Royal International (HSTC:RIC) Interest Coverage: 2.44 (As of Mar. 2026) — 254% Above Median


HSTC:RIC Royal International Corp HSTC:RIC
65 GF Score
Price ₫8,600.00
GF Value ₫6,743.74
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Royal International Interest Coverage?

Royal International HSTC:RIC +1.18% 65 Interest Coverage is 2.44 as of Mar. 2026, which is 254% above its 10-year median of 0.69. GuruFocus rates HSTC:RIC with a GF Score™ of 65/100 and a GF Value™ of ₫6,743.74 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 607 Travel & Leisure companies, Royal International ranks worse than 78.91% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Royal International's Operating Income for the three months ended in Mar. 2026 was ₫11,986 Mil. Royal International's Interest Expense for the three months ended in Mar. 2026 was ₫-4,907 Mil. Royal International's interest coverage for the quarter that ended in Mar. 2026 was 2.44. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Royal International's Interest Coverage or its related term are showing as below:

HSTC:RIC' s Interest Coverage Range Over the Past 10 Years
Min: 0.28   Med: 0.69   Max: 1.82
Current: 1.82


HSTC:RIC's Interest Coverage is ranked worse than
78.91% of 607 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs HSTC:RIC: 1.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Royal International  (HSTC:RIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Royal International Interest Coverage Related Terms


Royal International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Royal International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Royal International Interest Coverage Chart

Royal International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.04

Royal International Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.95 0.53 2.42 2.44

HSTC:RIC vs LVS, MGM, WYNN: Interest Coverage Comparison

For the Resorts & Casinos subindustry, Royal International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal International Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Royal International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Royal International's Interest Coverage falls into.


HSTC:RIC
65GF Score
Royal International Corp HSTC:RIC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Royal International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Royal International's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Royal International's Interest Expense was ₫-22,661 Mil. Its Operating Income was ₫23,461 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫121,250 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*23461.454/-22660.883
=1.04

Royal International's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Royal International's Interest Expense was ₫-4,907 Mil. Its Operating Income was ₫11,986 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫116,001 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*11985.656/-4907.321
=2.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.44 mean?
Royal International (HSTC:RIC) has a Interest Coverage of 2.44 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Royal International and its competitors. This is 254% above median its historical median of 0.69. Over the past decade, Royal International's Interest Coverage has ranged from 0.28 to 1.82. According to the industry distribution chart, Royal International ranks #479 out of 607 companies in the Travel & Leisure industry, placing it in the top 78.9%.
Is Royal International's Interest Coverage too high?
Royal International's current Interest Coverage of 2.44 is 254% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 1.82. The Travel & Leisure industry median Interest Coverage is 5.35. Royal International's value of 2.44 is 54.4% below this industry median. Based on the distribution chart, Royal International ranks #479 out of 607 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Royal International has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royal International's Interest Coverage compare to LVS and MGM?
According to the Travel & Leisure industry distribution chart, Royal International ranks #479 out of 607 companies for Interest Coverage. This places Royal International in the lower half of its industry. The industry median Interest Coverage is 5.35. Royal International's value of 2.44 is 54.4% below this benchmark. Historically, Royal International's own Interest Coverage has ranged from 0.28 to 1.82 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 5.35, Royal International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 607 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal International's current Interest Coverage of 2.44 is 54.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Royal International and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal International's current Interest Coverage is 2.44, which is 254% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal International stock overvalued right now?
Based on GuruFocus' analysis, Royal International (HSTC:RIC) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫6,743.74, compared to a current price of ₫8,600.00 — trading 27.5% above its estimated fair value. The current Interest Coverage is 2.44, which is 254% above median its 10-year median of 0.69 and 54.4% below the Travel & Leisure industry median of 5.35. Royal International's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Royal International (HSTC:RIC), the current Interest Coverage is 2.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Royal International (HSTC:RIC) Overvalued in 2026?

Based on GuruFocus' analysis, Royal International stock appears to be overvalued. The current stock price of ₫8,600.00 is trading 27.5% above its estimated GF Value™ of ₫6,743.74. GuruFocus considers Royal International to be Modestly Overvalued.

Key valuation signals for HSTC:RIC:

  • Interest Coverage: 2.44 (254% above median its 10-year median of 0.69)
  • GF Value™: ₫6,743.74 vs. price of ₫8,600.00 (27.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 54.4% below the Travel & Leisure median (#479 of 607)

No single metric tells the full story. See the HSTC:RIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Royal International Business Description

Address Ha Long Street, Bai Chay Ward, Quang Ninh Province, Ha Long City, VNM
Royal International Corp is a Vietnam based engaged in building and operating a 5-star hotel, a place for amusement, an international gaming club and provide other entertainment services. The organization provides accommodation services, food services, recreational services and casino services.
65GF Score

Get the complete analysis for HSTC:RIC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫8,600.00
Price
₫6,743.74
GF Value