Fenbi (FRA:U92) ROA %: -2.92% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:U92 Fenbi Ltd FRA:U92
73 GF Score
Price €0.04
GF Value €0.33
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Fenbi ROA %?

Fenbi FRA:U92 +3.75% 73 ROA % is -2.92% as of Dec. 2025. GuruFocus rates FRA:U92 with a GF Score™ of 73/100 and a GF Value™ of €0.33 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 263 Education companies, Fenbi ranks better than 83.27% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Fenbi's annualized Net Income for the quarter that ended in Dec. 2025 was €-6.9 Mil. Fenbi's average Total Assets over the quarter that ended in Dec. 2025 was €236.6 Mil. Therefore, Fenbi's annualized ROA % for the quarter that ended in Dec. 2025 was -2.92%.

The historical rank and industry rank for Fenbi's ROA % or its related term are showing as below:

FRA:U92' s ROA % Range Over the Past 10 Years
Min: -118.01   Med: 9.95   Max: 23.85
Current: 10.29

During the past 7 years, Fenbi's highest ROA % was 23.85%. The lowest was -118.01%. And the median was 9.95%.

FRA:U92's ROA % is ranked better than
83.27% of 263 companies
in the Education industry
Industry Median: 3.9 vs FRA:U92: 10.29

Fenbi  (FRA:U92) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=-6.918/236.638
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-6.918 / 287.288)*(287.288 / 236.638)
=Net Margin %*Asset Turnover
=-2.41 %*1.214
=-2.92 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Fenbi ROA % Related Terms


Fenbi ROA % Historical Data

* Premium members only.

The historical data trend for Fenbi's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fenbi ROA % Chart

Fenbi Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial -121.04 -109.02 9.81 12.11 10.21

Fenbi Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.00 26.77 -3.97 22.10 -2.92

FRA:U92 vs EDU, TAL, LAUR: ROA % Comparison

For the Education & Training Services subindustry, Fenbi's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fenbi ROA % vs Education Industry

For the Education industry and Consumer Defensive sector, Fenbi's ROA % distribution charts can be found below:

* The bar in red indicates where Fenbi's ROA % falls into.


FRA:U92
73GF Score
Fenbi Ltd FRA:U92
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fenbi ROA % Calculation

Fenbi's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=24.023/( (246.192+224.182)/ 2 )
=24.023/235.187
=10.21 %

Fenbi's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-6.918/( (249.094+224.182)/ 2 )
=-6.918/236.638
=-2.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -2.92% mean?
Fenbi (FRA:U92) has a ROA % of -2.92% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Fenbi and its competitors. According to the industry distribution chart, Fenbi ranks #44 out of 263 companies in the Education industry, placing it in the top 16.7%.
Is Fenbi's ROA % too high?
Fenbi's current ROA % is -2.92%. Based on the distribution chart, Fenbi ranks #44 out of 263 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Fenbi has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Fenbi's ROA % compare to EDU and TAL?
According to the Education industry distribution chart, Fenbi ranks #44 out of 263 companies for ROA %. This places Fenbi in the top 17% of its industry — outperforming the majority of peers. The industry median ROA % is 3.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Education company?
The median ROA % among Education companies is 3.90, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Fenbi and its competitors. For the Education industry, the median ROA % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fenbi's current ROA % is -2.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fenbi stock overvalued right now?
Based on GuruFocus' analysis, Fenbi (FRA:U92) is currently considered Possible Value Trap. The stock's GF Value™ is €0.33, compared to a current price of €0.04 — trading 87.4% below its estimated fair value. The current ROA % is -2.92%. Fenbi's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Fenbi (FRA:U92), the current ROA % is -2.92% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fenbi (FRA:U92) Overvalued in 2026?

Based on GuruFocus' analysis, Fenbi stock appears to be undervalued. The current stock price of €0.04 is trading 87.4% below its estimated GF Value™ of €0.33. GuruFocus considers Fenbi to be Possible Value Trap.

Key valuation signals for FRA:U92:

  • ROA %: -2.92%
  • GF Value™: €0.33 vs. price of €0.04 (87.4% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the FRA:U92 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fenbi Business Description

Other Exchanges 02469:Hong Kong
Address Jiuxianqiao North Road, Room 601, 1-6th Floor, Building 103, No. 10 Courtyard, Chaoyang District, Beijing, CHN
Fenbi Ltd operates as a non-formal vocational education and training (VET) service provider in China. The company providing a comprehensive suite of recruitment and qualification examination tutoring courses for adult students pursuing careers in government-sponsored institutions and several professions and industries. The company helps college graduates excel in the competitive selection process administered by governmental institutions and helps professionals obtain the relevant qualifications. Its segments are Tutoring services and Sales of books. The company generates the majority of its revenue from Tutoring services, which are classroom-based platforms teaching to students who physically attend the lecture centers or through an online platform.
73GF Score

Get the complete analysis for FRA:U92

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.04
Price
€0.33
GF Value