General Motors CoGM.WS.B 78 Interest Coverage is 18.52 as of Mar. 2026, which is 85% above its 10-year median of 10.01. GuruFocus rates GM.WS.B with a GF Score™ of 78/100 and a GF Value™ of $12.32. The stock has 11 warning signs investors should review. Among 1,066 Vehicles & Parts companies, General Motors Co ranks worse than 70.26% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. General Motors Co's
Operating Income
for the
three
months ended in Mar. 2026 was $2,926 Mil. General Motors Co's Interest Expense for the
three
months ended in Mar. 2026 was $-158 Mil.
General Motors Co's interest coverage for the quarter that ended in Mar. 2026 was 18.52.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for General Motors Co's Interest Coverage or its related term are showing as below:
GM.WS.B'
s Interest Coverage Range Over the Past 10 Years
Min: 3.39 Med: 10.01 Max: 15.43
Current: 3.39
GM.WS.B's Interest Coverage is ranked worse than 70.26% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs GM.WS.B: 3.39
General Motors Co (NYSE:GM.WS.B) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
General Motors Co Interest Coverage Related Terms
General Motors Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for General Motors Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
GM.WS.B vs F, RIVN, XPEV: Interest Coverage Comparison
For the Auto Manufacturers subindustry, General Motors Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Motors Co Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, General Motors Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where General Motors Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Motors Co (GM.WS.B) has a Interest Coverage of 18.52 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on General Motors Co and its competitors. This is 85% above median its historical median of 10.01. Over the past decade, General Motors Co's Interest Coverage has ranged from 3.39 to 15.43. According to the industry distribution chart, General Motors Co ranks #749 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 70.3%.
Is General Motors Co's Interest Coverage too high?
General Motors Co's current Interest Coverage of 18.52 is 85% above median its 10-year median of 10.01. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 15.43. The Vehicles & Parts industry median Interest Coverage is 8.30. General Motors Co's value of 18.52 is 123.3% above this industry median. Based on the distribution chart, General Motors Co ranks #749 out of 1066 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, General Motors Co has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does General Motors Co's Interest Coverage compare to F and RIVN?
According to the Vehicles & Parts industry distribution chart, General Motors Co ranks #749 out of 1066 companies for Interest Coverage. This places General Motors Co in the lower half of its industry. The industry median Interest Coverage is 8.30. General Motors Co's value of 18.52 is 123.3% above this benchmark. Historically, General Motors Co's own Interest Coverage has ranged from 3.39 to 15.43 over the past decade. While the company's 10-year median is 10.01 vs. the industry median of 8.30, General Motors Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Motors Co's current Interest Coverage of 18.52 is 123.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on General Motors Co and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Motors Co's current Interest Coverage is 18.52, which is 85% above median its own 10-year median of 10.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Motors Co stock overvalued right now?
General Motors Co (GM.WS.B) has a current Interest Coverage of 18.52. The stock's GF Value™ is $12.32, compared to a current price of $23.05 — trading 87.1% above its estimated fair value. The current Interest Coverage is 18.52, which is 85% above median its 10-year median of 10.01 and 123.3% above the Vehicles & Parts industry median of 8.30. General Motors Co's overall GF Score™ is 78/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For General Motors Co (GM.WS.B), the current Interest Coverage is 18.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Motors Co (GM.WS.B) Overvalued in 2026?
Based on GuruFocus' analysis, General Motors Co stock appears to be overvalued.
The current stock price of $23.05 is trading 87.1% above its estimated GF Value™ of $12.32.
Key valuation signals for GM.WS.B:
Interest Coverage: 18.52 (85% above median its 10-year median of 10.01)
GF Value™: $12.32 vs. price of $23.05 (87.1% above fair value)
Industry Position: 123.3% above the Vehicles & Parts median (#749 of 1066)
No single metric tells the full story. See the GM.WS.B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Motors Co. emerged from the bankruptcy of General Motors Corp. (old GM) in July 2009. GM has eight brands and operates under three segments: GM North America, GM International, and GM Financial. The United States now has four brands instead of eight under old GM. The company regained its US market share leadership in 2022, after losing it to Toyota due to the chip shortage in 2021. 2025 US share was 17.4%, up 60 basis points from 2024. The Cruise autonomous vehicle arm, which GM now owns outright, previously operated driverless geofenced AV robotaxi services in San Francisco and other cities, but after a 2023 accident, GM decided that it will focus on personal AVs. GM Financial became the company's captive finance arm in 2010 via the purchase of AmeriCredit.
78GF Score
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