Woolworths HoldingsFRA:WN30 -0.75%74 Interest Coverage is 2.99 as of Dec. 2025, which is 34% below its 10-year median of 4.52. GuruFocus rates FRA:WN30 with a GF Score™ of 74/100 and a GF Value™ of €3.57. The stock has 4 warning signs investors should review. Among 828 Retail - Cyclical companies, Woolworths Holdings ranks worse than 75.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Woolworths Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was €136 Mil. Woolworths Holdings's Interest Expense for the
six
months ended in Dec. 2025 was €-45 Mil.
Woolworths Holdings's interest coverage for the quarter that ended in Dec. 2025 was 2.99.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Woolworths Holdings's Interest Coverage or its related term are showing as below:
FRA:WN30'
s Interest Coverage Range Over the Past 10 Years
Min: 1.75 Med: 4.52 Max: 5.64
Current: 2.81
FRA:WN30's Interest Coverage is ranked worse than 75.97% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs FRA:WN30: 2.81
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Woolworths Holdings Interest Coverage Related Terms
Woolworths Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Woolworths Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Woolworths Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woolworths Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Woolworths Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Woolworths Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woolworths Holdings (FRA:WN30) has a Interest Coverage of 2.99 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Woolworths Holdings and its competitors. This is 34% below median its historical median of 4.52. Over the past decade, Woolworths Holdings' Interest Coverage has ranged from 1.75 to 5.64. According to the industry distribution chart, Woolworths Holdings ranks #629 out of 828 companies in the Retail - Cyclical industry, placing it in the top 76%.
Is Woolworths Holdings' Interest Coverage too high?
Woolworths Holdings' current Interest Coverage of 2.99 is 34% below median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 5.64. The Retail - Cyclical industry median Interest Coverage is 7.92. Woolworths Holdings' value of 2.99 is 62.2% below this industry median. Based on the distribution chart, Woolworths Holdings ranks #629 out of 828 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Woolworths Holdings has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Woolworths Holdings' Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Woolworths Holdings ranks #629 out of 828 companies for Interest Coverage. This places Woolworths Holdings in the lower half of its industry. The industry median Interest Coverage is 7.92. Woolworths Holdings' value of 2.99 is 62.2% below this benchmark. Historically, Woolworths Holdings' own Interest Coverage has ranged from 1.75 to 5.64 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 7.92, Woolworths Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woolworths Holdings's current Interest Coverage of 2.99 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Woolworths Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woolworths Holdings's current Interest Coverage is 2.99, which is 34% below median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woolworths Holdings stock overvalued right now?
Woolworths Holdings (FRA:WN30) has a current Interest Coverage of 2.99. The stock's GF Value™ is €3.57, compared to a current price of €2.66 — trading 25.5% below its estimated fair value. The current Interest Coverage is 2.99, which is 34% below median its 10-year median of 4.52 and 62.2% below the Retail - Cyclical industry median of 7.92. Woolworths Holdings' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Woolworths Holdings (FRA:WN30), the current Interest Coverage is 2.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woolworths Holdings (FRA:WN30) Overvalued in 2026?
Based on GuruFocus' analysis, Woolworths Holdings stock appears to be undervalued.
The current stock price of €2.66 is trading 25.5% below its estimated GF Value™ of €3.57.
Key valuation signals for FRA:WN30:
Interest Coverage: 2.99 (34% below median its 10-year median of 4.52)
GF Value™: €3.57 vs. price of €2.66 (25.5% below fair value)
Industry Position: 62.2% below the Retail - Cyclical median (#629 of 828)
No single metric tells the full story. See the FRA:WN30 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woolworths Holdings Ltd is a southern hemisphere retail Group. Its current operations are conducted through its two operating subsidiaries. The segments involve: Fashion, Beauty and Home; Food; Logistics; Woolworths Financial Services; Country Road Group; and Treasury. It derives maximum revenue from Food Segment. Geographically, It operates iun South Africa, Australia and New Zealand and Rest of Africa.
74GF Score
Get the complete analysis for FRA:WN30
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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