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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Propel Holdings's
Operating Income
for the
three
months ended in Jun. 2026 was €25.5 Mil. Propel Holdings's Interest Expense for the
three
months ended in Jun. 2026 was €0.0 Mil.
Propel Holdings's interest coverage for the quarter that ended in Jun. 2026 was 3.44.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Propel Holdings's Interest Coverage or its related term are showing as below:
FRA:8KO's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 50.67 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Propel Holdings Interest Coverage Related Terms
Propel Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Propel Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:8KO vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Propel Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Propel Holdings Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Propel Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Propel Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate Propel Holdings's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Propel Holdings (FRA:8KO) has a Interest Coverage of 3.44 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Propel Holdings and its competitors. According to the industry distribution chart, Propel Holdings ranks #999999 out of 157 companies in the Credit Services industry.
Is Propel Holdings' Interest Coverage too high?
Propel Holdings' current Interest Coverage is 3.44. The Credit Services industry median Interest Coverage is 50.67. Propel Holdings' value of 3.44 is 93.2% below this industry median. Based on the distribution chart, Propel Holdings ranks #999999 out of 157 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Propel Holdings has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Propel Holdings' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Propel Holdings ranks #999999 out of 157 companies for Interest Coverage. This places Propel Holdings in the lower half of its industry. The industry median Interest Coverage is 50.67. Propel Holdings' value of 3.44 is 93.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 50.67, based on 157 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Propel Holdings's current Interest Coverage of 3.44 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Propel Holdings and its competitors. For the Credit Services industry, the median Interest Coverage is 50.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Propel Holdings's current Interest Coverage is 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Propel Holdings stock overvalued right now?
Based on GuruFocus' analysis, Propel Holdings (FRA:8KO) is currently considered Modestly Undervalued. The stock's GF Value™ is €19.77, compared to a current price of €15.90 — trading 19.6% below its estimated fair value. The current Interest Coverage is 3.44 and 93.2% below the Credit Services industry median of 50.67. Propel Holdings' overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Propel Holdings (FRA:8KO), the current Interest Coverage is 3.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Propel Holdings (FRA:8KO) Overvalued in 2026?
Based on GuruFocus' analysis, Propel Holdings stock appears to be undervalued.
The current stock price of €15.90 is trading 19.6% below its estimated GF Value™ of €19.77.
GuruFocus considers Propel Holdings to be Modestly Undervalued.
Key valuation signals for FRA:8KO:
Interest Coverage: 3.44
GF Value™: €19.77 vs. price of €15.90 (19.6% below fair value)
Industry Position: 93.2% below the Credit Services median (#999999 of 157)
No single metric tells the full story. See the FRA:8KO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Propel Holdings Inc. is a financial technology company that provides online consumer credit to underserved borrowers in the United States, Canada, and the United Kingdom. It operates through consumer-facing brands including MoneyKey, CreditFresh, Fora Credit, and QuidMarket, offering installment loans, lines of credit, and related credit products. The company's proprietary online lending platform handles loan origination, underwriting, servicing, and customer management, allowing borrowers to apply for and manage credit digitally. Propel serves customers who may have limited access to traditional bank lending, and it generates revenue primarily through interest and fees on loans it originates and holds, as well as through its credit-as-a-service offerings that support third-party lending partners. The company is headquartered in Toronto, Ontario, Canada, and its shares trade on the Toronto Stock Exchange.
74GF Score
Get the complete analysis for FRA:8KO
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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