NCR Voyix (FRA:NCR1) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


FRA:NCR1 NCR Voyix Corp FRA:NCR1
62 GF Score
Price €7.40
GF Value €9.45
Valuation Modestly Undervalued
! 3 Warning Signs
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What is NCR Voyix Interest Coverage?

NCR Voyix FRA:NCR1 -5.13% 62 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates FRA:NCR1 with a GF Score™ of 62/100 and a GF Value™ of €9.45 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,703 Software companies, NCR Voyix ranks worse than 98.3% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NCR Voyix's Operating Income for the three months ended in Mar. 2026 was €-16 Mil. NCR Voyix's Interest Expense for the three months ended in Mar. 2026 was €-13 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for NCR Voyix's Interest Coverage or its related term are showing as below:

FRA:NCR1' s Interest Coverage Range Over the Past 10 Years
Min: 0.11   Med: 2.49   Max: 4.24
Current: 0.45


FRA:NCR1's Interest Coverage is ranked worse than
98.3% of 1703 companies
in the Software industry
Industry Median: 24.67 vs FRA:NCR1: 0.45

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NCR Voyix  (FRA:NCR1) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NCR Voyix Interest Coverage Related Terms


NCR Voyix Interest Coverage Historical Data

* Premium members only.

The historical data trend for NCR Voyix's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NCR Voyix Interest Coverage Chart

NCR Voyix Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.00 0.00 0.00 0.43

NCR Voyix Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.00 1.00 1.06 0.00

FRA:NCR1 vs MGRT, GLOB, CLVT: Interest Coverage Comparison

For the Information Technology Services subindustry, NCR Voyix's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCR Voyix Interest Coverage vs Software Industry

For the Software industry and Technology sector, NCR Voyix's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NCR Voyix's Interest Coverage falls into.


FRA:NCR1
62GF Score
NCR Voyix Corp FRA:NCR1
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCR Voyix Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NCR Voyix's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, NCR Voyix's Interest Expense was €-51 Mil. Its Operating Income was €22 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,132 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*22.204/-51.24
=0.43

NCR Voyix's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, NCR Voyix's Interest Expense was €-13 Mil. Its Operating Income was €-16 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,141 Mil.

NCR Voyix did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
NCR Voyix (FRA:NCR1) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NCR Voyix and its competitors. Over the past decade, NCR Voyix's Interest Coverage has ranged from 0.11 to 4.24. According to the industry distribution chart, NCR Voyix ranks #1674 out of 1703 companies in the Software industry, placing it in the top 98.3%.
Is NCR Voyix's Interest Coverage too high?
NCR Voyix's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 4.24. Based on the distribution chart, NCR Voyix ranks #1674 out of 1703 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, NCR Voyix has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NCR Voyix's Interest Coverage compare to MGRT and GLOB?
According to the Software industry distribution chart, NCR Voyix ranks #1674 out of 1703 companies for Interest Coverage. This places NCR Voyix in the lower half of its industry. The industry median Interest Coverage is 24.67. Historically, NCR Voyix's own Interest Coverage has ranged from 0.11 to 4.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NCR Voyix and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Voyix's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Voyix stock overvalued right now?
Based on GuruFocus' analysis, NCR Voyix (FRA:NCR1) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.45, compared to a current price of €7.40 — trading 21.7% below its estimated fair value. The current Interest Coverage is 0 (At Loss). NCR Voyix's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NCR Voyix (FRA:NCR1), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCR Voyix (FRA:NCR1) Overvalued in 2026?

Based on GuruFocus' analysis, NCR Voyix stock appears to be undervalued. The current stock price of €7.40 is trading 21.7% below its estimated GF Value™ of €9.45. GuruFocus considers NCR Voyix to be Modestly Undervalued.

Key valuation signals for FRA:NCR1:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €9.45 vs. price of €7.40 (21.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FRA:NCR1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCR Voyix Business Description

Address 864 Spring Street NW, Atlanta, GA, USA, 30308
NCR Voyix Corp is a company providing services of digital commerce solutions for retail, restaurant, and digital banking. The company operates in two reportable segments: Retail, and Restaurants. The Retail segment provides software solutions for retailers of all sizes, enhancing operational efficiency and customer experience. The Restaurants segment offers end-to-end technology solutions for food service establishments, improving operational efficiency, and customer satisfaction, and reducing costs. The company derives maximum revenue from Retail segment. Geographically, the company operates in United States, Americas (excluding United States), Europe, Middle East and Africa, and Asia Pacific. It derives maximum revenue from United States.
62GF Score

Get the complete analysis for FRA:NCR1

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.40
Price
€9.45
GF Value