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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Capital Industrial Financial Services Group's
Operating Income
for the
six
months ended in Dec. 2025 was HK$32.4 Mil. Capital Industrial Financial Services Group's Interest Expense for the
six
months ended in Dec. 2025 was HK$-0.4 Mil.
Capital Industrial Financial Services Group's interest coverage for the quarter that ended in Dec. 2025 was 82.02.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Capital Industrial Financial Services Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.
HKSE:00730'
s Interest Coverage Range Over the Past 10 Years
Min: 6.3 Med: 21.31 Max: 66.57
Current: 66.57
HKSE:00730's Interest Coverage is ranked better than 53.05% of 164
companies
in the Credit Services industry
Industry Median: 51.6
vs HKSE:00730: 66.57
Capital Industrial Financial Services Group (HKSE:00730) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Capital Industrial Financial Services Group Interest Coverage Related Terms
Capital Industrial Financial Services Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Capital Industrial Financial Services Group Interest Coverage Chart
Capital Industrial Financial Services Group Annual Data
HKSE:00730 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Capital Industrial Financial Services Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capital Industrial Financial Services Group Interest Coverage vs Credit Services Industry
Capital Industrial Financial Services Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capital Industrial Financial Services Group (HKSE:00730) has a Interest Coverage of 82.02 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Industrial Financial Services Group and its competitors. This is 285% above median its historical median of 21.31. Over the past decade, Capital Industrial Financial Services Group's Interest Coverage has ranged from 6.30 to 66.57. According to the industry distribution chart, Capital Industrial Financial Services Group ranks #77 out of 164 companies in the Credit Services industry, placing it in the top 47%.
Is Capital Industrial Financial Services Group's Interest Coverage too high?
Capital Industrial Financial Services Group's current Interest Coverage of 82.02 is 285% above median its 10-year median of 21.31. Over the past 10 years, this metric has ranged from a low of 6.30 to a high of 66.57. The Credit Services industry median Interest Coverage is 51.60. Capital Industrial Financial Services Group's value of 82.02 is 59% above this industry median. Based on the distribution chart, Capital Industrial Financial Services Group ranks #77 out of 164 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital Industrial Financial Services Group has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capital Industrial Financial Services Group's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Capital Industrial Financial Services Group ranks #77 out of 164 companies for Interest Coverage. This puts Capital Industrial Financial Services Group in the upper half of its industry. The industry median Interest Coverage is 51.60. Capital Industrial Financial Services Group's value of 82.02 is 59% above this benchmark. Historically, Capital Industrial Financial Services Group's own Interest Coverage has ranged from 6.30 to 66.57 over the past decade. While the company's 10-year median is 21.31 vs. the industry median of 51.60, Capital Industrial Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 51.60, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Industrial Financial Services Group's current Interest Coverage of 82.02 is 59% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Industrial Financial Services Group and its competitors. For the Credit Services industry, the median Interest Coverage is 51.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Industrial Financial Services Group's current Interest Coverage is 82.02, which is 285% above median its own 10-year median of 21.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Industrial Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, Capital Industrial Financial Services Group (HKSE:00730) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.08, compared to a current price of HK$0.12 — trading 46.3% above its estimated fair value. The current Interest Coverage is 82.02, which is 285% above median its 10-year median of 21.31 and 59% above the Credit Services industry median of 51.60. Capital Industrial Financial Services Group's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Capital Industrial Financial Services Group (HKSE:00730), the current Interest Coverage is 82.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capital Industrial Financial Services Group (HKSE:00730) Overvalued in 2026?
Based on GuruFocus' analysis, Capital Industrial Financial Services Group stock appears to be overvalued.
The current stock price of HK$0.12 is trading 46.3% above its estimated GF Value™ of HK$0.08.
GuruFocus considers Capital Industrial Financial Services Group to be Significantly Overvalued.
Key valuation signals for HKSE:00730:
Interest Coverage: 82.02 (285% above median its 10-year median of 21.31)
GF Value™: HK$0.08 vs. price of HK$0.12 (46.3% above fair value)
Industry Position: 59% above the Credit Services median (#77 of 164)
No single metric tells the full story. See the HKSE:00730 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capital Industrial Financial Services Group Business Description
Capital Industrial Financial Services Group Ltd is an investment holding company engaged in the provision of sale and leaseback arrangements services, property leasing services, supply chain management business, asset management, and consultancy services. Its operating divisions are sale and leaseback arrangements services, property leasing services, and supply chain management and financial technology business. The majority of revenue is from supply chain management and financial technology business. The group operates in two principal geographical areas: the Chinese Mainland and Hong Kong.
47GF Score
Get the complete analysis for HKSE:00730
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