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FenbiFRA:U92 +3.75%69 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates FRA:U92 with a GF Score™ of 69/100 and a GF Value™ of €0.33 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 194 Education companies, Fenbi ranks better than 71.13% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Fenbi's
Operating Income
for the
six
months ended in Dec. 2025 was €-5.3 Mil. Fenbi's Interest Expense for the
six
months ended in Dec. 2025 was €-0.2 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Fenbi's Interest Coverage or its related term are showing as below:
FRA:U92'
s Interest Coverage Range Over the Past 10 Years
Min: 10.53 Med: 42.64 Max: 123.89
Current: 46.52
FRA:U92's Interest Coverage is ranked better than 71.13% of 194
companies
in the Education industry
Industry Median: 13.1
vs FRA:U92: 46.52
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Fenbi Interest Coverage Related Terms
Fenbi Interest Coverage Historical Data
* Premium members only.
The historical data trend for Fenbi's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:U92 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Fenbi's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fenbi Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Fenbi's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Fenbi's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Fenbi did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Fenbi (FRA:U92) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fenbi and its competitors. Over the past decade, Fenbi's Interest Coverage has ranged from 10.53 to 123.89. According to the industry distribution chart, Fenbi ranks #56 out of 194 companies in the Education industry, placing it in the top 28.9%.
Is Fenbi's Interest Coverage too high?
Fenbi's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 10.53 to a high of 123.89. Based on the distribution chart, Fenbi ranks #56 out of 194 companies in the Education industry, which is above the industry midpoint. Overall, Fenbi has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fenbi's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Fenbi ranks #56 out of 194 companies for Interest Coverage. This puts Fenbi in the upper half of its industry. The industry median Interest Coverage is 13.10. Historically, Fenbi's own Interest Coverage has ranged from 10.53 to 123.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.10, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fenbi and its competitors. For the Education industry, the median Interest Coverage is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fenbi's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fenbi stock overvalued right now?
Based on GuruFocus' analysis, Fenbi (FRA:U92) is currently considered Possible Value Trap. The stock's GF Value™ is €0.33, compared to a current price of €0.04 — trading 87.4% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Fenbi's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fenbi (FRA:U92), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fenbi (FRA:U92) Overvalued in 2026?
Based on GuruFocus' analysis, Fenbi stock appears to be undervalued.
The current stock price of €0.04 is trading 87.4% below its estimated GF Value™ of €0.33.
GuruFocus considers Fenbi to be Possible Value Trap.
Key valuation signals for FRA:U92:
Interest Coverage: 0 (At Loss)
GF Value™: €0.33 vs. price of €0.04 (87.4% below fair value)
No single metric tells the full story. See the FRA:U92 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fenbi Ltd operates as a non-formal vocational education and training (VET) service provider in China. The company providing a comprehensive suite of recruitment and qualification examination tutoring courses for adult students pursuing careers in government-sponsored institutions and several professions and industries. The company helps college graduates excel in the competitive selection process administered by governmental institutions and helps professionals obtain the relevant qualifications. Its segments are Tutoring services and Sales of books. The company generates the majority of its revenue from Tutoring services, which are classroom-based platforms teaching to students who physically attend the lecture centers or through an online platform.
69GF Score
Get the complete analysis for FRA:U92
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