation signals for CHIX:SAGCVH:

  • Interest Coverage: 9.08 (198% above median its 10-year median of 3.05)
  • GF Value™: €6.72 vs. price of €10.65 (58.5% above fair value)
  • GF Score™: 50/100 with 10 warning signs
  • Industry Position: 67.2% above the Manufacturing - Apparel & Accessories median (#673 of 739)

No single metric tells the full story. See the CHIX:SAGCVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

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Get the complete analysis for CHIX:SAGCVH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.65
Price
€6.72
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