WLS HoldingsHKSE:08021 34 Interest Coverage is 3.84 as of Oct. 2025, which is 35% above its 10-year median of 2.84. GuruFocus rates HKSE:08021 with a GF Score™ of 34/100 and a GF Value™ of HK$0.68 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 166 Credit Services companies, WLS Holdings ranks worse than 83.73% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. WLS Holdings's
Operating Income
for the
six
months ended in Oct. 2025 was HK$17.97 Mil. WLS Holdings's Interest Expense for the
six
months ended in Oct. 2025 was HK$-4.68 Mil.
WLS Holdings's interest coverage for the quarter that ended in Oct. 2025 was 3.84.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for WLS Holdings's Interest Coverage or its related term are showing as below:
HKSE:08021'
s Interest Coverage Range Over the Past 10 Years
Min: 1.51 Med: 2.84 Max: 3.86
Current: 2.5
HKSE:08021's Interest Coverage is ranked worse than 83.73% of 166
companies
in the Credit Services industry
Industry Median: 49.41
vs HKSE:08021: 2.50
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
WLS Holdings Interest Coverage Related Terms
WLS Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for WLS Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:08021 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, WLS Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WLS Holdings Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, WLS Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where WLS Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WLS Holdings (HKSE:08021) has a Interest Coverage of 3.84 as of Oct. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on WLS Holdings and its competitors. This is 35% above median its historical median of 2.84. Over the past decade, WLS Holdings' Interest Coverage has ranged from 1.51 to 3.86. According to the industry distribution chart, WLS Holdings ranks #139 out of 166 companies in the Credit Services industry, placing it in the top 83.7%.
Is WLS Holdings' Interest Coverage too high?
WLS Holdings' current Interest Coverage of 3.84 is 35% above median its 10-year median of 2.84. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 3.86. The Credit Services industry median Interest Coverage is 49.41. WLS Holdings' value of 3.84 is 92.2% below this industry median. Based on the distribution chart, WLS Holdings ranks #139 out of 166 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, WLS Holdings has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does WLS Holdings' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, WLS Holdings ranks #139 out of 166 companies for Interest Coverage. This places WLS Holdings in the lower half of its industry. The industry median Interest Coverage is 49.41. WLS Holdings' value of 3.84 is 92.2% below this benchmark. Historically, WLS Holdings' own Interest Coverage has ranged from 1.51 to 3.86 over the past decade. While the company's 10-year median is 2.84 vs. the industry median of 49.41, WLS Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 166 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WLS Holdings's current Interest Coverage of 3.84 is 92.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on WLS Holdings and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WLS Holdings's current Interest Coverage is 3.84, which is 35% above median its own 10-year median of 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WLS Holdings stock overvalued right now?
Based on GuruFocus' analysis, WLS Holdings (HKSE:08021) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.68, compared to a current price of HK$0.17 — trading 75% below its estimated fair value. The current Interest Coverage is 3.84, which is 35% above median its 10-year median of 2.84 and 92.2% below the Credit Services industry median of 49.41. WLS Holdings' overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For WLS Holdings (HKSE:08021), the current Interest Coverage is 3.84 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WLS Holdings (HKSE:08021) Overvalued in 2026?
Based on GuruFocus' analysis, WLS Holdings stock appears to be undervalued.
The current stock price of HK$0.17 is trading 75% below its estimated GF Value™ of HK$0.68.
GuruFocus considers WLS Holdings to be Possible Value Trap.
Key valuation signals for HKSE:08021:
Interest Coverage: 3.84 (35% above median its 10-year median of 2.84)
GF Value™: HK$0.68 vs. price of HK$0.17 (75% below fair value)
Industry Position: 92.2% below the Credit Services median (#139 of 166)
No single metric tells the full story. See the HKSE:08021 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WLS Holdings Ltd is a Hong Kong-based company engaged in providing construction services. The Group is organized into three operating segments the provision of scaffolding, fittingout and other auxiliary services for construction and buildings work; Money lending business; and Securities investment business. The group generates a majority of the revenue from the Money lending business segment. The Group's operations are located in Hong Kong and all of the Group's revenue were derived from Hong Kong.
34GF Score
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