Al Mal Capital REIT (DFM:AMCREIT) Interest Coverage: 2.44 (As of Dec. 2025) — Near Median

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DFM:AMCREIT Al Mal Capital REIT DFM:AMCREIT
25 GF Score
Price د.إ1.13
! 8 Warning Signs
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What is Al Mal Capital REIT Interest Coverage?

Al Mal Capital REIT DFM:AMCREIT 25 Interest Coverage is 2.44 as of Dec. 2025, which is 3% above its 10-year median of 2.38. GuruFocus rates DFM:AMCREIT with a GF Score™ of 25/100. The stock has 8 warning signs investors should review. Among 695 REITs companies, Al Mal Capital REIT ranks worse than 62.45% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Al Mal Capital REIT's Operating Income for the six months ended in Dec. 2025 was د.إ47.27 Mil. Al Mal Capital REIT's Interest Expense for the six months ended in Dec. 2025 was د.إ-19.35 Mil. Al Mal Capital REIT's interest coverage for the quarter that ended in Dec. 2025 was 2.44. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Al Mal Capital REIT interest coverage is 2.38, which is low.

The historical rank and industry rank for Al Mal Capital REIT's Interest Coverage or its related term are showing as below:

DFM:AMCREIT' s Interest Coverage Range Over the Past 10 Years
Min: 2.22   Med: 2.38   Max: No Debt
Current: 2.38


DFM:AMCREIT's Interest Coverage is ranked worse than
62.45% of 695 companies
in the REITs industry
Industry Median: 3.12 vs DFM:AMCREIT: 2.38

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Al Mal Capital REIT  (DFM:AMCREIT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Al Mal Capital REIT Interest Coverage Related Terms


Al Mal Capital REIT Interest Coverage Historical Data

* Premium members only.

The historical data trend for Al Mal Capital REIT's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Al Mal Capital REIT Interest Coverage Chart

Al Mal Capital REIT Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
No Debt No Debt 2.36 2.22 2.38

Al Mal Capital REIT Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.16 2.40 2.12 2.31 2.44

DFM:AMCREIT vs VICI, WPC, BNL: Interest Coverage Comparison

For the REIT - Diversified subindustry, Al Mal Capital REIT's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Mal Capital REIT Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Al Mal Capital REIT's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Al Mal Capital REIT's Interest Coverage falls into.


DFM:AMCREIT
25GF Score
Al Mal Capital REIT DFM:AMCREIT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Mal Capital REIT Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Al Mal Capital REIT's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Al Mal Capital REIT's Interest Expense was د.إ-35.30 Mil. Its Operating Income was د.إ84.16 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ361.19 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*84.156/-35.303
=2.38

Al Mal Capital REIT's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Al Mal Capital REIT's Interest Expense was د.إ-19.35 Mil. Its Operating Income was د.إ47.27 Mil. And its Long-Term Debt & Capital Lease Obligation was د.إ361.19 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*47.267/-19.353
=2.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.44 mean?
Al Mal Capital REIT (DFM:AMCREIT) has a Interest Coverage of 2.44 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Mal Capital REIT and its competitors. This is near median its historical median of 2.38. Over the past decade, Al Mal Capital REIT's Interest Coverage has ranged from 2.22 to 10,000.00. According to the industry distribution chart, Al Mal Capital REIT ranks #434 out of 695 companies in the REITs industry, placing it in the top 62.4%.
Is Al Mal Capital REIT's Interest Coverage too high?
Al Mal Capital REIT's current Interest Coverage of 2.44 is near median its 10-year median of 2.38. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 10,000.00. The REITs industry median Interest Coverage is 3.12. Al Mal Capital REIT's value of 2.44 is 21.8% below this industry median. Based on the distribution chart, Al Mal Capital REIT ranks #434 out of 695 companies in the REITs industry, which is below the industry midpoint. Overall, Al Mal Capital REIT has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Al Mal Capital REIT's Interest Coverage compare to VICI and WPC?
According to the REITs industry distribution chart, Al Mal Capital REIT ranks #434 out of 695 companies for Interest Coverage. This places Al Mal Capital REIT in the lower half of its industry. The industry median Interest Coverage is 3.12. Al Mal Capital REIT's value of 2.44 is 21.8% below this benchmark. Historically, Al Mal Capital REIT's own Interest Coverage has ranged from 2.22 to 10,000.00 over the past decade. While the company's 10-year median is 2.38 vs. the industry median of 3.12, Al Mal Capital REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 695 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Mal Capital REIT's current Interest Coverage of 2.44 is 21.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Mal Capital REIT and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Mal Capital REIT's current Interest Coverage is 2.44, which is near median its own 10-year median of 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mal Capital REIT stock overvalued right now?
Al Mal Capital REIT (DFM:AMCREIT) has a current Interest Coverage of 2.44. The current Interest Coverage is 2.44, which is near median its 10-year median of 2.38 and 21.8% below the REITs industry median of 3.12. Al Mal Capital REIT's overall GF Score™ is 25/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Al Mal Capital REIT (DFM:AMCREIT), the current Interest Coverage is 2.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Mal Capital REIT Business Description

Industry Real EstateREITs
Address Sheikh Zayed Road, Office 901, P.O. Box 119930, 48 Burj Gate, Downtown Dubai, Dubai, ARE
Al Mal Capital REIT is a United Arab Emirates-based closed-ended real estate investment trust that is involved in investing in income generating real estate assets, including real estate of educational facilities, health facilities, and industrial assets across the United Arab Emirates and the Gulf Cooperation Council (GCC), thereby providing the Unitholders with an attractive annual return through dividend distribution. The company has only one operating segment in the UAE.
25GF Score

Get the complete analysis for DFM:AMCREIT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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