Business Description
goeasy Ltd
NAICS : 522291
SIC : 7111
ISIN : CA3803551074
Total Employee Number:
2,632Compare
Compare
Traded in other countries / regions
GSY.CanadaEHMEF.USA1ES.Germany Index Membership
S&P/TSX Composite index IPO Date
2008-10-17Description
goeasy Ltd is a financial services company. The principal operating activities of the company include providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The company operates in two reportable segments: easyfinancial and easyhome. A majority of its revenue is generated from the easyfinancial segment, which lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. This segment offers unsecured and real estate secured installment loans and also specializes in financing consumer purchases in the powersports, automotive, retail, healthcare, and home improvement categories.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.02 | |||||
Equity-to-Asset | 0.15 | |||||
Debt-to-Equity | 5.44 | |||||
Debt-to-EBITDA | 4.54 | |||||
Interest Coverage | 10.19 | |||||
Piotroski F-Score | 2/9 | |||||
Altman Z-Score | 1.49 | |||||
Beneish M-Score | -1.11 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 18.8 | |||||
3-Year EBITDA Growth Rate | 19.3 | |||||
3-Year EPS without NRI Growth Rate | 34.9 | |||||
3-Year FCF Growth Rate | -18.3 | |||||
3-Year Book Growth Rate | 0.1 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 69.1 | |||||
9-Day RSI | 64.71 | |||||
14-Day RSI | 61.69 | |||||
3-1 Month Momentum % | 5.18 | |||||
6-1 Month Momentum % | -69.37 | |||||
12-1 Month Momentum % | -76.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 23.15 | |||||
Quick Ratio | 23.15 | |||||
Cash Ratio | 0.43 | |||||
Days Sales Outstanding | 35.45 | |||||
Days Payable | 123.69 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 10.07 | |||||
Dividend Payout Ratio | 0.15 | |||||
3-Year Dividend Growth Rate | 17.1 | |||||
5-Year Yield-on-Cost % | 30.33 | |||||
3-Year Average Share Buyback Ratio | 0.9 | |||||
Shareholder Yield % | -122.05 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 68.9 | |||||
Operating Margin % | 55.25 | |||||
Net Margin % | -10.51 | |||||
EBITDA Margin % | 60.09 | |||||
FCF Margin % | -51.67 | |||||
OCF Margin % | -50.37 | |||||
ROE % | -15.85 | |||||
ROA % | -3.17 | |||||
ROIC % | 17.81 | |||||
3-Year ROIIC % | 24.29 | |||||
ROC (Joel Greenblatt) % | 697.82 | |||||
ROCE % | 17.39 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 25.49 | |||||
PE Ratio without NRI | 1.11 | |||||
Shiller PE Ratio | 5.53 | |||||
PEG Ratio | 0.05 | |||||
PS Ratio | 0.42 | |||||
PB Ratio | 0.83 | |||||
Price-to-Tangible-Book | 0.96 | |||||
EV-to-EBIT | 5.57 | |||||
EV-to-EBITDA | 5.12 | |||||
EV-to-Revenue | 3.08 | |||||
EV-to-Forward-Revenue | 3.29 | |||||
EV-to-FCF | -5.89 | |||||
Price-to-GF-Value | 0.23 | |||||
Price-to-DCF (Earnings Based) | 0.03 | |||||
Price-to-Median-PS-Value | 0.25 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.05 | |||||
Price-to-Graham-Number | 0.22 | |||||
| Price-to-Net-Current-Asset-Value | 1.59 | |||||
Earnings Yield (Greenblatt) % | 17.96 | |||||
FCF Yield % | -125.72 | |||||
Forward Rate of Return (Yacktman) % | -51.16 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
goeasy Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil C$) | 1,696.789 | ||
| EPS (TTM) (C$) | -10.88 | ||
| Beta | 1.4301 | ||
| 3-Year Sharpe Ratio | -0.33 | ||
| 3-Year Sortino Ratio | -0.38 | ||
| Volatility % | 75.89 | ||
| 14-Day RSI | 61.69 | ||
| 14-Day ATR (C$) | 2.185997 | ||
| 20-Day SMA (C$) | 40.171 | ||
| 12-1 Month Momentum % | -76.05 | ||
| 52-Week Range (C$) | 27.6 - 216.5 | ||
| Shares Outstanding (Mil) | 16.03 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
goeasy Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
goeasy Ltd Stock Events
| Event | Date | Price (C$) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-06 10:00 | In 128 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 126 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-07 10:00 | In 37 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 35 days | ||
| General meeting for 2026 | 2026-05-20 10:00 | 32.59 (+8.52%) | ||
| First quarter earnings conference call for 2026 | 2026-05-13 09:00 | 30.99 (-0.93%) | ||
| First quarter earnings results for 2026 | 2026-05-12 | 30.80 (-6.61%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-04-01 08:00 | 38.23 (+5.96%) | ||
| Annual report for 2025 | 2026-03-31 | 36.37 (+0.92%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-31 | 36.37 (+0.92%) |
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goeasy Ltd Frequently Asked Questions
What is goeasy Ltd(TSX:GSY)'s stock price today?
The current price of TSX:GSY is C$43.50. The 52 week high of TSX:GSY is C$216.50 and 52 week low is C$27.60.
When is next earnings date of goeasy Ltd(TSX:GSY)?
The next earnings date of goeasy Ltd(TSX:GSY) is 2026-08-06 Est..
Does goeasy Ltd(TSX:GSY) pay dividends? If so, how much?
The Dividend Yield %  of goeasy Ltd(TSX:GSY) is 10.07% (As of Today), Highest Dividend Payout Ratio of goeasy Ltd(TSX:GSY) was 0.17. The lowest was 0.1. And the median was 0.12. The  Forward Dividend Yield % of goeasy Ltd(TSX:GSY) is 0%. For more information regarding to dividend, please check our Dividend Page.
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