PTraswanti Anugerah Makmur TBK (ISX:SAMF) Interest Coverage: 3.70 (As of Mar. 2026) — 50% Below Median


ISX:SAMF PT Saraswanti Anugerah Makmur TBK ISX:SAMF
86 GF Score
Price Rp288.00
GF Value Rp319.14
Valuation Modestly Undervalued
! 4 Warning Signs
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What is PTraswanti Anugerah Makmur TBK Interest Coverage?

PTraswanti Anugerah Makmur TBK ISX:SAMF +0.70% 86 Interest Coverage is 3.70 as of Mar. 2026, which is 50% below its 10-year median of 7.33. GuruFocus rates ISX:SAMF with a GF Score™ of 86/100 and a GF Value™ of Rp319.14 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 199 Agriculture companies, PTraswanti Anugerah Makmur TBK ranks worse than 53.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PTraswanti Anugerah Makmur TBK's Operating Income for the three months ended in Mar. 2026 was Rp64,717 Mil. PTraswanti Anugerah Makmur TBK's Interest Expense for the three months ended in Mar. 2026 was Rp-17,485 Mil. PTraswanti Anugerah Makmur TBK's interest coverage for the quarter that ended in Mar. 2026 was 3.70. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PTraswanti Anugerah Makmur TBK's Interest Coverage or its related term are showing as below:

ISX:SAMF' s Interest Coverage Range Over the Past 10 Years
Min: 3.18   Med: 7.33   Max: 9.49
Current: 6.18


ISX:SAMF's Interest Coverage is ranked worse than
53.77% of 199 companies
in the Agriculture industry
Industry Median: 7.18 vs ISX:SAMF: 6.18

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PTraswanti Anugerah Makmur TBK  (ISX:SAMF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PTraswanti Anugerah Makmur TBK Interest Coverage Related Terms


PTraswanti Anugerah Makmur TBK Interest Coverage Historical Data

* Premium members only.

The historical data trend for PTraswanti Anugerah Makmur TBK's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PTraswanti Anugerah Makmur TBK Interest Coverage Chart

PTraswanti Anugerah Makmur TBK Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 7.33 8.11 9.49 7.56 6.26

PTraswanti Anugerah Makmur TBK Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.08 5.22 5.42 21.12 3.70

ISX:SAMF vs CTVA, CF, MOS: Interest Coverage Comparison

For the Agricultural Inputs subindustry, PTraswanti Anugerah Makmur TBK's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PTraswanti Anugerah Makmur TBK Interest Coverage vs Agriculture Industry

For the Agriculture industry and Basic Materials sector, PTraswanti Anugerah Makmur TBK's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PTraswanti Anugerah Makmur TBK's Interest Coverage falls into.


ISX:SAMF
86GF Score
PT Saraswanti Anugerah Makmur TBK ISX:SAMF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PTraswanti Anugerah Makmur TBK Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PTraswanti Anugerah Makmur TBK's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PTraswanti Anugerah Makmur TBK's Interest Expense was Rp-67,456 Mil. Its Operating Income was Rp421,994 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp88,489 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*421993.79/-67455.617
=6.26

