Saga Furs OyjCHIX:SAGCVH 50 ROE % is 13.98% as of Oct. 2025, which is 585% above its 10-year median of 2.04. GuruFocus rates CHIX:SAGCVH with a GF Score™ of 50/100 and a GF Value™ of €6.72. The stock has 10 warning signs investors should review. Among 1,022 Manufacturing - Apparel & Accessories companies, Saga Furs Oyj ranks worse than 50.1% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Saga Furs Oyj's annualized net income for the quarter that ended in Oct. 2025 was €12.13 Mil. Saga Furs Oyj's average Total Stockholders Equity over the quarter that ended in Oct. 2025 was €86.79 Mil. Therefore, Saga Furs Oyj's annualized ROE % for the quarter that ended in Oct. 2025 was 13.98%.
The historical rank and industry rank for Saga Furs Oyj's ROE % or its related term are showing as below:
CHIX:SAGCVh'
s ROE % Range Over the Past 10 Years
Min: -10.24 Med: 2.04 Max: 15.29
Current: 4.04
During the past 13 years, Saga Furs Oyj's highest ROE % was 15.29%. The lowest was -10.24%. And the median was 2.04%.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Oct. 2025) net income data. The Revenue data used here is two times the semi-annual (Oct. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Saga Furs Oyj ROE % Related Terms
Saga Furs Oyj ROE % Historical Data
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The historical data trend for Saga Furs Oyj's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Textile Manufacturing subindustry, Saga Furs Oyj's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saga Furs Oyj ROE % vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Saga Furs Oyj's ROE % distribution charts can be found below:
* The bar in red indicates where Saga Furs Oyj's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Oct. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Saga Furs Oyj (CHIX:SAGCVH) has a ROE % of 13.98% as of Oct. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saga Furs Oyj and its competitors. This is 585% above median its historical median of 2.04. According to the industry distribution chart, Saga Furs Oyj ranks #512 out of 1022 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 50.1%.
Is Saga Furs Oyj's ROE % too high?
Saga Furs Oyj's current ROE % of 13.98% is 585% above median its 10-year median of 2.04. The Manufacturing - Apparel & Accessories industry median ROE % is 4.09. Saga Furs Oyj's value of 13.98% is 242.2% above this industry median. Based on the distribution chart, Saga Furs Oyj ranks #512 out of 1022 companies in the Manufacturing - Apparel & Accessories industry, which is below the industry midpoint. Overall, Saga Furs Oyj has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Saga Furs Oyj's ROE % compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Saga Furs Oyj ranks #512 out of 1022 companies for ROE %. This places Saga Furs Oyj in the lower half of its industry. The industry median ROE % is 4.09. Saga Furs Oyj's value of 13.98% is 242.2% above this benchmark. While the company's 10-year median is 2.04 vs. the industry median of 4.09, Saga Furs Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Manufacturing - Apparel & Accessories company?
The median ROE % among Manufacturing - Apparel & Accessories companies is 4.09, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saga Furs Oyj's current ROE % of 13.98% is 242.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saga Furs Oyj and its competitors. For the Manufacturing - Apparel & Accessories industry, the median ROE % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saga Furs Oyj's current ROE % is 13.98%, which is 585% above median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga Furs Oyj stock overvalued right now?
Saga Furs Oyj (CHIX:SAGCVH) has a current ROE % of 13.98%. The stock's GF Value™ is €6.72, compared to a current price of €10.65 — trading 58.5% above its estimated fair value. The current ROE % is 13.98%, which is 585% above median its 10-year median of 2.04 and 242.2% above the Manufacturing - Apparel & Accessories industry median of 4.09. Saga Furs Oyj's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Saga Furs Oyj (CHIX:SAGCVH), the current ROE % is 13.98% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saga Furs Oyj (CHIX:SAGCVH) Overvalued in 2026?
Based on GuruFocus' analysis, Saga Furs Oyj stock appears to be overvalued.
The current stock price of €10.65 is trading 58.5% above its estimated GF Value™ of €6.72.
Key valuation signals for CHIX:SAGCVH:
ROE %: 13.98% (585% above median its 10-year median of 2.04)
GF Value™: €6.72 vs. price of €10.65 (58.5% above fair value)
Industry Position: 242.2% above the Manufacturing - Apparel & Accessories median (#512 of 1022)
No single metric tells the full story. See the CHIX:SAGCVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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