ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. WLS Holdings's annualizedNet Income for the quarter that ended in Oct. 2025 was HK$151.93 Mil.
WLS Holdings's average Total Assets over the quarter that ended in Oct. 2025 was HK$628.02 Mil. Therefore, WLS Holdings's annualized ROA % for the quarter that ended in Oct. 2025 was 24.19%.
The historical rank and industry rank for WLS Holdings's ROA % or its related term are showing as below:
HKSE:08021'
s ROA % Range Over the Past 10 Years
Min: -17.57 Med: -2.62 Max: 6.19
Current: 6.19
During the past 13 years, WLS Holdings's highest ROA % was 6.19%. The lowest was -17.57%. And the median was -2.62%.
HKSE:08021's ROA % is ranked better than 86.06% of 545
companies
in the Credit Services industry
Industry Median: 1.92
vs HKSE:08021: 6.19
WLS Holdings (HKSE:08021) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Oct. 2025) net income data. The Revenue data used here is two times the semi-annual (Oct. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
WLS Holdings ROA % Related Terms
WLS Holdings ROA % Historical Data
* Premium members only.
The historical data trend for WLS Holdings's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, WLS Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
WLS Holdings ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, WLS Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where WLS Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Oct. 2025) net income data.
ROA % is displayed in the 30-year financial page.
WLS Holdings (HKSE:08021) has a ROA % of 24.19% as of Oct. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on WLS Holdings and its competitors. According to the industry distribution chart, WLS Holdings ranks #76 out of 545 companies in the Credit Services industry, placing it in the top 13.9%.
Is WLS Holdings' ROA % too high?
WLS Holdings' current ROA % is 24.19%. The Credit Services industry median ROA % is 1.92. WLS Holdings' value of 24.19% is 1159.9% above this industry median. Based on the distribution chart, WLS Holdings ranks #76 out of 545 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, WLS Holdings has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does WLS Holdings' ROA % compare to V and MA?
According to the Credit Services industry distribution chart, WLS Holdings ranks #76 out of 545 companies for ROA %. This places WLS Holdings in the top 14% of its industry — outperforming the majority of peers. The industry median ROA % is 1.92. WLS Holdings' value of 24.19% is 1159.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. WLS Holdings's current ROA % of 24.19% is 1159.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on WLS Holdings and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WLS Holdings's current ROA % is 24.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WLS Holdings stock overvalued right now?
Based on GuruFocus' analysis, WLS Holdings (HKSE:08021) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.68, compared to a current price of HK$0.17 — trading 75% below its estimated fair value. The current ROA % is 24.19% and 1159.9% above the Credit Services industry median of 1.92. WLS Holdings' overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For WLS Holdings (HKSE:08021), the current ROA % is 24.19% as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is WLS Holdings (HKSE:08021) Overvalued in 2026?
Based on GuruFocus' analysis, WLS Holdings stock appears to be undervalued.
The current stock price of HK$0.17 is trading 75% below its estimated GF Value™ of HK$0.68.
GuruFocus considers WLS Holdings to be Possible Value Trap.
Key valuation signals for HKSE:08021:
ROA %: 24.19%
GF Value™: HK$0.68 vs. price of HK$0.17 (75% below fair value)
Industry Position: 1159.9% above the Credit Services median (#76 of 545)
No single metric tells the full story. See the HKSE:08021 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
WLS Holdings Ltd is a Hong Kong-based company engaged in providing construction services. The Group is organized into three operating segments the provision of scaffolding, fittingout and other auxiliary services for construction and buildings work; Money lending business; and Securities investment business. The group generates a majority of the revenue from the Money lending business segment. The Group's operations are located in Hong Kong and all of the Group's revenue were derived from Hong Kong.
34GF Score
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