PTraswanti Anugerah Makmur TBK's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PTraswanti Anugerah Makmur TBK's Interest Expense was Rp-17,485 Mil. Its Operating Income was Rp64,717 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp79,847 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*64717.104/-17484.595
=3.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.70 mean?
PTraswanti Anugerah Makmur TBK (ISX:SAMF) has a Interest Coverage of 3.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTraswanti Anugerah Makmur TBK and its competitors. This is 50% below median its historical median of 7.33. Over the past decade, PTraswanti Anugerah Makmur TBK's Interest Coverage has ranged from 3.18 to 9.49. According to the industry distribution chart, PTraswanti Anugerah Makmur TBK ranks #107 out of 199 companies in the Agriculture industry, placing it in the top 53.8%.
Is PTraswanti Anugerah Makmur TBK's Interest Coverage too high?
PTraswanti Anugerah Makmur TBK's current Interest Coverage of 3.70 is 50% below median its 10-year median of 7.33. Over the past 10 years, this metric has ranged from a low of 3.18 to a high of 9.49. The Agriculture industry median Interest Coverage is 7.18. PTraswanti Anugerah Makmur TBK's value of 3.70 is 48.5% below this industry median. Based on the distribution chart, PTraswanti Anugerah Makmur TBK ranks #107 out of 199 companies in the Agriculture industry, which is below the industry midpoint. Overall, PTraswanti Anugerah Makmur TBK has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PTraswanti Anugerah Makmur TBK's Interest Coverage compare to CTVA and CF?
According to the Agriculture industry distribution chart, PTraswanti Anugerah Makmur TBK ranks #107 out of 199 companies for Interest Coverage. This places PTraswanti Anugerah Makmur TBK in the lower half of its industry. The industry median Interest Coverage is 7.18. PTraswanti Anugerah Makmur TBK's value of 3.70 is 48.5% below this benchmark. Historically, PTraswanti Anugerah Makmur TBK's own Interest Coverage has ranged from 3.18 to 9.49 over the past decade. While the company's 10-year median is 7.33 vs. the industry median of 7.18, PTraswanti Anugerah Makmur TBK has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Agriculture company?
The median Interest Coverage among Agriculture companies is 7.18, based on 199 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PTraswanti Anugerah Makmur TBK's current Interest Coverage of 3.70 is 48.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PTraswanti Anugerah Makmur TBK and its competitors. For the Agriculture industry, the median Interest Coverage is 7.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PTraswanti Anugerah Makmur TBK's current Interest Coverage is 3.70, which is 50% below median its own 10-year median of 7.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PTraswanti Anugerah Makmur TBK stock overvalued right now?
Based on GuruFocus' analysis, PTraswanti Anugerah Makmur TBK (ISX:SAMF) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp319.14, compared to a current price of Rp288.00 — trading 9.8% below its estimated fair value. The current Interest Coverage is 3.70, which is 50% below median its 10-year median of 7.33 and 48.5% below the Agriculture industry median of 7.18. PTraswanti Anugerah Makmur TBK's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PTraswanti Anugerah Makmur TBK (ISX:SAMF), the current Interest Coverage is 3.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PTraswanti Anugerah Makmur TBK (ISX:SAMF) Overvalued in 2026?

Based on GuruFocus' analysis, PTraswanti Anugerah Makmur TBK stock appears to be undervalued. The current stock price of Rp288.00 is trading 9.8% below its estimated GF Value™ of Rp319.14. GuruFocus considers PTraswanti Anugerah Makmur TBK to be Modestly Undervalued.

Key valuation signals for ISX:SAMF:

  • Interest Coverage: 3.70 (50% below median its 10-year median of 7.33)
  • GF Value™: Rp319.14 vs. price of Rp288.00 (9.8% below fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 48.5% below the Agriculture median (#107 of 199)

No single metric tells the full story. See the ISX:SAMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PTraswanti Anugerah Makmur TBK Business Description

Address Surya Inti Permata Juanda Super Blok A-52, Jalan Raya Juanda, Wedi, Jawa Timur, Gedangan, Sidoarjo, Jawa, IDN
PT Saraswanti Anugerah Makmur TBK is engaged in the production and distribution of non-subsidized NPK fertilizer. The company produces fertilizers containing at least two primary macronutrients through a chemical reaction process such as Mono Ammonium Phosphate (compound nitrogen phosphate compound fertilizer), Potassium Ammonium Chloride (potassium nitrogen compound fertilizer), Potassium Metaphosphate (potassium phosphate compound fertilizer) and Ammonium Potassium Phosphate (an artificial fertilizer with potassium nitrogen phosphate compound). It is also engaged in wholesaler of Fertilizer and Agrochemical Products which includes a trading business of fertilizers and agrochemical or agricultural chemical products.
86GF Score

Get the complete analysis for ISX:SAMF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp288.00
Price
Rp319.14
GF Value