NCR Voyix (FRA:NCR1) ROA %: -0.51% (As of Mar. 2026)


FRA:NCR1 NCR Voyix Corp FRA:NCR1
62 GF Score
Price €7.80
GF Value €9.77
Valuation Modestly Undervalued
! 3 Warning Signs
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What is NCR Voyix ROA %?

NCR Voyix FRA:NCR1 +4.00% 62 ROA % is -0.51% as of Mar. 2026. GuruFocus rates FRA:NCR1 with a GF Score™ of 62/100 and a GF Value™ of €9.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,883 Software companies, NCR Voyix ranks better than 50.99% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. NCR Voyix's annualized Net Income for the quarter that ended in Mar. 2026 was €-17 Mil. NCR Voyix's average Total Assets over the quarter that ended in Mar. 2026 was €3,371 Mil. Therefore, NCR Voyix's annualized ROA % for the quarter that ended in Mar. 2026 was -0.51%.

The historical rank and industry rank for NCR Voyix's ROA % or its related term are showing as below:

FRA:NCR1' s ROA % Range Over the Past 10 Years
Min: -5.19   Med: 1.23   Max: 20.29
Current: 1.83

During the past 13 years, NCR Voyix's highest ROA % was 20.29%. The lowest was -5.19%. And the median was 1.23%.

FRA:NCR1's ROA % is ranked better than
50.99% of 2883 companies
in the Software industry
Industry Median: 1.65 vs FRA:NCR1: 1.83

NCR Voyix  (FRA:NCR1) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-17.3/3370.9645
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-17.3 / 2096.76)*(2096.76 / 3370.9645)
=Net Margin %*Asset Turnover
=-0.83 %*0.622
=-0.51 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


NCR Voyix ROA % Related Terms


NCR Voyix ROA % Historical Data

* Premium members only.

The historical data trend for NCR Voyix's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCR Voyix ROA % Chart

NCR Voyix Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 0.54 -5.08 20.73 1.39

NCR Voyix Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.52 0.00 -1.89 9.91 -0.51

FRA:NCR1 vs MGRT, GLOB, CLVT: ROA % Comparison

For the Information Technology Services subindustry, NCR Voyix's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCR Voyix ROA % vs Software Industry

For the Software industry and Technology sector, NCR Voyix's ROA % distribution charts can be found below:

* The bar in red indicates where NCR Voyix's ROA % falls into.


FRA:NCR1
62GF Score
NCR Voyix Corp FRA:NCR1
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCR Voyix ROA % Calculation

NCR Voyix's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=52.948/( (4251.66+3348.534)/ 2 )
=52.948/3800.097
=1.39 %

NCR Voyix's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-17.3/( (3348.534+3393.395)/ 2 )
=-17.3/3370.9645
=-0.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -0.51% mean?
NCR Voyix (FRA:NCR1) has a ROA % of -0.51% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on NCR Voyix and its competitors. According to the industry distribution chart, NCR Voyix ranks #1413 out of 2883 companies in the Software industry, placing it in the top 49%.
Is NCR Voyix's ROA % too high?
NCR Voyix's current ROA % is -0.51%. Based on the distribution chart, NCR Voyix ranks #1413 out of 2883 companies in the Software industry, which is above the industry midpoint. Overall, NCR Voyix has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NCR Voyix's ROA % compare to MGRT and GLOB?
According to the Software industry distribution chart, NCR Voyix ranks #1413 out of 2883 companies for ROA %. This puts NCR Voyix in the upper half of its industry. The industry median ROA % is 1.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on NCR Voyix and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Voyix's current ROA % is -0.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Voyix stock overvalued right now?
Based on GuruFocus' analysis, NCR Voyix (FRA:NCR1) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.77, compared to a current price of €7.80 — trading 20.2% below its estimated fair value. The current ROA % is -0.51%. NCR Voyix's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For NCR Voyix (FRA:NCR1), the current ROA % is -0.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCR Voyix (FRA:NCR1) Overvalued in 2026?

Based on GuruFocus' analysis, NCR Voyix stock appears to be undervalued. The current stock price of €7.80 is trading 20.2% below its estimated GF Value™ of €9.77. GuruFocus considers NCR Voyix to be Modestly Undervalued.

Key valuation signals for FRA:NCR1:

  • ROA %: -0.51%
  • GF Value™: €9.77 vs. price of €7.80 (20.2% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FRA:NCR1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCR Voyix Business Description

Address 864 Spring Street NW, Atlanta, GA, USA, 30308
NCR Voyix Corp is a company providing services of digital commerce solutions for retail, restaurant, and digital banking. The company operates in two reportable segments: Retail, and Restaurants. The Retail segment provides software solutions for retailers of all sizes, enhancing operational efficiency and customer experience. The Restaurants segment offers end-to-end technology solutions for food service establishments, improving operational efficiency, and customer satisfaction, and reducing costs. The company derives maximum revenue from Retail segment. Geographically, the company operates in United States, Americas (excluding United States), Europe, Middle East and Africa, and Asia Pacific. It derives maximum revenue from United States.
62GF Score

Get the complete analysis for FRA:NCR1

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.80
Price
€9.77
GF Value