Al Mal Capital REIT (DFM:AMCREIT) Debt-to-EBITDA : 3.76 (As of Dec. 2025) — 21% Below Median

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DFM:AMCREIT Al Mal Capital REIT DFM:AMCREIT
25 GF Score
Price د.إ1.13
! 8 Warning Signs
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What is Al Mal Capital REIT Debt-to-EBITDA?

Al Mal Capital REIT DFM:AMCREIT 25 Debt-to-EBITDA is 3.76 as of Dec. 2025, which is 21% below its 10-year median of 4.73. GuruFocus rates DFM:AMCREIT with a GF Score™ of 25/100. The stock has 8 warning signs investors should review. Among 578 REITs companies, Al Mal Capital REIT ranks better than 68.86% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Mal Capital REIT's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was د.إ106.62 Mil. Al Mal Capital REIT's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was د.إ361.19 Mil. Al Mal Capital REIT's annualized EBITDA for the quarter that ended in Dec. 2025 was د.إ124.30 Mil. Al Mal Capital REIT's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was 3.76.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Al Mal Capital REIT's Debt-to-EBITDA or its related term are showing as below:

DFM:AMCREIT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.69   Med: 4.73   Max: 5.25
Current: 4.69

During the past 5 years, the highest Debt-to-EBITDA Ratio of Al Mal Capital REIT was 5.25. The lowest was 4.69. And the median was 4.73.

DFM:AMCREIT's Debt-to-EBITDA is ranked better than
68.86% of 578 companies
in the REITs industry
Industry Median: 6.49 vs DFM:AMCREIT: 4.69

Al Mal Capital REIT  (DFM:AMCREIT) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Al Mal Capital REIT Debt-to-EBITDA Related Terms


Al Mal Capital REIT Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Al Mal Capital REIT's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Mal Capital REIT Debt-to-EBITDA Chart

Al Mal Capital REIT Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
0.00 0.00 4.73 5.25 4.69

Al Mal Capital REIT Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.44 4.93 5.60 6.27 3.76

DFM:AMCREIT vs VICI, WPC, BNL: Debt-to-EBITDA Comparison

For the REIT - Diversified subindustry, Al Mal Capital REIT's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Mal Capital REIT Debt-to-EBITDA vs REITs Industry

For the REITs industry and Real Estate sector, Al Mal Capital REIT's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Al Mal Capital REIT's Debt-to-EBITDA falls into.


DFM:AMCREIT
25GF Score
Al Mal Capital REIT DFM:AMCREIT
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Mal Capital REIT Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Mal Capital REIT's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(106.619 + 361.191) / 99.793
=4.69

Al Mal Capital REIT's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(106.619 + 361.191) / 124.304
=3.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.76 mean?
Al Mal Capital REIT (DFM:AMCREIT) has a Debt-to-EBITDA of 3.76 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Mal Capital REIT. This is 21% below median its historical median of 4.73. Over the past decade, Al Mal Capital REIT's Debt-to-EBITDA has ranged from 4.69 to 5.25. According to the industry distribution chart, Al Mal Capital REIT ranks #180 out of 578 companies in the REITs industry, placing it in the top 31.1%.
Is Al Mal Capital REIT's Debt-to-EBITDA too high?
Al Mal Capital REIT's current Debt-to-EBITDA of 3.76 is 21% below median its 10-year median of 4.73. Over the past 10 years, this metric has ranged from a low of 4.69 to a high of 5.25. The REITs industry median Debt-to-EBITDA is 6.49. Al Mal Capital REIT's value of 3.76 is 42.1% below this industry median. Based on the distribution chart, Al Mal Capital REIT ranks #180 out of 578 companies in the REITs industry, which is above the industry midpoint. Overall, Al Mal Capital REIT has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Al Mal Capital REIT's Debt-to-EBITDA compare to VICI and WPC?
According to the REITs industry distribution chart, Al Mal Capital REIT ranks #180 out of 578 companies for Debt-to-EBITDA. This puts Al Mal Capital REIT in the upper half of its industry. The industry median Debt-to-EBITDA is 6.49. Al Mal Capital REIT's value of 3.76 is 42.1% below this benchmark. Historically, Al Mal Capital REIT's own Debt-to-EBITDA has ranged from 4.69 to 5.25 over the past decade. While the company's 10-year median is 4.73 vs. the industry median of 6.49, Al Mal Capital REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a REITs company?
The median Debt-to-EBITDA among REITs companies is 6.49, based on 578 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Mal Capital REIT's current Debt-to-EBITDA of 3.76 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Mal Capital REIT. For the REITs industry, the median Debt-to-EBITDA is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Mal Capital REIT's current Debt-to-EBITDA is 3.76, which is 21% below median its own 10-year median of 4.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Mal Capital REIT stock overvalued right now?
Al Mal Capital REIT (DFM:AMCREIT) has a current Debt-to-EBITDA of 3.76. The current Debt-to-EBITDA is 3.76, which is 21% below median its 10-year median of 4.73 and 42.1% below the REITs industry median of 6.49. Al Mal Capital REIT's overall GF Score™ is 25/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al Mal Capital REIT (DFM:AMCREIT), the current Debt-to-EBITDA is 3.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al Mal Capital REIT Business Description

Industry Real EstateREITs
Address Sheikh Zayed Road, Office 901, P.O. Box 119930, 48 Burj Gate, Downtown Dubai, Dubai, ARE
Al Mal Capital REIT is a United Arab Emirates-based closed-ended real estate investment trust that is involved in investing in income generating real estate assets, including real estate of educational facilities, health facilities, and industrial assets across the United Arab Emirates and the Gulf Cooperation Council (GCC), thereby providing the Unitholders with an attractive annual return through dividend distribution. The company has only one operating segment in the UAE.
25GF Score

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Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.13
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