Saga Furs Oyj (CHIX:SAGCVH) ROA %: 10.51% (As of Oct. 2025) — 605% Above Median


CHIX:SAGCVH Saga Furs Oyj CHIX:SAGCVH
50 GF Score
Price €10.65
GF Value €6.72
! 10 Warning Signs
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What is Saga Furs Oyj ROA %?

Saga Furs Oyj CHIX:SAGCVH 50 ROA % is 10.51% as of Oct. 2025, which is 605% above its 10-year median of 1.49. GuruFocus rates CHIX:SAGCVH with a GF Score™ of 50/100 and a GF Value™ of €6.72. The stock has 10 warning signs investors should review. Among 1,066 Manufacturing - Apparel & Accessories companies, Saga Furs Oyj ranks better than 59.47% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Saga Furs Oyj's annualized Net Income for the quarter that ended in Oct. 2025 was €12.13 Mil. Saga Furs Oyj's average Total Assets over the quarter that ended in Oct. 2025 was €115.44 Mil. Therefore, Saga Furs Oyj's annualized ROA % for the quarter that ended in Oct. 2025 was 10.51%.

The historical rank and industry rank for Saga Furs Oyj's ROA % or its related term are showing as below:

CHIX:SAGCVh' s ROA % Range Over the Past 10 Years
Min: -4.65   Med: 1.49   Max: 8.11
Current: 3.04

During the past 13 years, Saga Furs Oyj's highest ROA % was 8.11%. The lowest was -4.65%. And the median was 1.49%.

CHIX:SAGCVh's ROA % is ranked better than
59.47% of 1066 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 1.9 vs CHIX:SAGCVh: 3.04

Saga Furs Oyj  (CHIX:SAGCVh) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Oct. 2025 )
=Net Income/Total Assets
=12.134/115.4385
=(Net Income / Revenue)*(Revenue / Total Assets)
=(12.134 / 57.464)*(57.464 / 115.4385)
=Net Margin %*Asset Turnover
=21.12 %*0.4978
=10.51 %

Note: The Net Income data used here is two times the semi-annual (Oct. 2025) net income data. The Revenue data used here is two times the semi-annual (Oct. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Saga Furs Oyj ROA % Related Terms


Saga Furs Oyj ROA % Historical Data

* Premium members only.

The historical data trend for Saga Furs Oyj's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saga Furs Oyj ROA % Chart

Saga Furs Oyj Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.11 0.81 3.98 2.16 2.98

Saga Furs Oyj Semi-Annual Data
Apr16 Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.54 0.29 4.11 -4.41 10.51

CHIX:SAGCVH vs AIN: ROA % Comparison

For the Textile Manufacturing subindustry, Saga Furs Oyj's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saga Furs Oyj ROA % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Saga Furs Oyj's ROA % distribution charts can be found below:

* The bar in red indicates where Saga Furs Oyj's ROA % falls into.


CHIX:SAGCVH
50GF Score
Saga Furs Oyj CHIX:SAGCVH
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saga Furs Oyj ROA % Calculation

Saga Furs Oyj's annualized ROA % for the fiscal year that ended in Oct. 2025 is calculated as:

ROA %=Net Income (A: Oct. 2025 )/( (Total Assets (A: Oct. 2024 )+Total Assets (A: Oct. 2025 ))/ count )
=3.535/( (117.985+119.219)/ 2 )
=3.535/118.602
=2.98 %

Saga Furs Oyj's annualized ROA % for the quarter that ended in Oct. 2025 is calculated as:

ROA %=Net Income (Q: Oct. 2025 )/( (Total Assets (Q: Apr. 2025 )+Total Assets (Q: Oct. 2025 ))/ count )
=12.134/( (111.658+119.219)/ 2 )
=12.134/115.4385
=10.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Oct. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 10.51% mean?
Saga Furs Oyj (CHIX:SAGCVH) has a ROA % of 10.51% as of Oct. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saga Furs Oyj and its competitors. This is 605% above median its historical median of 1.49. According to the industry distribution chart, Saga Furs Oyj ranks #432 out of 1066 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 40.5%.
Is Saga Furs Oyj's ROA % too high?
Saga Furs Oyj's current ROA % of 10.51% is 605% above median its 10-year median of 1.49. The Manufacturing - Apparel & Accessories industry median ROA % is 1.90. Saga Furs Oyj's value of 10.51% is 453.2% above this industry median. Based on the distribution chart, Saga Furs Oyj ranks #432 out of 1066 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Saga Furs Oyj has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Saga Furs Oyj's ROA % compare to AIN?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Saga Furs Oyj ranks #432 out of 1066 companies for ROA %. This puts Saga Furs Oyj in the upper half of its industry. The industry median ROA % is 1.90. Saga Furs Oyj's value of 10.51% is 453.2% above this benchmark. While the company's 10-year median is 1.49 vs. the industry median of 1.90, Saga Furs Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Manufacturing - Apparel & Accessories company?
The median ROA % among Manufacturing - Apparel & Accessories companies is 1.90, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saga Furs Oyj's current ROA % of 10.51% is 453.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saga Furs Oyj and its competitors. For the Manufacturing - Apparel & Accessories industry, the median ROA % is 1.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saga Furs Oyj's current ROA % is 10.51%, which is 605% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saga Furs Oyj stock overvalued right now?
Saga Furs Oyj (CHIX:SAGCVH) has a current ROA % of 10.51%. The stock's GF Value™ is €6.72, compared to a current price of €10.65 — trading 58.5% above its estimated fair value. The current ROA % is 10.51%, which is 605% above median its 10-year median of 1.49 and 453.2% above the Manufacturing - Apparel & Accessories industry median of 1.90. Saga Furs Oyj's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Saga Furs Oyj (CHIX:SAGCVH), the current ROA % is 10.51% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saga Furs Oyj (CHIX:SAGCVH) Overvalued in 2026?

Based on GuruFocus' analysis, Saga Furs Oyj stock appears to be overvalued. The current stock price of €10.65 is trading 58.5% above its estimated GF Value™ of €6.72.

Key valuation signals for CHIX:SAGCVH:

  • ROA %: 10.51% (605% above median its 10-year median of 1.49)
  • GF Value™: €6.72 vs. price of €10.65 (58.5% above fair value)
  • GF Score™: 50/100 with 10 warning signs
  • Industry Position: 453.2% above the Manufacturing - Apparel & Accessories median (#432 of 1066)

No single metric tells the full story. See the CHIX:SAGCVH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

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Get the complete analysis for CHIX:SAGCVH

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.65
Price
€6.72
GF Value