Daiichi Life GroupDLICY +2.86%72 Interest Coverage is 7.16 as of Mar. 2026, which is 31% below its 10-year median of 10.33. GuruFocus rates DLICY with a GF Score™ of 72/100 and a GF Value™ of $14.59 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 351 Insurance companies, Daiichi Life Group ranks worse than 61.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Daiichi Life Group's
EBIT
for the
three
months ended in Mar. 2026 was $801 Mil. Daiichi Life Group's Interest Expense for the
three
months ended in Mar. 2026 was $-112 Mil.
Daiichi Life Group's interest coverage for the quarter that ended in Mar. 2026 was 7.16.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Daiichi Life Group's Interest Coverage or its related term are showing as below:
DLICY'
s Interest Coverage Range Over the Past 10 Years
Min: 3.28 Med: 10.33 Max: 18.76
Current: 11.06
DLICY's Interest Coverage is ranked worse than 61.54% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs DLICY: 11.06
Daiichi Life Group (OTCPK:DLICY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Daiichi Life Group Interest Coverage Related Terms
Daiichi Life Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Daiichi Life Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
DLICY vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Daiichi Life Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Daiichi Life Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Daiichi Life Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Daiichi Life Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Daiichi Life Group (DLICY) has a Interest Coverage of 7.16 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daiichi Life Group and its competitors. This is 31% below median its historical median of 10.33. Over the past decade, Daiichi Life Group's Interest Coverage has ranged from 3.28 to 18.76. According to the industry distribution chart, Daiichi Life Group ranks #216 out of 351 companies in the Insurance industry, placing it in the top 61.5%.
Is Daiichi Life Group's Interest Coverage too high?
Daiichi Life Group's current Interest Coverage of 7.16 is 31% below median its 10-year median of 10.33. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 18.76. The Insurance industry median Interest Coverage is 16.23. Daiichi Life Group's value of 7.16 is 55.9% below this industry median. Based on the distribution chart, Daiichi Life Group ranks #216 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, Daiichi Life Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Daiichi Life Group's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Daiichi Life Group ranks #216 out of 351 companies for Interest Coverage. This places Daiichi Life Group in the lower half of its industry. The industry median Interest Coverage is 16.23. Daiichi Life Group's value of 7.16 is 55.9% below this benchmark. Historically, Daiichi Life Group's own Interest Coverage has ranged from 3.28 to 18.76 over the past decade. While the company's 10-year median is 10.33 vs. the industry median of 16.23, Daiichi Life Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Daiichi Life Group's current Interest Coverage of 7.16 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Daiichi Life Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Daiichi Life Group's current Interest Coverage is 7.16, which is 31% below median its own 10-year median of 10.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Daiichi Life Group stock overvalued right now?
Based on GuruFocus' analysis, Daiichi Life Group (DLICY) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.59, compared to a current price of $21.57 — trading 47.8% above its estimated fair value. The current Interest Coverage is 7.16, which is 31% below median its 10-year median of 10.33 and 55.9% below the Insurance industry median of 16.23. Daiichi Life Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Daiichi Life Group (DLICY), the current Interest Coverage is 7.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Daiichi Life Group (DLICY) Overvalued in 2026?
Based on GuruFocus' analysis, Daiichi Life Group stock appears to be overvalued.
The current stock price of $21.57 is trading 47.8% above its estimated GF Value™ of $14.59.
GuruFocus considers Daiichi Life Group to be Significantly Overvalued.
Key valuation signals for DLICY:
Interest Coverage: 7.16 (31% below median its 10-year median of 10.33)
GF Value™: $14.59 vs. price of $21.57 (47.8% above fair value)
Industry Position: 55.9% below the Insurance median (#216 of 351)
No single metric tells the full story. See the DLICY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dai-ichi Life is Japan's second-largest life insurer (excluding the recently privatized Japan Post Insurance), commanding 11% of annualized net premiums. Unlike its largest domestic rivals—Nippon Life, Meiji Yasuda, and Sumitomo Life—which remain mutually owned by policyholders, Dai-ichi Life demutualized and listed on the Tokyo Stock Exchange in 2010. The group's profit profile is geographically diversified: The main domestic life business contributes roughly 75% of profits, the overseas life business contributes about 22%, and the noninsurance business contributes about 4% of total profits.
72GF Score
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